Bank Hapoalim B.M.
Headquarters
1120 Avenue Of The Americas
New York, NY 10036
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2024 Overview
General Bank Information
Bank Hapoalim B.M. is an FDIC insured institution located in New York, NY. It was founded in 1921 and has approximately $9.03 billion in assets.
| FDIC Insured | Yes |
| FDIC Certificate | # 33686 |
| Date Established | 1921 |
| Assets | $ 9.03 billion |
| Loans | $ 5.60 billion |
| Deposits | $ 5.78 billion |
| Capital | N.A. |
For a more detailed analysis of Bank Hapoalim B.M.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Bank Hapoalim B.M.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% |
6.625% 0.88 points $2,803 fees |
$2,049 | Learn More |
NMLS ID: 2059741 |
6.905% |
6.750% 1.00 points $5,094 fees |
$2,076 | Learn More |
NMLS ID: 3030 |
7.451% |
7.375% 0.75 points $2,400 fees |
$2,211 | Learn More |
NMLS ID: 491986 |
points fees |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Bank Hapoalim B.M.
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Branches
Bank Hapoalim B.M. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
Bank Hapoalim B.M. is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
Bank Hapoalim B.M. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bank Hapoalim B.M.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| Bank Hapoalim B.M. | U.S. Bank Average |
|---|---|
| INF% | 3.96% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of December 31, 2024, Bank Hapoalim B.M. had $72,258,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $0 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of INF%.
Return on Equity
| Bank Hapoalim B.M. | U.S. Bank Average |
|---|---|
| 0% | 12.20% |
Bank Hapoalim B.M. has a Return on Equity of 0% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| Bank Hapoalim B.M. | U.S. Bank Average |
|---|---|
| 0% | 10.76% |
Bank Hapoalim B.M. has a Capitalization of 0% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
Bank Hapoalim B.M. Balance Sheet Analysis
As of December 31, 2023, Bank Hapoalim B.M. had assets of $9,027,692,000, loans of $5,602,138,000, and deposits of $5,780,546,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
December 31, 2024| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 2.29 billion |
| Interest-bearing balances | N.A. |
| Total securities | $ 928.04 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 5.60 billion |
| Loan loss allowance | N.A. |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 126.51 million |
| Total Assets | $ 9.03 billion |
| LIABILITIES | |
|---|---|
| Total deposits | $ 5.78 billion |
| Interest-bearing deposits | N.A. |
| Deposits held in domestic offices | $ 5.78 billion |
| % insured (estimated) | 92.35% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 3.84 billion |
| Total Liabilities | $ 9.03 billion |
| Shareholders’ Equity | N.A. |
Summary Income Statement
December 31, 2024| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | N.A. |
| Total Interest Expense | N.A. |
| Net interest income | N.A. |
| Provision for loan and lease losses | N.A. |
| Total non interest income | N.A. |
| Total non interest expense | N.A. |
| Pre-tax Net Operating Income | N.A. |
Bank Loan Profile?
The top three loan types in Bank Hapoalim B.M.’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.
Compared to other banks in New York, Bank Hapoalim B.M. has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 1.54 | ✓ | ||
| Multifamily Mortgages |
7.64 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.00 | ✓ | ||
| Small Business Loans | 0.00 | ✓ | ||
| Construction and Development Loans | 14.78 | ✓ | ||
| Commercial Real Estate | 23.51 | ✓ | ||
| Commercial and Industrial Loans | 42.56 | ✓ | ||
| Farm Loans | 0.00 | ✓ | ||
Customer Reviews for Bank Hapoalim B.M.
Eme
September 14, 2020
I am shocked to see that the Hapoalim bank has absolutely no consideration for people who do not speak Hebrew but who claim to be an international bank! Obviously, no problem to open a bank account, which clearly states that the account is in Hebrew and English but to make a transfer of their own money, nobody speaks English anymore! I have tried to make an international transfer three times and each time the rules seem to change: the first time, because it was Sunday (even though the transfer was made on Thursday morning), the second time for a technical problem and now because I have to get a call that I never received. And today the best has just happened: after a week when my money is no longer in my account, the transfer comes back and by calling the bank I am clearly told that Hapoalim by phone NEVER answers in English. The person on the phone is yelling at me (who clearly seems to speak English), all because I want to transfer my own money. The service is deplorable and I would not recommend this bank to anyone who travels and needs transfers, let alone someone who is not fluent in Hebrew.
* if you need a Hebrew translation I can ask my Israeli friends who helped me to make these transfers to put a comment too because even in Hebrew they largely share my opinion on the services of the bank!
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