FirstBank of Douglas County

Headquarters

2 Plum Creek Parkway
Castle Rock, CO 80104
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

FirstBank of Douglas County is an FDIC insured institution located in Castle Rock, CO. It was founded in 1975 and has approximately $0.34 billion in assets.

FDIC Insured Yes
FDIC Certificate # 22042
Date Established 1975
Assets $ 336.30 million
Loans $ 114.99 million
Deposits $ 301.60 million
Capital $ 32.39 million
 

For a more detailed analysis of FirstBank of Douglas County's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FirstBank of Douglas County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,122 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to FirstBank of Douglas County
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Branches

FirstBank of Douglas County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


FirstBank of Douglas County Locations


Financial Details

FirstBank of Douglas County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of FirstBank of Douglas County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
FirstBank of Douglas County U.S. Bank Average
7.99% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, FirstBank of Douglas County had $1,718,000 in non-current loans and $1,024,000 in owned real estate. To cover these potential losses it had $32,387,000 in equity and $1,921,000 in loans loss reserves. That gives it a Texas Ratio of 7.99%.

Return on Equity
FirstBank of Douglas County U.S. Bank Average
19.96% 7.80%

FirstBank of Douglas County has a Return on Equity of 19.96% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
FirstBank of Douglas County U.S. Bank Average
9.63% 12.68%

FirstBank of Douglas County has a Capitalization of 9.63% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

FirstBank of Douglas County Balance Sheet Analysis

As of November 30, -0001, FirstBank of Douglas County had assets of $336,297,000, loans of $114,987,000, and deposits of $301,602,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 114.99 million
Loan loss allowance $ 1.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.02 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 301.60 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 336.30 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in FirstBank of Douglas County’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, FirstBank of Douglas County’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Firstbank Of Douglas County

Branches and Savings

Is Firstbank Of Douglas County FDIC insured?

Yes. It is covered under FDIC Certificate #22042.

Why does Firstbank Of Douglas County pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Firstbank Of Douglas County CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Firstbank Of Douglas County a commercial bank?

Yes

Where are Firstbank Of Douglas County locations?

See branch locations nearby.

Is Firstbank Of Douglas County open on Saturdays?

Is Firstbank Of Douglas County open on Sundays?

What time does Firstbank Of Douglas County open?

What time does Firstbank Of Douglas County close?

Are Firstbank Of Douglas County ATMs Open 24/7?

Do Firstbank Of Douglas County ATMs accept cash deposits?

Can Firstbank Of Douglas County customers use other ATMs?

Do Firstbank Of Douglas County branches have notaries?

Will Firstbank Of Douglas County notarize my document?

What address for Firstbank Of Douglas County should I put for incoming ACH transfers?

Will the Firstbank Of Douglas County branch print checks?

Do Firstbank Of Douglas County checks expire?

Does Firstbank Of Douglas County require US citizenship to open account?

Can Firstbank Of Douglas County close my account?

Does Firstbank Of Douglas County Report to credit bureaus?

Does Firstbank Of Douglas County Use Equifax?

What is Firstbank Of Douglas County's ACH Routing Number?

What is Firstbank Of Douglas County's SWIFT code?

Products

Does Firstbank Of Douglas County offer mortgages?

Compare mortgage rates here.

Does Firstbank Of Douglas County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Firstbank Of Douglas County offer personal loans?

Compare personal loan rates here.

Does Firstbank Of Douglas County offer student loans?

Will Firstbank Of Douglas County cash a check?

Will Firstbank Of Douglas County redeem a savings bond?

Does Firstbank Of Douglas County cash savings bonds?

Will Firstbank Of Douglas County cash money orders?

Can Firstbank Of Douglas County issue a money order?

Does Firstbank Of Douglas County do currency exchange?

Background on The Bank

Who owns Firstbank Of Douglas County?

How long has Firstbank Of Douglas County been around?

Can Firstbank Of Douglas County transfer to other banks?

Does Firstbank Of Douglas County have quick pay?

Does Firstbank Of Douglas County accept rolled coins?

Will Firstbank Of Douglas County accept loose change?

Where is Firstbank Of Douglas County headquarters?

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