Friendly Hills Bank

16011 E. Whittier Boulevard
Whittier, CA 90603

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58218
Date Established 2006
Assets $0.16 billion
Loans $0.10 billion
Deposits $0.12 billion
Capital $0.02 billion

Friendly Hills Bank is an FDIC insured institution located in Whittier, CA. It was founded in 2006 and has approximately $0.16 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Friendly Hills Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1 $24,999 Learn MoreShow Less
Money Market
0.07% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.05% $10,000 $99,999 Learn MoreShow Less
3 Mo CD
0.05% $100,000 $249,999 Learn MoreShow Less
6 Mo CD
0.10% $10,000 $99,999 Learn MoreShow Less
6 Mo CD
0.10% $100,000 $249,999 Learn MoreShow Less
Special: 12 Mo CD
2.00% $10,000 $250,000 Learn MoreShow Less
12 Mo CD
0.15% $10,000 $99,999 Learn MoreShow Less
12 Mo CD
0.15% $100,000 $249,999 Learn MoreShow Less
Special: 18 Mo CD
2.00% $10,000 $250,000 Learn MoreShow Less
Special: 24 Mo CD
2.00% $10,000 $250,000 Learn MoreShow Less
24 Mo CD
0.30% $10,000 $99,999 Learn MoreShow Less
24 Mo CD
0.30% $100,000 $249,999 Learn MoreShow Less
Special: 36 Mo CD
2.00% $10,000 $250,000 Learn MoreShow Less
36 Mo CD
0.55% $10,000 $99,999 Learn MoreShow Less
36 Mo CD
0.55% $100,000 $249,999 Learn MoreShow Less
60 Mo CD
1.01% $10,000 $99,999 Learn MoreShow Less
60 Mo CD
1.01% $100,000 $249,999 Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $2,499 Learn MoreShow Less
Int Ckg
0.01% $2,500 $9,999 Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Friendly Hills Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.643% 3.625% 0.25 $560 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.652% 3.625% 0.38 $838 $1,141 Learn More
Insight Loans
NMLS ID: 203765
License#: MC-6772
3.652% 3.625% 0.38 $898 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to Friendly Hills Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Friendly Hills Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Friendly Hills Bank Locations


Financial Details

Friendly Hills Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Friendly Hills Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Friendly Hills Bank U.S. Bank Average
0% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Friendly Hills Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $18,490,000 in equity and $1,525,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Friendly Hills Bank U.S. Bank Average
7% 9.50%

Friendly Hills Bank has a Return on Equity of 7% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Friendly Hills Bank U.S. Bank Average
11.78% 12.76%

Friendly Hills Bank has a Capitalization of 11.78% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Friendly Hills Bank Balance Sheet Analysis

As of June 30, 2019, Friendly Hills Bank had assets of $156,970,000, loans of $96,638,000, and deposits of $115,975,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.10 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.14 billion
LIABILITIES
Total deposits $0.12 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.12 billion
      % insured (estimated) 69.26%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.02 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.14 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Friendly Hills Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and 1-4 Family Residential Loans.

Compared to other banks in California, Friendly Hills Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 28.57
Multifamily
Mortgages
29.38
Credit Card Loans 0.00
Consumer Auto Loans 0.03
Small Business Loans 11.43
Construction and Development Loans 3.83
Commercial Real Estate 30.15
Commercial and Industrial Loans 9.70
Farm Loans 0.00

Frequently Asked Questions About Friendly Hills Bank

Branches and Savings

Is Friendly Hills Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58218.

Why does Friendly Hills Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Friendly Hills Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Friendly Hills Bank a commercial bank?

Yes

Where are Friendly Hills Bank locations?

See branch locations nearby.

Is Friendly Hills Bank open on Saturdays?

Is Friendly Hills Bank open on Sundays?

What time does Friendly Hills Bank open?

What time does Friendly Hills Bank close?

Are Friendly Hills Bank ATMs Open 24/7?

Do Friendly Hills Bank ATMs accept cash deposits?

Can Friendly Hills Bank customers use other ATMs?

Do Friendly Hills Bank branches have notaries?

Will Friendly Hills Bank notarize my document?

What address for Friendly Hills Bank should I put for incoming ACH transfers?

Will the Friendly Hills Bank branch print checks?

Do Friendly Hills Bank checks expire?

Does Friendly Hills Bank require US citizenship to open account?

Can Friendly Hills Bank close my account?

Does Friendly Hills Bank Report to credit bureaus?

Does Friendly Hills Bank Use Equifax?

What is Friendly Hills Bank's ACH Routing Number?

What is Friendly Hills Bank's SWIFT code?

Products

Does Friendly Hills Bank offer mortgages?

Compare mortgage rates here.

Does Friendly Hills Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Friendly Hills Bank offer personal loans?

Compare personal loan rates here.

Does Friendly Hills Bank offer student loans?

Will Friendly Hills Bank cash a check?

Will Friendly Hills Bank redeem a savings bond?

Does Friendly Hills Bank cash savings bonds?

Will Friendly Hills Bank cash money orders?

Can Friendly Hills Bank issue a money order?

Does Friendly Hills Bank do currency exchange?

Background on The Bank

Who owns Friendly Hills Bank?

How long has Friendly Hills Bank been around?

Can Friendly Hills Bank transfer to other banks?

Does Friendly Hills Bank have quick pay?

Does Friendly Hills Bank accept rolled coins?

Will Friendly Hills Bank accept loose change?

Where is Friendly Hills Bank headquarters?

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