E*TRADE Bank
Headquarters
671 N Glebe Rd Fl 16
Arlington, VA 22203
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Phone 800 387 2331
2026 Overview
General Bank Information
E*TRADE Bank is an FDIC insured institution located in Arlington, VA. It was founded in 1933 and has approximately $79.13 billion in assets. Customers can open an account at one of its 2 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 30746 |
| Date Established | 1933 |
| Assets | $ 77.66 billion |
| Loans | $ 25.90 billion |
| Deposits | $ 72.10 billion |
| Capital | $ 6.87 billion |
For a more detailed analysis of E*TRADE Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - November 1, 2026
Your Current Location: New York, NY 10116
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Loan Rates - November 1, 2026
Your Current Location: New York, NY 10116
There are currently no loan rates available for E*TRADE Bank
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Branches
E*TRADE Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
E*TRADE Bank Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 207.74 | A | View Lobby Hours |
Climate Policy and Initiatives
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Financial Details
E*TRADE Bank Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of E*TRADE Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| E*TRADE Bank | U.S. Bank Average |
|---|---|
| 0% | 6.04% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of June 30, 2026, E*TRADE Bank had $108,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $6,868,289,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.
Return on Equity
| E*TRADE Bank | U.S. Bank Average |
|---|---|
| 3.46% | 11.52% |
E*TRADE Bank has a Return on Equity of 3.46% versus the BestCashCow average of 11.52%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| E*TRADE Bank | U.S. Bank Average |
|---|---|
| 8.84% | 11.94% |
E*TRADE Bank has a Capitalization of 8.84% versus the BestCashCow average of 11.94. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
E*TRADE Bank Balance Sheet Analysis
As of December 31, 2021, E*TRADE Bank had assets of $79,134,776,000, loans of $25,901,366,000, and deposits of $72,095,225,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
June 30, 2026| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 4.50 billion |
| Interest-bearing balances | $ 4.48 billion |
| Total securities | $ 47.72 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 25.90 billion |
| Loan loss allowance | N.A. |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 493.69 million |
| All other assets | $ 523.52 million |
| Total Assets | $ 72.27 billion |
| LIABILITIES | |
|---|---|
| Total deposits | $ 72.10 billion |
| Interest-bearing deposits | $ 71.97 billion |
| Deposits held in domestic offices | $ 72.10 billion |
| % insured (estimated) | 80.82% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 171.26 million |
| Total Liabilities | $ 72.27 billion |
| Shareholders’ Equity | $ 5.39 billion |
Summary Income Statement
June 30, 2026| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 811.95 million |
| Total Interest Expense | $ 15.06 million |
| Net interest income | $ 796.89 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 109.00 million |
| Total non interest expense | $ 656.64 million |
| Pre-tax Net Operating Income | $ 249.25 million |
Bank Loan Profile?
The top three loan types in E*TRADE Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.
Compared to other banks, E*TRADE Bank’s loan portfolio does not show any specific loan specialty.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 0.00 | ✓ | ||
| Multifamily Mortgages |
0.00 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.00 | ✓ | ||
| Small Business Loans | 0.00 | ✓ | ||
| Construction and Development Loans | 0.00 | ✓ | ||
| Commercial Real Estate | 0.00 | ✓ | ||
| Commercial and Industrial Loans | 0.00 | ✓ | ||
| Farm Loans | 0.00 | ✓ | ||
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