Bank Hapoalim B.M.


1120 Avenue Of The Americas
New York, NY 10036
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 5.50% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.61% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

Bank Hapoalim B.M. is an FDIC insured institution located in New York, NY. It was founded in 1921 and has approximately $8.89 billion in assets.

FDIC Insured Yes
FDIC Certificate # 33686
Date Established 1921
Assets $ 8.89 billion
Loans $ 5.69 billion
Deposits $ 5.47 billion
Capital N.A.

For a more detailed analysis of Bank Hapoalim B.M.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 24, 2024

Your Current Location: Virginia, VA 20146


Loan Rates - February 24, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank Hapoalim B.M.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Learn More
NMLS ID: Not a Lender

Learn More
NMLS ID: Not a Lender

Learn More
Neighbors Bank
NMLS ID: 491986

Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Bank Hapoalim B.M.
To upload and update your bank's rates please register. It is free to register and add rates.


Bank Hapoalim B.M. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Bank Hapoalim B.M. Locations

Climate Initiatives

Bank Hapoalim B.M. is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Bank Hapoalim B.M. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Hapoalim B.M.. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Hapoalim B.M. U.S. Bank Average
INF% 4.13%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2023, Bank Hapoalim B.M. had $77,504,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $0 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of INF%.

Return on Equity
Bank Hapoalim B.M. U.S. Bank Average
0% 26.02%

Bank Hapoalim B.M. has a Return on Equity of 0% versus the BestCashCow average of 26.02%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank Hapoalim B.M. U.S. Bank Average
0% 10.23%

Bank Hapoalim B.M. has a Capitalization of 0% versus the BestCashCow average of 10.23. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Hapoalim B.M. Balance Sheet Analysis

As of September 30, 2023, Bank Hapoalim B.M. had assets of $8,885,228,000, loans of $5,687,104,000, and deposits of $5,465,931,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2023
Cash & Balances due from depository institutions $ 2.06 billion
Interest-bearing balances N.A.
Total securities $ 832.91 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 5.69 billion
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 126.51 million
     Total Assets $ 8.89 billion
Total deposits $ 5.47 billion
      Interest-bearing deposits N.A.
      Deposits held in domestic offices $ 5.47 billion
      % insured (estimated) 93.12%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.84 billion
      Total Liabilities $ 8.89 billion
      Shareholders’ Equity N.A.

Summary Income Statement

September 30, 2023
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bank Hapoalim B.M.’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in New York, Bank Hapoalim B.M. has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.52
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 14.56
Commercial Real Estate 23.16
Commercial and Industrial Loans 41.92
Farm Loans 0.00

Customer Reviews for Bank Hapoalim B.M.

  • September 14, 2020

    I am shocked to see that the Hapoalim bank has absolutely no consideration for people who do not speak Hebrew but who claim to be an international bank! Obviously, no problem to open a bank account, which clearly states that the account is in Hebrew and English but to make a transfer of their own money, nobody speaks English anymore! I have tried to make an international transfer three times and each time the rules seem to change: the first time, because it was Sunday (even though the transfer was made on Thursday morning), the second time for a technical problem and now because I have to get a call that I never received. And today the best has just happened: after a week when my money is no longer in my account, the transfer comes back and by calling the bank I am clearly told that Hapoalim by phone NEVER answers in English. The person on the phone is yelling at me (who clearly seems to speak English), all because I want to transfer my own money. The service is deplorable and I would not recommend this bank to anyone who travels and needs transfers, let alone someone who is not fluent in Hebrew.
    * if you need a Hebrew translation I can ask my Israeli friends who helped me to make these transfers to put a comment too because even in Hebrew they largely share my opinion on the services of the bank!

Add Your Review

or use your BestCashCow account