First Business Bank-Milwaukee


18500 West Corporate Drive
Brookfield, WI 53045
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

First Business Bank-Milwaukee is an FDIC insured institution located in Brookfield, WI. It was founded in 2000 and has approximately $0.25 billion in assets.

FDIC Insured Yes
FDIC Certificate # 35445
Date Established 2000
Assets $ 253.60 million
Loans $ 197.72 million
Deposits $ 229.72 million
Capital $ 22.62 million

For a more detailed analysis of First Business Bank-Milwaukee's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - September 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Business Bank-Milwaukee

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Flagstar Bank, FSB
NMLS ID: 417490
3.151% 3.125%
0.38 points
$828 fees
$1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

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Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
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After Intro: 4.840 %
Intro Period: 6 months
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
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Note to First Business Bank-Milwaukee
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Financial Details

First Business Bank-Milwaukee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Business Bank-Milwaukee. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Business Bank-Milwaukee U.S. Bank Average
18.23% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, First Business Bank-Milwaukee had $4,502,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $22,623,000 in equity and $2,078,000 in loans loss reserves. That gives it a Texas Ratio of 18.23%.

Return on Equity
First Business Bank-Milwaukee U.S. Bank Average
7.75% 11.43%

First Business Bank-Milwaukee has a Return on Equity of 7.75% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

First Business Bank-Milwaukee U.S. Bank Average
8.92% 11.51%

First Business Bank-Milwaukee has a Capitalization of 8.92% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Business Bank-Milwaukee Balance Sheet Analysis

As of March 31, 2017, First Business Bank-Milwaukee had assets of $253,602,000, loans of $197,724,000, and deposits of $229,721,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 197.72 million
Loan loss allowance $ 2.08 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 229.72 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 253.60 million

Summary Income Statement

March 31, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in First Business Bank-Milwaukee’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Wisconsin, First Business Bank-Milwaukee has a significantly higher percent of Small Business Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.63
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 10.11
Construction and Development Loans 9.10
Commercial Real Estate 48.93
Commercial and Industrial Loans 31.22
Farm Loans 0.00

Frequently Asked Questions About First Business Bank-milwaukee

Branches and Savings

Is First Business Bank-milwaukee FDIC insured?

Yes. It is covered under FDIC Certificate #35445.

Why does First Business Bank-milwaukee pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Business Bank-milwaukee CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Business Bank-milwaukee a commercial bank?


Where are First Business Bank-milwaukee locations?

See branch locations nearby.

Is First Business Bank-milwaukee open on Saturdays?

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Are First Business Bank-milwaukee ATMs Open 24/7?

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Do First Business Bank-milwaukee branches have notaries?

Will First Business Bank-milwaukee notarize my document?

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Will the First Business Bank-milwaukee branch print checks?

Do First Business Bank-milwaukee checks expire?

Does First Business Bank-milwaukee require US citizenship to open account?

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Does First Business Bank-milwaukee Report to credit bureaus?

Does First Business Bank-milwaukee Use Equifax?

What is First Business Bank-milwaukee's ACH Routing Number?

What is First Business Bank-milwaukee's SWIFT code?


Does First Business Bank-milwaukee offer mortgages?

Compare mortgage rates here.

Does First Business Bank-milwaukee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Business Bank-milwaukee offer personal loans?

Compare personal loan rates here.

Does First Business Bank-milwaukee offer student loans?

Will First Business Bank-milwaukee cash a check?

Will First Business Bank-milwaukee redeem a savings bond?

Does First Business Bank-milwaukee cash savings bonds?

Will First Business Bank-milwaukee cash money orders?

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Does First Business Bank-milwaukee do currency exchange?

Background on The Bank

Who owns First Business Bank-milwaukee?

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Can First Business Bank-milwaukee transfer to other banks?

Does First Business Bank-milwaukee have quick pay?

Does First Business Bank-milwaukee accept rolled coins?

Will First Business Bank-milwaukee accept loose change?

Where is First Business Bank-milwaukee headquarters?

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