Field & Main Bank
Our records indicate that this bank has been acquired by Stock Yards Bank & Trust Company.
Headquarters
140 N Main St
Henderson, KY 42420
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2026 Overview
General Bank Information
Field & Main Bank is an FDIC insured institution located in Henderson, KY. It was founded in 1934 and has approximately $0.86 billion in assets. Customers can open an account at one of its 6 branches.
| FDIC Insured | Yes |
| FDIC Certificate | # 13838 |
| Date Established | 1934 |
| Assets | $ 860.83 million |
| Loans | $ 640.46 million |
| Deposits | $ 780.81 million |
| Capital | $ 75.09 million |
For a more detailed analysis of Field & Main Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - October 5, 2026
Your Current Location: Indiana, IN
| Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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Money Market
|
0.30% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
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Loan Rates - October 5, 2026
Your Current Location: Indiana, IN
There are currently no loan rates available for Field & Main Bank
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Indiana 30 Year Fixed Mortgage Rates 2026
Featured - Indiana Home Equity Line Of Credit Rates 2026
Note to Field & Main Bank
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Branches
Field & Main Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Crown Point,Indiana
Field & Main Bank Locations
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 237.30 | A | View Lobby Hours | |
| 245.92 | B | View Lobby Hours | |
| 247.63 | C | View Lobby Hours | |
| 248.17 | D | View Lobby Hours | |
| 264.59 | E | View Lobby Hours |
Climate Policy and Initiatives
Field & Main Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
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Financial Details
Field & Main Bank Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Field & Main Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.
Texas Ratio
| Field & Main Bank | U.S. Bank Average |
|---|---|
| 8.83% | 5.57% |
The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.
As of December 31, 2025, Field & Main Bank had $7,199,000 in non-current loans and $163,000 in owned real estate. To cover these potential losses it had $75,085,000 in equity and $8,336,000 in loans loss reserves. That gives it a Texas Ratio of 8.83%.
Return on Equity
| Field & Main Bank | U.S. Bank Average |
|---|---|
| 15.34% | 10.69% |
Field & Main Bank has a Return on Equity of 15.34% versus the BestCashCow average of 10.69%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
Capitalization
| Field & Main Bank | U.S. Bank Average |
|---|---|
| 8.72% | 11.75% |
Field & Main Bank has a Capitalization of 8.72% versus the BestCashCow average of 11.75. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
Field & Main Bank Balance Sheet Analysis
As of March 31, 2026, Field & Main Bank had assets of $859,712,000, loans of $640,460,000, and deposits of $780,813,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
Summary Balance Sheet
December 31, 2025| ASSETS | |
|---|---|
| Cash & Balances due from depository institutions | $ 111.46 million |
| Interest-bearing balances | $ 105.34 million |
| Total securities | $ 55.16 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 640.46 million |
| Loan loss allowance | $ 8.34 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.16 million |
| Goodwill and other intangibles | $ 6.65 million |
| All other assets | $ 26.54 million |
| Total Assets | $ 784.63 million |
| LIABILITIES | |
|---|---|
| Total deposits | $ 780.81 million |
| Interest-bearing deposits | $ 639.16 million |
| Deposits held in domestic offices | $ 780.81 million |
| % insured (estimated) | 83.16% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1.33 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 3.22 million |
| Total Liabilities | $ 784.63 million |
| Shareholders’ Equity | $ 76.21 million |
Summary Income Statement
December 31, 2025| INCOME AND EXPENSES | |
|---|---|
| Total Interest Income | $ 11.95 million |
| Total Interest Expense | $ 4.38 million |
| Net interest income | $ 7.57 million |
| Provision for loan and lease losses | $ 0.15 million |
| Total non interest income | $ 1.96 million |
| Total non interest expense | $ 6.04 million |
| Pre-tax Net Operating Income | $ 5.19 million |
Bank Loan Profile?
The top three loan types in Field & Main Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.
Compared to other banks, Field & Main Bank’s loan portfolio does not show any specific loan specialty.
Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.
| % Loans |
% Comparison to Other Banks |
|||
|---|---|---|---|---|
| Low | Med | High | ||
| 1-4 Family Residential Loans | 18.07 | ✓ | ||
| Multifamily Mortgages |
2.51 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 0.33 | ✓ | ||
| Small Business Loans | 0.00 | ✓ | ||
| Construction and Development Loans | 7.47 | ✓ | ||
| Commercial Real Estate | 24.26 | ✓ | ||
| Commercial and Industrial Loans | 10.98 | ✓ | ||
| Farm Loans | 2.12 | ✓ | ||
Customer Reviews for Field & Main Bank
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