First Hawaiian Bank

Headquarters

999 Bishop Street, 3rd Floor
Honolulu, HI 96813
See all branch locations →

Phone 888 844 4444

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

First Hawaiian Bank is an FDIC insured institution located in Honolulu, HI. It was founded in 1858 and has approximately $20.76 billion in assets. Customers can open an account at one of its 64 branches.

FDIC Insured Yes
FDIC Certificate # 17985
Date Established 1858
Assets $ 20.76 billion
Loans $ 13.22 billion
Deposits $ 17.04 billion
Capital $ 2.64 billion
 

For a more detailed analysis of First Hawaiian Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 20, 2020

Your Current Location: Connecticut, CT 06828

Checking Rates APY MIN FEE
Pure Checking 0.00% $0 $2.00 Learn MoreShow Less
Complete Checking 0.00% $0 $7.00 Learn MoreShow Less

Loan Rates - September 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Hawaiian Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,118 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to First Hawaiian Bank
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Branches

First Hawaiian Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Hawaiian Bank Locations


Financial Details

First Hawaiian Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Hawaiian Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Hawaiian Bank U.S. Bank Average
0.64% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, First Hawaiian Bank had $17,815,000 in non-current loans and $238,000 in owned real estate. To cover these potential losses it had $2,644,926,000 in equity and $166,013,000 in loans loss reserves. That gives it a Texas Ratio of 0.64%.

Return on Equity
First Hawaiian Bank U.S. Bank Average
6.14% 7.80%

First Hawaiian Bank has a Return on Equity of 6.14% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Hawaiian Bank U.S. Bank Average
12.74% 12.68%

First Hawaiian Bank has a Capitalization of 12.74% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Hawaiian Bank Balance Sheet Analysis

As of March 31, 2020, First Hawaiian Bank had assets of $20,756,219,000, loans of $13,222,437,000, and deposits of $17,041,601,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 1,052.83 million
Interest-bearing balances $ 698.92 million
Total securities $ 4.06 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 13.22 billion
Loan loss allowance $ 166.01 million
Trading account assets $ 158.71 million
Bank premises and fixed assets N.A.
Other real estate owned $ 0.24 million
Goodwill and other intangibles $ 1,007.47 million
All other assets $ 934.82 million
     Total Assets $ 18.11 billion
LIABILITIES
Total deposits $ 17.04 billion
      Interest-bearing deposits $ 11.27 billion
      Deposits held in domestic offices $ 15.63 billion
      % insured (estimated) 50.27%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 3.20 million
Other borrowed funds $ 600.02 million
Subordinated debt N.A.
All other liabilities $ 466.48 million
      Total Liabilities $ 18.11 billion
      Shareholders’ Equity $ 2.64 billion

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 158.53 million
Total Interest Expense $ 19.85 million
Net interest income $ 138.68 million
Provision for loan and lease losses $ 40.85 million
Total non interest income $ 49.14 million
Total non interest expense $ 94.80 million
Pre-tax Net Operating Income $ 52.18 million

Bank Loan Profile?

The top three loan types in First Hawaiian Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Hawaii, First Hawaiian Bank has a significantly higher percent of Credit Card Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.66
Multifamily
Mortgages
3.75
Credit Card Loans 1.76
Consumer Auto Loans 7.66
Small Business Loans 1.64
Construction and Development Loans 4.29
Commercial Real Estate 20.76
Commercial and Industrial Loans 20.19
Farm Loans 0.00

Frequently Asked Questions About First Hawaiian Bank

Branches and Savings

Is First Hawaiian Bank FDIC insured?

Yes. It is covered under FDIC Certificate #17985.

Why does First Hawaiian Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Hawaiian Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Hawaiian Bank a commercial bank?

Yes

Where are First Hawaiian Bank locations?

See branch locations nearby.

Is First Hawaiian Bank open on Saturdays?

Is First Hawaiian Bank open on Sundays?

What time does First Hawaiian Bank open?

What time does First Hawaiian Bank close?

Are First Hawaiian Bank ATMs Open 24/7?

Do First Hawaiian Bank ATMs accept cash deposits?

Can First Hawaiian Bank customers use other ATMs?

Do First Hawaiian Bank branches have notaries?

Will First Hawaiian Bank notarize my document?

What address for First Hawaiian Bank should I put for incoming ACH transfers?

Will the First Hawaiian Bank branch print checks?

Do First Hawaiian Bank checks expire?

Does First Hawaiian Bank require US citizenship to open account?

Can First Hawaiian Bank close my account?

Does First Hawaiian Bank Report to credit bureaus?

Does First Hawaiian Bank Use Equifax?

What is First Hawaiian Bank's ACH Routing Number?

What is First Hawaiian Bank's SWIFT code?

Products

Does First Hawaiian Bank offer mortgages?

Compare mortgage rates here.

Does First Hawaiian Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Hawaiian Bank offer personal loans?

Compare personal loan rates here.

Does First Hawaiian Bank offer student loans?

Will First Hawaiian Bank cash a check?

Will First Hawaiian Bank redeem a savings bond?

Does First Hawaiian Bank cash savings bonds?

Will First Hawaiian Bank cash money orders?

Can First Hawaiian Bank issue a money order?

Does First Hawaiian Bank do currency exchange?

Background on The Bank

Who owns First Hawaiian Bank?

How long has First Hawaiian Bank been around?

Can First Hawaiian Bank transfer to other banks?

Does First Hawaiian Bank have quick pay?

Does First Hawaiian Bank accept rolled coins?

Will First Hawaiian Bank accept loose change?

Where is First Hawaiian Bank headquarters?

Customer Reviews for First Hawaiian Bank


  • September 27, 2019

    Hi Team,

    I am got a problem with one of your ATM machine located in one of the Hotel adjacent to APCSS training college. I withdraw a cash of $180.00 from the machine and somehow the money got stuck and gone back to the machine again. I just want to know how can i get my money back.

    Thanks.

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