First Eagle Bank


1201 West Madison Street
Chicago, IL 60607
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.40% 0.80% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.75% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

First Eagle Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1985 and has approximately $0.6 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 25883
Date Established 1985
Assets $ 596.91 million
Loans $ 377.69 million
Deposits $ 447.87 million
Capital $ 107.71 million

For a more detailed analysis of First Eagle Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.05% $100 - Learn More
Money Market
0.05% $2,500 $14,999 Learn More
Money Market
0.08% $15,000 $49,999 Learn More
6 Mo CD
0.50% $2,500 - Learn More
12 Mo CD
0.40% $2,500 - Learn More
18 Mo CD
0.50% $2,500 - Learn More
24 Mo CD
0.50% $2,500 - Learn More
30 Mo CD
0.55% $2,500 - Learn More
36 Mo CD
0.60% $2,500 - Learn More
48 Mo CD
0.60% $2,500 - Learn More
60 Mo CD
0.75% $2,500 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Eagle Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.687% 2.625%
0.88 points
$2,038 fees
$1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to First Eagle Bank
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First Eagle Bank Locations

Financial Details

First Eagle Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Eagle Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Eagle Bank U.S. Bank Average
1.5% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, First Eagle Bank had $1,712,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $107,710,000 in equity and $6,468,000 in loans loss reserves. That gives it a Texas Ratio of 1.5%.

Return on Equity
First Eagle Bank U.S. Bank Average
13.24% 11.43%

First Eagle Bank has a Return on Equity of 13.24% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

First Eagle Bank U.S. Bank Average
18.04% 11.51%

First Eagle Bank has a Capitalization of 18.04% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Eagle Bank Balance Sheet Analysis

As of March 31, 2021, First Eagle Bank had assets of $596,906,000, loans of $377,693,000, and deposits of $447,870,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 26.26 million
Interest-bearing balances $ 1.23 million
Total securities $ 168.84 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 377.69 million
Loan loss allowance $ 6.47 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 1.30 million
All other assets $ 17.26 million
     Total Assets $ 489.20 million
Total deposits $ 447.87 million
      Interest-bearing deposits $ 418.77 million
      Deposits held in domestic offices $ 447.87 million
      % insured (estimated) 74.34%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 34.95 million
Subordinated debt N.A.
All other liabilities $ 6.37 million
      Total Liabilities $ 489.20 million
      Shareholders’ Equity $ 107.71 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 5.79 million
Total Interest Expense $ 0.61 million
Net interest income $ 5.19 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.21 million
Total non interest expense $ 2.10 million
Pre-tax Net Operating Income $ 3.59 million

Bank Loan Profile?

The top three loan types in First Eagle Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks in Illinois, First Eagle Bank has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.25
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.00
Construction and Development Loans 11.96
Commercial Real Estate 15.84
Commercial and Industrial Loans 9.61
Farm Loans 0.00

Frequently Asked Questions About First Eagle Bank

Branches and Savings

Is First Eagle Bank FDIC insured?

Yes. It is covered under FDIC Certificate #25883.

Why does First Eagle Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Eagle Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Eagle Bank a commercial bank?


Where are First Eagle Bank locations?

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Is First Eagle Bank open on Saturdays?

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Does First Eagle Bank require US citizenship to open account?

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Does First Eagle Bank offer mortgages?

Compare mortgage rates here.

Does First Eagle Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Eagle Bank offer personal loans?

Compare personal loan rates here.

Does First Eagle Bank offer student loans?

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Background on The Bank

Who owns First Eagle Bank?

How long has First Eagle Bank been around?

Can First Eagle Bank transfer to other banks?

Does First Eagle Bank have quick pay?

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