First National Bank of Brookfield

Headquarters

9136 Washington Avenue
Brookfield, IL 60513
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.20% 0.67% →
2-Year CD 0.25% 0.75% →
5-Year CD 0.50% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

First National Bank of Brookfield is an FDIC insured institution located in Brookfield, IL. It was founded in 1962 and has approximately $0.26 billion in assets.

FDIC Insured Yes
FDIC Certificate # 18564
Date Established 1962
Assets $ 262.94 million
Loans $ 190.45 million
Deposits $ 195.22 million
Capital $ 25.41 million
 

For a more detailed analysis of First National Bank of Brookfield's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.30% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.40% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for First National Bank of Brookfield

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to First National Bank of Brookfield
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Branches

First National Bank of Brookfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


First National Bank of Brookfield Locations


Financial Details

First National Bank of Brookfield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First National Bank of Brookfield. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First National Bank of Brookfield U.S. Bank Average
4.56% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, First National Bank of Brookfield had $2,000 in non-current loans and $1,300,000 in owned real estate. To cover these potential losses it had $25,410,000 in equity and $3,132,000 in loans loss reserves. That gives it a Texas Ratio of 4.56%.

Return on Equity
First National Bank of Brookfield U.S. Bank Average
11.19% 9.24%

First National Bank of Brookfield has a Return on Equity of 11.19% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First National Bank of Brookfield U.S. Bank Average
9.66% 11.96%

First National Bank of Brookfield has a Capitalization of 9.66% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First National Bank of Brookfield Balance Sheet Analysis

As of December 31, 2020, First National Bank of Brookfield had assets of $262,939,000, loans of $190,446,000, and deposits of $195,218,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 52.72 million
Interest-bearing balances $ 51.55 million
Total securities $ 11.13 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 190.45 million
Loan loss allowance $ 3.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.30 million
Goodwill and other intangibles N.A.
All other assets $ 4.74 million
     Total Assets $ 237.53 million
LIABILITIES
Total deposits $ 195.22 million
      Interest-bearing deposits $ 144.50 million
      Deposits held in domestic offices $ 195.22 million
      % insured (estimated) 85.39%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 41.71 million
Subordinated debt N.A.
All other liabilities $ 0.60 million
      Total Liabilities $ 237.53 million
      Shareholders’ Equity $ 25.41 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 9.25 million
Total Interest Expense $ 1.63 million
Net interest income $ 7.62 million
Provision for loan and lease losses $ 0.20 million
Total non interest income $ 0.07 million
Total non interest expense $ 4.82 million
Pre-tax Net Operating Income $ 2.67 million

Bank Loan Profile?

The top three loan types in First National Bank of Brookfield’s loan portfolio are Multifamily Mortgages, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Illinois, First National Bank of Brookfield has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.35
Multifamily
Mortgages
42.52
Credit Card Loans 0.04
Consumer Auto Loans 0.01
Small Business Loans 11.37
Construction and Development Loans 12.46
Commercial Real Estate 18.75
Commercial and Industrial Loans 0.78
Farm Loans 0.00

Frequently Asked Questions About First National Bank Of Brookfield

Branches and Savings

Is First National Bank Of Brookfield FDIC insured?

Yes. It is covered under FDIC Certificate #18564.

Why does First National Bank Of Brookfield pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First National Bank Of Brookfield CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First National Bank Of Brookfield a commercial bank?

Yes

Where are First National Bank Of Brookfield locations?

See branch locations nearby.

Is First National Bank Of Brookfield open on Saturdays?

Is First National Bank Of Brookfield open on Sundays?

What time does First National Bank Of Brookfield open?

What time does First National Bank Of Brookfield close?

Are First National Bank Of Brookfield ATMs Open 24/7?

Do First National Bank Of Brookfield ATMs accept cash deposits?

Can First National Bank Of Brookfield customers use other ATMs?

Do First National Bank Of Brookfield branches have notaries?

Will First National Bank Of Brookfield notarize my document?

What address for First National Bank Of Brookfield should I put for incoming ACH transfers?

Will the First National Bank Of Brookfield branch print checks?

Do First National Bank Of Brookfield checks expire?

Does First National Bank Of Brookfield require US citizenship to open account?

Can First National Bank Of Brookfield close my account?

Does First National Bank Of Brookfield Report to credit bureaus?

Does First National Bank Of Brookfield Use Equifax?

What is First National Bank Of Brookfield's ACH Routing Number?

What is First National Bank Of Brookfield's SWIFT code?

Products

Does First National Bank Of Brookfield offer mortgages?

Compare mortgage rates here.

Does First National Bank Of Brookfield offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First National Bank Of Brookfield offer personal loans?

Compare personal loan rates here.

Does First National Bank Of Brookfield offer student loans?

Will First National Bank Of Brookfield cash a check?

Will First National Bank Of Brookfield redeem a savings bond?

Does First National Bank Of Brookfield cash savings bonds?

Will First National Bank Of Brookfield cash money orders?

Can First National Bank Of Brookfield issue a money order?

Does First National Bank Of Brookfield do currency exchange?

Background on The Bank

Who owns First National Bank Of Brookfield?

How long has First National Bank Of Brookfield been around?

Can First National Bank Of Brookfield transfer to other banks?

Does First National Bank Of Brookfield have quick pay?

Does First National Bank Of Brookfield accept rolled coins?

Will First National Bank Of Brookfield accept loose change?

Where is First National Bank Of Brookfield headquarters?

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