Morgan Stanley Private Bank, National Association

Headquarters

2000 Westchester Avenue
Purchase, NY 10577
See all branch locations →

Phone 212 245 1239

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Morgan Stanley Private Bank, National Association is an FDIC insured institution located in Purchase, NY. It was founded in 1996 and has approximately $106.39 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 34221
Date Established 1996
Assets $ 106.39 billion
Loans $ 67.07 billion
Deposits $ 97.49 billion
Capital $ 8.47 billion
 

For a more detailed analysis of Morgan Stanley Private Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Morgan Stanley Private Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Payment
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Rocket Mortgage
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.816% 2.750% 0.88 $2,132 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
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2.990 %
$0 Learn More
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People's United Bank, N.A.
People's United Bank, N.A.
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4.000 %
$0 Learn More
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Note to Morgan Stanley Private Bank, National Association
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Branches

Morgan Stanley Private Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Morgan Stanley Private Bank, National Association Locations


Financial Details

Morgan Stanley Private Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Morgan Stanley Private Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Morgan Stanley Private Bank, National Association U.S. Bank Average
1.08% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Morgan Stanley Private Bank, National Association had $90,000,000 in non-current loans and $2,000,000 in owned real estate. To cover these potential losses it had $8,468,000,000 in equity and $87,000,000 in loans loss reserves. That gives it a Texas Ratio of 1.08%.

Return on Equity
Morgan Stanley Private Bank, National Association U.S. Bank Average
14.02% 7.80%

Morgan Stanley Private Bank, National Association has a Return on Equity of 14.02% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Morgan Stanley Private Bank, National Association U.S. Bank Average
7.96% 12.68%

Morgan Stanley Private Bank, National Association has a Capitalization of 7.96% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Morgan Stanley Private Bank, National Association Balance Sheet Analysis

As of March 31, 2020, Morgan Stanley Private Bank, National Association had assets of $106,390,000,000, loans of $67,066,000,000, and deposits of $97,494,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 19.22 billion
Interest-bearing balances $ 19.17 billion
Total securities $ 16.46 billion
Federal funds sold and reverse repurchase $ 3.00 billion
Net loans and leases $ 67.07 billion
Loan loss allowance $ 87.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.00 million
Goodwill and other intangibles N.A.
All other assets $ 637.00 million
     Total Assets $ 97.92 billion
LIABILITIES
Total deposits $ 97.49 billion
      Interest-bearing deposits $ 92.39 billion
      Deposits held in domestic offices $ 97.49 billion
      % insured (estimated) 78.71%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 18.00 million
Subordinated debt N.A.
All other liabilities $ 410.00 million
      Total Liabilities $ 97.92 billion
      Shareholders’ Equity $ 8.47 billion

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 629.00 million
Total Interest Expense $ 151.00 million
Net interest income $ 478.00 million
Provision for loan and lease losses $ 19.00 million
Total non interest income $ 56.00 million
Total non interest expense $ 135.00 million
Pre-tax Net Operating Income $ 380.00 million

Bank Loan Profile?

The top three loan types in Morgan Stanley Private Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks, Morgan Stanley Private Bank, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 46.39
Multifamily
Mortgages
1.48
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.08
Commercial Real Estate 5.60
Commercial and Industrial Loans 5.75
Farm Loans 0.00

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