DuPage National Bank

Headquarters

101 Main Street
West Chicago, IL 60185
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

DuPage National Bank is an FDIC insured institution located in West Chicago, IL. It was founded in 1891 and has approximately $0.05 billion in assets.

FDIC Insured Yes
FDIC Certificate # 5732
Date Established 1891
Assets $ 53.52 million
Loans $ 24.06 million
Deposits $ 51.88 million
Capital $ 1.07 million
 

For a more detailed analysis of DuPage National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: California, CA 92111

 

Loan Rates - September 23, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for DuPage National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
2.914% 2.875%
0.50 points
$1,250 fees
$1,038 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to DuPage National Bank
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Branches

DuPage National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


DuPage National Bank Locations


Financial Details

DuPage National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of DuPage National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
DuPage National Bank U.S. Bank Average
88.53% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, DuPage National Bank had $0 in non-current loans and $2,222,000 in owned real estate. To cover these potential losses it had $1,070,000 in equity and $1,440,000 in loans loss reserves. That gives it a Texas Ratio of 88.53%.

Return on Equity
DuPage National Bank U.S. Bank Average
-98.37% 11.43%

DuPage National Bank has a Return on Equity of -98.37% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
DuPage National Bank U.S. Bank Average
2% 11.51%

DuPage National Bank has a Capitalization of 2% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

DuPage National Bank Balance Sheet Analysis

As of December 31, 2013, DuPage National Bank had assets of $53,524,000, loans of $24,064,000, and deposits of $51,878,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 24.06 million
Loan loss allowance $ 1.44 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.22 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 51.88 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 53.52 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in DuPage National Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Illinois, DuPage National Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.05
Multifamily
Mortgages
11.88
Credit Card Loans 0.01
Consumer Auto Loans 0.00
Small Business Loans 8.54
Construction and Development Loans 0.69
Commercial Real Estate 50.81
Commercial and Industrial Loans 1.53
Farm Loans 0.00

Frequently Asked Questions About Dupage National Bank

Branches and Savings

Is Dupage National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5732.

Why does Dupage National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Dupage National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Dupage National Bank a commercial bank?

Yes

Where are Dupage National Bank locations?

See branch locations nearby.

Is Dupage National Bank open on Saturdays?

Is Dupage National Bank open on Sundays?

What time does Dupage National Bank open?

What time does Dupage National Bank close?

Are Dupage National Bank ATMs Open 24/7?

Do Dupage National Bank ATMs accept cash deposits?

Can Dupage National Bank customers use other ATMs?

Do Dupage National Bank branches have notaries?

Will Dupage National Bank notarize my document?

What address for Dupage National Bank should I put for incoming ACH transfers?

Will the Dupage National Bank branch print checks?

Do Dupage National Bank checks expire?

Does Dupage National Bank require US citizenship to open account?

Can Dupage National Bank close my account?

Does Dupage National Bank Report to credit bureaus?

Does Dupage National Bank Use Equifax?

What is Dupage National Bank's ACH Routing Number?

What is Dupage National Bank's SWIFT code?

Products

Does Dupage National Bank offer mortgages?

Compare mortgage rates here.

Does Dupage National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dupage National Bank offer personal loans?

Compare personal loan rates here.

Does Dupage National Bank offer student loans?

Will Dupage National Bank cash a check?

Will Dupage National Bank redeem a savings bond?

Does Dupage National Bank cash savings bonds?

Will Dupage National Bank cash money orders?

Can Dupage National Bank issue a money order?

Does Dupage National Bank do currency exchange?

Background on The Bank

Who owns Dupage National Bank?

How long has Dupage National Bank been around?

Can Dupage National Bank transfer to other banks?

Does Dupage National Bank have quick pay?

Does Dupage National Bank accept rolled coins?

Will Dupage National Bank accept loose change?

Where is Dupage National Bank headquarters?

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