Farmers Bank of Lohman, Missouri

Headquarters

103 Lomo Drive
Jefferson City, MO 65109
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.35% 1.01% →
2-Year CD 0.50% 0.95% →
5-Year CD 0.75% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Farmers Bank of Lohman, Missouri is an FDIC insured institution located in Jefferson City, MO. It was founded in 1909 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 8268
Date Established 1909
Assets $ 67.48 million
Loans $ 19.13 million
Deposits $ 56.45 million
Capital $ 10.85 million
 

For a more detailed analysis of Farmers Bank of Lohman, Missouri's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.15% $2,500 - Learn More
Money Market
0.10% $2,500 $9,999 Learn More
Money Market
0.20% $10,000 $19,999 Learn More
Money Market
0.25% $20,000 $99,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.15% $500 - Learn More
6 Mo CD
0.30% $500 - Learn More
Special: 6 Mo CD
0.45% $2,500 - Learn More
12 Mo CD
0.35% $500 - Learn More
18 Mo CD
0.45% $500 - Learn More
Special: 18 Mo CD
0.60% $2,500 - Learn More
24 Mo CD
0.50% $500 - Learn More
30 Mo CD
0.55% $500 - Learn More
36 Mo CD
0.60% $500 - Learn More
48 Mo CD
0.70% $500 - Learn More
60 Mo CD
0.75% $500 - Learn More

Fixed IRA Rates APY MIN MAX
Special: 18 Mo FIRA
0.60% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Farmers Bank of Lohman, Missouri

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Farmers Bank of Lohman, Missouri
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Branches

Farmers Bank of Lohman, Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Farmers Bank of Lohman, Missouri Locations


Financial Details

Farmers Bank of Lohman, Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Farmers Bank of Lohman, Missouri. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Farmers Bank of Lohman, Missouri U.S. Bank Average
2.05% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Farmers Bank of Lohman, Missouri had $57,000 in non-current loans and $170,000 in owned real estate. To cover these potential losses it had $10,853,000 in equity and $214,000 in loans loss reserves. That gives it a Texas Ratio of 2.05%.

Return on Equity
Farmers Bank of Lohman, Missouri U.S. Bank Average
3.59% 7.80%

Farmers Bank of Lohman, Missouri has a Return on Equity of 3.59% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Farmers Bank of Lohman, Missouri U.S. Bank Average
16.08% 12.68%

Farmers Bank of Lohman, Missouri has a Capitalization of 16.08% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Farmers Bank of Lohman, Missouri Balance Sheet Analysis

As of March 31, 2020, Farmers Bank of Lohman, Missouri had assets of $67,479,000, loans of $19,127,000, and deposits of $56,445,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 9.93 million
Interest-bearing balances $ 8.16 million
Total securities $ 32.64 million
Federal funds sold and reverse repurchase $ 2.42 million
Net loans and leases $ 19.13 million
Loan loss allowance $ 0.21 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.17 million
Goodwill and other intangibles N.A.
All other assets $ 1.31 million
     Total Assets $ 56.63 million
LIABILITIES
Total deposits $ 56.45 million
      Interest-bearing deposits $ 46.10 million
      Deposits held in domestic offices $ 56.45 million
      % insured (estimated) 98.40%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.18 million
      Total Liabilities $ 56.63 million
      Shareholders’ Equity $ 10.85 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.47 million
Total Interest Expense $ 0.10 million
Net interest income $ 0.38 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.03 million
Total non interest expense $ 0.30 million
Pre-tax Net Operating Income $ 0.11 million

Bank Loan Profile?

The top three loan types in Farmers Bank of Lohman, Missouri’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Consumer Auto Loans.

Compared to other banks in Missouri, Farmers Bank of Lohman, Missouri has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 52.29
Multifamily
Mortgages
1.27
Credit Card Loans 0.00
Consumer Auto Loans 8.77
Small Business Loans 0.00
Construction and Development Loans 7.34
Commercial Real Estate 3.95
Commercial and Industrial Loans 20.22
Farm Loans 2.61

Frequently Asked Questions About Farmers Bank Of Lohman, Missouri

Branches and Savings

Is Farmers Bank Of Lohman, Missouri FDIC insured?

Yes. It is covered under FDIC Certificate #8268.

Why does Farmers Bank Of Lohman, Missouri pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Farmers Bank Of Lohman, Missouri CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Farmers Bank Of Lohman, Missouri a commercial bank?

Yes

Where are Farmers Bank Of Lohman, Missouri locations?

See branch locations nearby.

Is Farmers Bank Of Lohman, Missouri open on Saturdays?

Is Farmers Bank Of Lohman, Missouri open on Sundays?

What time does Farmers Bank Of Lohman, Missouri open?

What time does Farmers Bank Of Lohman, Missouri close?

Are Farmers Bank Of Lohman, Missouri ATMs Open 24/7?

Do Farmers Bank Of Lohman, Missouri ATMs accept cash deposits?

Can Farmers Bank Of Lohman, Missouri customers use other ATMs?

Do Farmers Bank Of Lohman, Missouri branches have notaries?

Will Farmers Bank Of Lohman, Missouri notarize my document?

What address for Farmers Bank Of Lohman, Missouri should I put for incoming ACH transfers?

Will the Farmers Bank Of Lohman, Missouri branch print checks?

Do Farmers Bank Of Lohman, Missouri checks expire?

Does Farmers Bank Of Lohman, Missouri require US citizenship to open account?

Can Farmers Bank Of Lohman, Missouri close my account?

Does Farmers Bank Of Lohman, Missouri Report to credit bureaus?

Does Farmers Bank Of Lohman, Missouri Use Equifax?

What is Farmers Bank Of Lohman, Missouri's ACH Routing Number?

What is Farmers Bank Of Lohman, Missouri's SWIFT code?

Products

Does Farmers Bank Of Lohman, Missouri offer mortgages?

Compare mortgage rates here.

Does Farmers Bank Of Lohman, Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Farmers Bank Of Lohman, Missouri offer personal loans?

Compare personal loan rates here.

Does Farmers Bank Of Lohman, Missouri offer student loans?

Will Farmers Bank Of Lohman, Missouri cash a check?

Will Farmers Bank Of Lohman, Missouri redeem a savings bond?

Does Farmers Bank Of Lohman, Missouri cash savings bonds?

Will Farmers Bank Of Lohman, Missouri cash money orders?

Can Farmers Bank Of Lohman, Missouri issue a money order?

Does Farmers Bank Of Lohman, Missouri do currency exchange?

Background on The Bank

Who owns Farmers Bank Of Lohman, Missouri?

How long has Farmers Bank Of Lohman, Missouri been around?

Can Farmers Bank Of Lohman, Missouri transfer to other banks?

Does Farmers Bank Of Lohman, Missouri have quick pay?

Does Farmers Bank Of Lohman, Missouri accept rolled coins?

Will Farmers Bank Of Lohman, Missouri accept loose change?

Where is Farmers Bank Of Lohman, Missouri headquarters?

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