Farmers Bank of Green City

Headquarters

1 S Lincoln St.
Green City, MO 63545
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Farmers Bank of Green City is an FDIC insured institution located in Green City, MO. It was founded in 1943 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 16103
Date Established 1943
Assets $ 57.98 million
Loans $ 42.62 million
Deposits $ 50.14 million
Capital $ 5.22 million
 

For a more detailed analysis of Farmers Bank of Green City's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 28, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - September 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Farmers Bank of Green City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.815% 2.750% 0.88 $2,102 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Farmers Bank of Green City
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Farmers Bank of Green City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Farmers Bank of Green City Locations


Financial Details

Farmers Bank of Green City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Farmers Bank of Green City. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Farmers Bank of Green City U.S. Bank Average
9.97% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Farmers Bank of Green City had $581,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,224,000 in equity and $606,000 in loans loss reserves. That gives it a Texas Ratio of 9.97%.

Return on Equity
Farmers Bank of Green City U.S. Bank Average
1.53% 7.80%

Farmers Bank of Green City has a Return on Equity of 1.53% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Farmers Bank of Green City U.S. Bank Average
9.01% 12.68%

Farmers Bank of Green City has a Capitalization of 9.01% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Farmers Bank of Green City Balance Sheet Analysis

As of March 31, 2020, Farmers Bank of Green City had assets of $57,983,000, loans of $42,622,000, and deposits of $50,142,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 4.69 million
Interest-bearing balances $ 3.44 million
Total securities $ 8.04 million
Federal funds sold and reverse repurchase $ 0.14 million
Net loans and leases $ 42.62 million
Loan loss allowance $ 0.61 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 1.58 million
     Total Assets $ 52.76 million
LIABILITIES
Total deposits $ 50.14 million
      Interest-bearing deposits $ 44.66 million
      Deposits held in domestic offices $ 50.14 million
      % insured (estimated) 88.97%
Federal funds purchased and repurchase agreements $ 0.50 million
Trading liabilities N.A.
Other borrowed funds $ 1.90 million
Subordinated debt N.A.
All other liabilities $ 0.22 million
      Total Liabilities $ 52.76 million
      Shareholders’ Equity $ 5.22 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.67 million
Total Interest Expense $ 0.20 million
Net interest income $ 0.47 million
Provision for loan and lease losses $ 0.05 million
Total non interest income $ 0.04 million
Total non interest expense $ 0.43 million
Pre-tax Net Operating Income $ 0.02 million

Bank Loan Profile?

The top three loan types in Farmers Bank of Green City’s loan portfolio are Commercial and Industrial Loans, Farm Loans, and 1-4 Family Residential Loans.

Compared to other banks in Missouri, Farmers Bank of Green City has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.78
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 3.28
Small Business Loans 0.00
Construction and Development Loans 2.59
Commercial Real Estate 5.19
Commercial and Industrial Loans 24.49
Farm Loans 20.81

Frequently Asked Questions About Farmers Bank Of Green City

Branches and Savings

Is Farmers Bank Of Green City FDIC insured?

Yes. It is covered under FDIC Certificate #16103.

Why does Farmers Bank Of Green City pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Farmers Bank Of Green City CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Farmers Bank Of Green City a commercial bank?

Yes

Where are Farmers Bank Of Green City locations?

See branch locations nearby.

Is Farmers Bank Of Green City open on Saturdays?

Is Farmers Bank Of Green City open on Sundays?

What time does Farmers Bank Of Green City open?

What time does Farmers Bank Of Green City close?

Are Farmers Bank Of Green City ATMs Open 24/7?

Do Farmers Bank Of Green City ATMs accept cash deposits?

Can Farmers Bank Of Green City customers use other ATMs?

Do Farmers Bank Of Green City branches have notaries?

Will Farmers Bank Of Green City notarize my document?

What address for Farmers Bank Of Green City should I put for incoming ACH transfers?

Will the Farmers Bank Of Green City branch print checks?

Do Farmers Bank Of Green City checks expire?

Does Farmers Bank Of Green City require US citizenship to open account?

Can Farmers Bank Of Green City close my account?

Does Farmers Bank Of Green City Report to credit bureaus?

Does Farmers Bank Of Green City Use Equifax?

What is Farmers Bank Of Green City's ACH Routing Number?

What is Farmers Bank Of Green City's SWIFT code?

Products

Does Farmers Bank Of Green City offer mortgages?

Compare mortgage rates here.

Does Farmers Bank Of Green City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Farmers Bank Of Green City offer personal loans?

Compare personal loan rates here.

Does Farmers Bank Of Green City offer student loans?

Will Farmers Bank Of Green City cash a check?

Will Farmers Bank Of Green City redeem a savings bond?

Does Farmers Bank Of Green City cash savings bonds?

Will Farmers Bank Of Green City cash money orders?

Can Farmers Bank Of Green City issue a money order?

Does Farmers Bank Of Green City do currency exchange?

Background on The Bank

Who owns Farmers Bank Of Green City?

How long has Farmers Bank Of Green City been around?

Can Farmers Bank Of Green City transfer to other banks?

Does Farmers Bank Of Green City have quick pay?

Does Farmers Bank Of Green City accept rolled coins?

Will Farmers Bank Of Green City accept loose change?

Where is Farmers Bank Of Green City headquarters?

Customer Reviews for Farmers Bank of Green City

There are currently no comments for Farmers Bank of Green City. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →