Farmers Bank of Lohman, Missouri

103 Lomo Drive
Jefferson City, MO 65109

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8268
Date Established 1909
Assets $0.07 billion
Loans $0.02 billion
Deposits $0.06 billion
Capital $0.01 billion

Farmers Bank of Lohman, Missouri is an FDIC insured institution located in Jefferson City, MO. It was founded in 1909 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Farmers Bank of Lohman, Missouri's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $19,999 Learn MoreShow Less
Money Market
0.40% $20,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
Special: 6 Mo CD
1.10% $2,500 - Learn MoreShow Less
12 Mo CD
0.45% $500 - Learn MoreShow Less
18 Mo CD
0.60% $500 - Learn MoreShow Less
Special: 18 Mo CD
1.51% $2,500 - Learn MoreShow Less
24 Mo CD
0.70% $500 - Learn MoreShow Less
30 Mo CD
0.80% $500 - Learn MoreShow Less
Special: 30 Mo CD
1.61% $2,500 - Learn MoreShow Less
36 Mo CD
0.90% $500 - Learn MoreShow Less
48 Mo CD
1.15% $500 - Learn MoreShow Less
60 Mo CD
1.30% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.45% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $500 - Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Farmers Bank of Lohman, Missouri

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.662% 3.625% 0.50 $1,130 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Farmers Bank of Lohman, Missouri
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Branches

Farmers Bank of Lohman, Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Farmers Bank of Lohman, Missouri Locations


Financial Details

Farmers Bank of Lohman, Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Farmers Bank of Lohman, Missouri. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Farmers Bank of Lohman, Missouri U.S. Bank Average
1.65% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Farmers Bank of Lohman, Missouri had $0 in non-current loans and $170,000 in owned real estate. To cover these potential losses it had $10,125,000 in equity and $201,000 in loans loss reserves. That gives it a Texas Ratio of 1.65%.

Return on Equity
Farmers Bank of Lohman, Missouri U.S. Bank Average
4.1% 9.47%

Farmers Bank of Lohman, Missouri has a Return on Equity of 4.1% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Farmers Bank of Lohman, Missouri U.S. Bank Average
15.49% 12.49%

Farmers Bank of Lohman, Missouri has a Capitalization of 15.49% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Farmers Bank of Lohman, Missouri Balance Sheet Analysis

As of March 31, 2019, Farmers Bank of Lohman, Missouri had assets of $65,369,000, loans of $16,703,000, and deposits of $55,189,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.06 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.06 billion
      % insured (estimated) 99.05%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Farmers Bank of Lohman, Missouri’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Consumer Auto Loans.

Compared to other banks in Missouri, Farmers Bank of Lohman, Missouri has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 47.64
Multifamily
Mortgages
1.49
Credit Card Loans 0.00
Consumer Auto Loans 9.59
Small Business Loans 0.00
Construction and Development Loans 6.39
Commercial Real Estate 4.20
Commercial and Industrial Loans 23.91
Farm Loans 3.10

Frequently Asked Questions About Farmers Bank Of Lohman, Missouri

Branches and Savings

Is Farmers Bank Of Lohman, Missouri FDIC insured?

Yes. It is covered under FDIC Certificate #8268.

Why does Farmers Bank Of Lohman, Missouri pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Farmers Bank Of Lohman, Missouri CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Farmers Bank Of Lohman, Missouri a commercial bank?

Yes

Where are Farmers Bank Of Lohman, Missouri locations?

See branch locations nearby.

Is Farmers Bank Of Lohman, Missouri open on Saturdays?

Is Farmers Bank Of Lohman, Missouri open on Sundays?

What time does Farmers Bank Of Lohman, Missouri open?

What time does Farmers Bank Of Lohman, Missouri close?

Are Farmers Bank Of Lohman, Missouri ATMs Open 24/7?

Do Farmers Bank Of Lohman, Missouri ATMs accept cash deposits?

Can Farmers Bank Of Lohman, Missouri customers use other ATMs?

Do Farmers Bank Of Lohman, Missouri branches have notaries?

Will Farmers Bank Of Lohman, Missouri notarize my document?

What address for Farmers Bank Of Lohman, Missouri should I put for incoming ACH transfers?

Will the Farmers Bank Of Lohman, Missouri branch print checks?

Do Farmers Bank Of Lohman, Missouri checks expire?

Does Farmers Bank Of Lohman, Missouri require US citizenship to open account?

Can Farmers Bank Of Lohman, Missouri close my account?

Does Farmers Bank Of Lohman, Missouri Report to credit bureaus?

Does Farmers Bank Of Lohman, Missouri Use Equifax?

What is Farmers Bank Of Lohman, Missouri's ACH Routing Number?

What is Farmers Bank Of Lohman, Missouri's SWIFT code?

Products

Does Farmers Bank Of Lohman, Missouri offer mortgages?

Compare mortgage rates here.

Does Farmers Bank Of Lohman, Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Farmers Bank Of Lohman, Missouri offer personal loans?

Compare personal loan rates here.

Does Farmers Bank Of Lohman, Missouri offer student loans?

Will Farmers Bank Of Lohman, Missouri cash a check?

Will Farmers Bank Of Lohman, Missouri redeem a savings bond?

Does Farmers Bank Of Lohman, Missouri cash savings bonds?

Will Farmers Bank Of Lohman, Missouri cash money orders?

Can Farmers Bank Of Lohman, Missouri issue a money order?

Does Farmers Bank Of Lohman, Missouri do currency exchange?

Background on The Bank

Who owns Farmers Bank Of Lohman, Missouri?

How long has Farmers Bank Of Lohman, Missouri been around?

Can Farmers Bank Of Lohman, Missouri transfer to other banks?

Does Farmers Bank Of Lohman, Missouri have quick pay?

Does Farmers Bank Of Lohman, Missouri accept rolled coins?

Will Farmers Bank Of Lohman, Missouri accept loose change?

Where is Farmers Bank Of Lohman, Missouri headquarters?

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