FirstBank of Adams County

Headquarters

3990 East 104th Avenue
Thornton, CO 80233
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

FirstBank of Adams County is an FDIC insured institution located in Thornton, CO. It was founded in 1999 and has approximately $0.22 billion in assets.

FDIC Insured Yes
FDIC Certificate # 35273
Date Established 1999
Assets $ 223.91 million
Loans $ 53.39 million
Deposits $ 202.89 million
Capital $ 18.01 million
 

For a more detailed analysis of FirstBank of Adams County's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FirstBank of Adams County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.664% 2.625% 0.50 $1,285 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.444% 2.375% 0.88 $2,304 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to FirstBank of Adams County
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

FirstBank of Adams County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


FirstBank of Adams County Locations


Financial Details

FirstBank of Adams County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of FirstBank of Adams County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
FirstBank of Adams County U.S. Bank Average
9.48% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, FirstBank of Adams County had $1,572,000 in non-current loans and $256,000 in owned real estate. To cover these potential losses it had $18,010,000 in equity and $1,265,000 in loans loss reserves. That gives it a Texas Ratio of 9.48%.

Return on Equity
FirstBank of Adams County U.S. Bank Average
14.95% 7.80%

FirstBank of Adams County has a Return on Equity of 14.95% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
FirstBank of Adams County U.S. Bank Average
8.04% 12.68%

FirstBank of Adams County has a Capitalization of 8.04% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

FirstBank of Adams County Balance Sheet Analysis

As of November 30, -0001, FirstBank of Adams County had assets of $223,906,000, loans of $53,393,000, and deposits of $202,894,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 53.39 million
Loan loss allowance $ 1.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.26 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 202.89 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 223.91 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in FirstBank of Adams County’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, FirstBank of Adams County’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Firstbank Of Adams County

Branches and Savings

Is Firstbank Of Adams County FDIC insured?

Yes. It is covered under FDIC Certificate #35273.

Why does Firstbank Of Adams County pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Firstbank Of Adams County CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Firstbank Of Adams County a commercial bank?

Yes

Where are Firstbank Of Adams County locations?

See branch locations nearby.

Is Firstbank Of Adams County open on Saturdays?

Is Firstbank Of Adams County open on Sundays?

What time does Firstbank Of Adams County open?

What time does Firstbank Of Adams County close?

Are Firstbank Of Adams County ATMs Open 24/7?

Do Firstbank Of Adams County ATMs accept cash deposits?

Can Firstbank Of Adams County customers use other ATMs?

Do Firstbank Of Adams County branches have notaries?

Will Firstbank Of Adams County notarize my document?

What address for Firstbank Of Adams County should I put for incoming ACH transfers?

Will the Firstbank Of Adams County branch print checks?

Do Firstbank Of Adams County checks expire?

Does Firstbank Of Adams County require US citizenship to open account?

Can Firstbank Of Adams County close my account?

Does Firstbank Of Adams County Report to credit bureaus?

Does Firstbank Of Adams County Use Equifax?

What is Firstbank Of Adams County's ACH Routing Number?

What is Firstbank Of Adams County's SWIFT code?

Products

Does Firstbank Of Adams County offer mortgages?

Compare mortgage rates here.

Does Firstbank Of Adams County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Firstbank Of Adams County offer personal loans?

Compare personal loan rates here.

Does Firstbank Of Adams County offer student loans?

Will Firstbank Of Adams County cash a check?

Will Firstbank Of Adams County redeem a savings bond?

Does Firstbank Of Adams County cash savings bonds?

Will Firstbank Of Adams County cash money orders?

Can Firstbank Of Adams County issue a money order?

Does Firstbank Of Adams County do currency exchange?

Background on The Bank

Who owns Firstbank Of Adams County?

How long has Firstbank Of Adams County been around?

Can Firstbank Of Adams County transfer to other banks?

Does Firstbank Of Adams County have quick pay?

Does Firstbank Of Adams County accept rolled coins?

Will Firstbank Of Adams County accept loose change?

Where is Firstbank Of Adams County headquarters?

Customer Reviews for FirstBank of Adams County

There are currently no comments for FirstBank of Adams County. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →