First Community Bank of Crawford County

Headquarters

2925 Alma Highway
Van Buren, AR 72956
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.25% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

First Community Bank of Crawford County is an FDIC insured institution located in Van Buren, AR. It was founded in 2000 and has approximately $0.06 billion in assets.

FDIC Insured Yes
FDIC Certificate # 35573
Date Established 2000
Assets $ 61.44 million
Loans $ 43.50 million
Deposits $ 56.49 million
Capital $ 2.80 million
 

For a more detailed analysis of First Community Bank of Crawford County's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101


Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for First Community Bank of Crawford County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

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Payment
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3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to First Community Bank of Crawford County
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Branches

First Community Bank of Crawford County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


First Community Bank of Crawford County Locations


Financial Details

First Community Bank of Crawford County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Community Bank of Crawford County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Community Bank of Crawford County U.S. Bank Average
85.24% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, First Community Bank of Crawford County had $3,046,000 in non-current loans and $2,881,000 in owned real estate. To cover these potential losses it had $2,800,000 in equity and $4,153,000 in loans loss reserves. That gives it a Texas Ratio of 85.24%.

Return on Equity
First Community Bank of Crawford County U.S. Bank Average
-54.5% 7.80%

First Community Bank of Crawford County has a Return on Equity of -54.5% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Community Bank of Crawford County U.S. Bank Average
4.56% 12.68%

First Community Bank of Crawford County has a Capitalization of 4.56% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Community Bank of Crawford County Balance Sheet Analysis

As of December 31, 2013, First Community Bank of Crawford County had assets of $61,441,000, loans of $43,499,000, and deposits of $56,489,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 43.50 million
Loan loss allowance $ 4.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.88 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 56.49 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 61.44 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in First Community Bank of Crawford County’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Arkansas, First Community Bank of Crawford County has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 43.52
Multifamily
Mortgages
1.02
Credit Card Loans 0.49
Consumer Auto Loans 1.28
Small Business Loans 27.73
Construction and Development Loans 12.42
Commercial Real Estate 36.06
Commercial and Industrial Loans 8.96
Farm Loans 0.00

Frequently Asked Questions About First Community Bank Of Crawford County

Branches and Savings

Is First Community Bank Of Crawford County FDIC insured?

Yes. It is covered under FDIC Certificate #35573.

Why does First Community Bank Of Crawford County pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Community Bank Of Crawford County CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Community Bank Of Crawford County a commercial bank?

Yes

Where are First Community Bank Of Crawford County locations?

See branch locations nearby.

Is First Community Bank Of Crawford County open on Saturdays?

Is First Community Bank Of Crawford County open on Sundays?

What time does First Community Bank Of Crawford County open?

What time does First Community Bank Of Crawford County close?

Are First Community Bank Of Crawford County ATMs Open 24/7?

Do First Community Bank Of Crawford County ATMs accept cash deposits?

Can First Community Bank Of Crawford County customers use other ATMs?

Do First Community Bank Of Crawford County branches have notaries?

Will First Community Bank Of Crawford County notarize my document?

What address for First Community Bank Of Crawford County should I put for incoming ACH transfers?

Will the First Community Bank Of Crawford County branch print checks?

Do First Community Bank Of Crawford County checks expire?

Does First Community Bank Of Crawford County require US citizenship to open account?

Can First Community Bank Of Crawford County close my account?

Does First Community Bank Of Crawford County Report to credit bureaus?

Does First Community Bank Of Crawford County Use Equifax?

What is First Community Bank Of Crawford County's ACH Routing Number?

What is First Community Bank Of Crawford County's SWIFT code?

Products

Does First Community Bank Of Crawford County offer mortgages?

Compare mortgage rates here.

Does First Community Bank Of Crawford County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Community Bank Of Crawford County offer personal loans?

Compare personal loan rates here.

Does First Community Bank Of Crawford County offer student loans?

Will First Community Bank Of Crawford County cash a check?

Will First Community Bank Of Crawford County redeem a savings bond?

Does First Community Bank Of Crawford County cash savings bonds?

Will First Community Bank Of Crawford County cash money orders?

Can First Community Bank Of Crawford County issue a money order?

Does First Community Bank Of Crawford County do currency exchange?

Background on The Bank

Who owns First Community Bank Of Crawford County?

How long has First Community Bank Of Crawford County been around?

Can First Community Bank Of Crawford County transfer to other banks?

Does First Community Bank Of Crawford County have quick pay?

Does First Community Bank Of Crawford County accept rolled coins?

Will First Community Bank Of Crawford County accept loose change?

Where is First Community Bank Of Crawford County headquarters?

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