Eagle Bank and Trust Company of Missouri

Headquarters

10596 Highway 21
Hillsboro, MO 63050
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Eagle Bank and Trust Company of Missouri is an FDIC insured institution located in Hillsboro, MO. It was founded in 1911 and has approximately $0.93 billion in assets.

FDIC Insured Yes
FDIC Certificate # 17691
Date Established 1911
Assets $ 927.74 million
Loans $ 689.86 million
Deposits $ 770.17 million
Capital $ 101.91 million
 

For a more detailed analysis of Eagle Bank and Trust Company of Missouri's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Eagle Bank and Trust Company of Missouri

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




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Note to Eagle Bank and Trust Company of Missouri
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Branches

Eagle Bank and Trust Company of Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Eagle Bank and Trust Company of Missouri Locations


Financial Details

Eagle Bank and Trust Company of Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eagle Bank and Trust Company of Missouri. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Eagle Bank and Trust Company of Missouri U.S. Bank Average
11.05% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Eagle Bank and Trust Company of Missouri had $5,429,000 in non-current loans and $6,772,000 in owned real estate. To cover these potential losses it had $101,909,000 in equity and $8,536,000 in loans loss reserves. That gives it a Texas Ratio of 11.05%.

Return on Equity
Eagle Bank and Trust Company of Missouri U.S. Bank Average
7.1% 7.80%

Eagle Bank and Trust Company of Missouri has a Return on Equity of 7.1% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Eagle Bank and Trust Company of Missouri U.S. Bank Average
10.98% 12.68%

Eagle Bank and Trust Company of Missouri has a Capitalization of 10.98% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Eagle Bank and Trust Company of Missouri Balance Sheet Analysis

As of December 31, 2016, Eagle Bank and Trust Company of Missouri had assets of $933,192,000, loans of $689,861,000, and deposits of $770,166,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 689.86 million
Loan loss allowance $ 8.54 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.77 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 770.17 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 927.74 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Eagle Bank and Trust Company of Missouri’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Construction and Development Loans.

Compared to other banks in Missouri, Eagle Bank and Trust Company of Missouri has a significantly higher percent of Small Business Loans, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.47
Multifamily
Mortgages
5.04
Credit Card Loans 0.00
Consumer Auto Loans 0.18
Small Business Loans 8.12
Construction and Development Loans 13.93
Commercial Real Estate 44.97
Commercial and Industrial Loans 10.01
Farm Loans 0.00

Frequently Asked Questions About Eagle Bank And Trust Company Of Missouri

Branches and Savings

Is Eagle Bank And Trust Company Of Missouri FDIC insured?

Yes. It is covered under FDIC Certificate #17691.

Why does Eagle Bank And Trust Company Of Missouri pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Eagle Bank And Trust Company Of Missouri CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Eagle Bank And Trust Company Of Missouri a commercial bank?

Yes

Where are Eagle Bank And Trust Company Of Missouri locations?

See branch locations nearby.

Is Eagle Bank And Trust Company Of Missouri open on Saturdays?

Is Eagle Bank And Trust Company Of Missouri open on Sundays?

What time does Eagle Bank And Trust Company Of Missouri open?

What time does Eagle Bank And Trust Company Of Missouri close?

Are Eagle Bank And Trust Company Of Missouri ATMs Open 24/7?

Do Eagle Bank And Trust Company Of Missouri ATMs accept cash deposits?

Can Eagle Bank And Trust Company Of Missouri customers use other ATMs?

Do Eagle Bank And Trust Company Of Missouri branches have notaries?

Will Eagle Bank And Trust Company Of Missouri notarize my document?

What address for Eagle Bank And Trust Company Of Missouri should I put for incoming ACH transfers?

Will the Eagle Bank And Trust Company Of Missouri branch print checks?

Do Eagle Bank And Trust Company Of Missouri checks expire?

Does Eagle Bank And Trust Company Of Missouri require US citizenship to open account?

Can Eagle Bank And Trust Company Of Missouri close my account?

Does Eagle Bank And Trust Company Of Missouri Report to credit bureaus?

Does Eagle Bank And Trust Company Of Missouri Use Equifax?

What is Eagle Bank And Trust Company Of Missouri's ACH Routing Number?

What is Eagle Bank And Trust Company Of Missouri's SWIFT code?

Products

Does Eagle Bank And Trust Company Of Missouri offer mortgages?

Compare mortgage rates here.

Does Eagle Bank And Trust Company Of Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Eagle Bank And Trust Company Of Missouri offer personal loans?

Compare personal loan rates here.

Does Eagle Bank And Trust Company Of Missouri offer student loans?

Will Eagle Bank And Trust Company Of Missouri cash a check?

Will Eagle Bank And Trust Company Of Missouri redeem a savings bond?

Does Eagle Bank And Trust Company Of Missouri cash savings bonds?

Will Eagle Bank And Trust Company Of Missouri cash money orders?

Can Eagle Bank And Trust Company Of Missouri issue a money order?

Does Eagle Bank And Trust Company Of Missouri do currency exchange?

Background on The Bank

Who owns Eagle Bank And Trust Company Of Missouri?

How long has Eagle Bank And Trust Company Of Missouri been around?

Can Eagle Bank And Trust Company Of Missouri transfer to other banks?

Does Eagle Bank And Trust Company Of Missouri have quick pay?

Does Eagle Bank And Trust Company Of Missouri accept rolled coins?

Will Eagle Bank And Trust Company Of Missouri accept loose change?

Where is Eagle Bank And Trust Company Of Missouri headquarters?

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