FNB Washington

101 C Street
Washington, KS 66968

Notable Rates APY Vs.Others
Savings 0.17% 2.20% →
1-Year CD 1.11% 2.20% →
2-Year CD 1.45% 2.20% →
5-Year CD 1.94% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

FNB Washington is an FDIC insured institution located in Washington, KS. It was founded in 1883 and has approximately $0.07 billion in assets.

FDIC Insured Yes
FDIC Certificate # 4792
Date Established 1883
Assets $0.07 billion
Loans $0.03 billion
Deposits $0.04 billion
Capital $0.02 billion
 

For a more detailed analysis of FNB Washington's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $9,999 Learn MoreShow Less
Money Market
0.28% $10,000 $24,999 Learn MoreShow Less
Money Market
0.31% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
0.51% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.51% $50,000 - Learn MoreShow Less
0.71% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.72% $50,000 - Learn MoreShow Less
1.09% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.11% $50,000 - Learn MoreShow Less
1.11% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
1.13% $50,000 - Learn MoreShow Less
1.42% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.45% $50,000 - Learn MoreShow Less
1.41% $10,000 $24,999 Learn MoreShow Less
30 Mo CD
1.44% $50,000 - Learn MoreShow Less
36 Mo CD
1.61% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.64% $50,000 - Learn MoreShow Less
48 Mo CD
1.76% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.80% $50,000 - Learn MoreShow Less
1.90% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
1.94% $50,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
0.98% $500 $4,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.98% $500 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - February 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FNB Washington

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.284% 3.250% 0.38 $1,070 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FNB Washington
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

FNB Washington branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


FNB Washington Locations


Financial Details

FNB Washington Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of FNB Washington. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
FNB Washington U.S. Bank Average
0.69% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, FNB Washington had $141,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,595,000 in equity and $938,000 in loans loss reserves. That gives it a Texas Ratio of 0.69%.

Return on Equity
FNB Washington U.S. Bank Average
4.28% 9.72%

FNB Washington has a Return on Equity of 4.28% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
FNB Washington U.S. Bank Average
28.23% 12.89%

FNB Washington has a Capitalization of 28.23% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

FNB Washington Balance Sheet Analysis

As of September 30, 2019, FNB Washington had assets of $69,409,000, loans of $31,411,000, and deposits of $42,354,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.04 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.04 billion
      % insured (estimated) 66.08%
Federal funds purchased and repurchase agreements $0.01 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

September 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in FNB Washington’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Farm Loans.

Compared to other banks, FNB Washington’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.44
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.80
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 5.76
Commercial and Industrial Loans 1.51
Farm Loans 5.21

Frequently Asked Questions About Fnb Washington

Branches and Savings

Is Fnb Washington FDIC insured?

Yes. It is covered under FDIC Certificate #4792.

Why does Fnb Washington pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Fnb Washington CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Fnb Washington a commercial bank?

Yes

Where are Fnb Washington locations?

See branch locations nearby.

Is Fnb Washington open on Saturdays?

Is Fnb Washington open on Sundays?

What time does Fnb Washington open?

What time does Fnb Washington close?

Are Fnb Washington ATMs Open 24/7?

Do Fnb Washington ATMs accept cash deposits?

Can Fnb Washington customers use other ATMs?

Do Fnb Washington branches have notaries?

Will Fnb Washington notarize my document?

What address for Fnb Washington should I put for incoming ACH transfers?

Will the Fnb Washington branch print checks?

Do Fnb Washington checks expire?

Does Fnb Washington require US citizenship to open account?

Can Fnb Washington close my account?

Does Fnb Washington Report to credit bureaus?

Does Fnb Washington Use Equifax?

What is Fnb Washington's ACH Routing Number?

What is Fnb Washington's SWIFT code?

Products

Does Fnb Washington offer mortgages?

Compare mortgage rates here.

Does Fnb Washington offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fnb Washington offer personal loans?

Compare personal loan rates here.

Does Fnb Washington offer student loans?

Will Fnb Washington cash a check?

Will Fnb Washington redeem a savings bond?

Does Fnb Washington cash savings bonds?

Will Fnb Washington cash money orders?

Can Fnb Washington issue a money order?

Does Fnb Washington do currency exchange?

Background on The Bank

Who owns Fnb Washington?

How long has Fnb Washington been around?

Can Fnb Washington transfer to other banks?

Does Fnb Washington have quick pay?

Does Fnb Washington accept rolled coins?

Will Fnb Washington accept loose change?

Where is Fnb Washington headquarters?

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