First Bank of Pike

50 Springs Road
Molena, GA 30258

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9070
Date Established 1899
Assets $0.05 billion
Loans $0.03 billion
Deposits $0.05 billion
Capital $0.00 billion

First Bank of Pike is an FDIC insured institution located in Molena, GA. It was founded in 1899 and has approximately $0.05 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of First Bank of Pike's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $500 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.65% $500 - Learn MoreShow Less
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.20% $500 - Learn MoreShow Less
18 Mo CD
1.35% $500 - Learn MoreShow Less
24 Mo CD
1.45% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
1.85% $500 - Learn MoreShow Less
60 Mo CD
2.30% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.20% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1,500 - Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for First Bank of Pike

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.756% 3.750% 0.13 $175 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to First Bank of Pike
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Branches

First Bank of Pike branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


First Bank of Pike Locations


Financial Details

First Bank of Pike Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Bank of Pike. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Bank of Pike U.S. Bank Average
10.92% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, First Bank of Pike had $78,000 in non-current loans and $432,000 in owned real estate. To cover these potential losses it had $4,299,000 in equity and $372,000 in loans loss reserves. That gives it a Texas Ratio of 10.92%.

Return on Equity
First Bank of Pike U.S. Bank Average
2.84% 9.47%

First Bank of Pike has a Return on Equity of 2.84% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Bank of Pike U.S. Bank Average
8.42% 12.49%

First Bank of Pike has a Capitalization of 8.42% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Bank of Pike Balance Sheet Analysis

As of March 31, 2019, First Bank of Pike had assets of $51,059,000, loans of $29,345,000, and deposits of $46,296,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 89.54%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $-0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in First Bank of Pike’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Consumer Auto Loans.

Compared to other banks in Georgia, First Bank of Pike has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 44.07
Multifamily
Mortgages
1.75
Credit Card Loans 0.00
Consumer Auto Loans 9.21
Small Business Loans 0.00
Construction and Development Loans 6.79
Commercial Real Estate 19.41
Commercial and Industrial Loans 9.03
Farm Loans 0.00

Frequently Asked Questions About First Bank Of Pike

Branches and Savings

Is First Bank Of Pike FDIC insured?

Yes. It is covered under FDIC Certificate #9070.

Why does First Bank Of Pike pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Bank Of Pike CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Bank Of Pike a commercial bank?

Yes

Where are First Bank Of Pike locations?

See branch locations nearby.

Is First Bank Of Pike open on Saturdays?

Is First Bank Of Pike open on Sundays?

What time does First Bank Of Pike open?

What time does First Bank Of Pike close?

Are First Bank Of Pike ATMs Open 24/7?

Do First Bank Of Pike ATMs accept cash deposits?

Can First Bank Of Pike customers use other ATMs?

Do First Bank Of Pike branches have notaries?

Will First Bank Of Pike notarize my document?

What address for First Bank Of Pike should I put for incoming ACH transfers?

Will the First Bank Of Pike branch print checks?

Do First Bank Of Pike checks expire?

Does First Bank Of Pike require US citizenship to open account?

Can First Bank Of Pike close my account?

Does First Bank Of Pike Report to credit bureaus?

Does First Bank Of Pike Use Equifax?

What is First Bank Of Pike's ACH Routing Number?

What is First Bank Of Pike's SWIFT code?

Products

Does First Bank Of Pike offer mortgages?

Compare mortgage rates here.

Does First Bank Of Pike offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Bank Of Pike offer personal loans?

Compare personal loan rates here.

Does First Bank Of Pike offer student loans?

Will First Bank Of Pike cash a check?

Will First Bank Of Pike redeem a savings bond?

Does First Bank Of Pike cash savings bonds?

Will First Bank Of Pike cash money orders?

Can First Bank Of Pike issue a money order?

Does First Bank Of Pike do currency exchange?

Background on The Bank

Who owns First Bank Of Pike?

How long has First Bank Of Pike been around?

Can First Bank Of Pike transfer to other banks?

Does First Bank Of Pike have quick pay?

Does First Bank Of Pike accept rolled coins?

Will First Bank Of Pike accept loose change?

Where is First Bank Of Pike headquarters?

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