First Associations Bank


12001 North Central Expressway, Suite 1165
Dallas, TX 75243
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

First Associations Bank is an FDIC insured institution located in Dallas, TX. It was founded in 2007 and has approximately $0.38 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58453
Date Established 2007
Assets $ 375.67 million
Loans $ 22.41 million
Deposits $ 319.79 million
Capital $ 46.23 million

For a more detailed analysis of First Associations Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Associations Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to First Associations Bank
To upload and update your bank's rates please register. It is free to register and add rates.


First Associations Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Associations Bank Locations

Financial Details

First Associations Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Associations Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Associations Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, First Associations Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $46,225,000 in equity and $224,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
First Associations Bank U.S. Bank Average
14.41% 7.80%

First Associations Bank has a Return on Equity of 14.41% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

First Associations Bank U.S. Bank Average
12.3% 12.68%

First Associations Bank has a Capitalization of 12.3% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Associations Bank Balance Sheet Analysis

As of December 31, 2012, First Associations Bank had assets of $375,665,000, loans of $22,412,000, and deposits of $319,787,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 22.41 million
Loan loss allowance $ 0.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 319.79 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 375.67 million

Summary Income Statement

March 31, 2020
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in First Associations Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, First Associations Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About First Associations Bank

Branches and Savings

Is First Associations Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58453.

Why does First Associations Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Associations Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Associations Bank a commercial bank?


Where are First Associations Bank locations?

See branch locations nearby.

Is First Associations Bank open on Saturdays?

Is First Associations Bank open on Sundays?

What time does First Associations Bank open?

What time does First Associations Bank close?

Are First Associations Bank ATMs Open 24/7?

Do First Associations Bank ATMs accept cash deposits?

Can First Associations Bank customers use other ATMs?

Do First Associations Bank branches have notaries?

Will First Associations Bank notarize my document?

What address for First Associations Bank should I put for incoming ACH transfers?

Will the First Associations Bank branch print checks?

Do First Associations Bank checks expire?

Does First Associations Bank require US citizenship to open account?

Can First Associations Bank close my account?

Does First Associations Bank Report to credit bureaus?

Does First Associations Bank Use Equifax?

What is First Associations Bank's ACH Routing Number?

What is First Associations Bank's SWIFT code?


Does First Associations Bank offer mortgages?

Compare mortgage rates here.

Does First Associations Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Associations Bank offer personal loans?

Compare personal loan rates here.

Does First Associations Bank offer student loans?

Will First Associations Bank cash a check?

Will First Associations Bank redeem a savings bond?

Does First Associations Bank cash savings bonds?

Will First Associations Bank cash money orders?

Can First Associations Bank issue a money order?

Does First Associations Bank do currency exchange?

Background on The Bank

Who owns First Associations Bank?

How long has First Associations Bank been around?

Can First Associations Bank transfer to other banks?

Does First Associations Bank have quick pay?

Does First Associations Bank accept rolled coins?

Will First Associations Bank accept loose change?

Where is First Associations Bank headquarters?

Customer Reviews for First Associations Bank

There are currently no comments for First Associations Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →