Grandview Bank


105 E. Criner St.
Grandview, TX 76050
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.55% 0.80% →
2-Year CD 0.55% 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Grandview Bank is an FDIC insured institution located in Grandview, TX. It was founded in 1890 and has approximately $0.34 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 3230
Date Established 1890
Assets $ 338.77 million
Loans $ 205.22 million
Deposits $ 298.99 million
Capital $ 30.40 million

For a more detailed analysis of Grandview Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 23, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for Grandview Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
The Union Bank Company
NMLS ID: 433131
2.845% 2.750%
0.88 points
$3,144 fees
$1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Grandview Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Grandview Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Grandview Bank Locations

Financial Details

Grandview Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Grandview Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Grandview Bank U.S. Bank Average
3.44% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Grandview Bank had $1,134,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $30,396,000 in equity and $2,580,000 in loans loss reserves. That gives it a Texas Ratio of 3.44%.

Return on Equity
Grandview Bank U.S. Bank Average
15.9% 11.43%

Grandview Bank has a Return on Equity of 15.9% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Grandview Bank U.S. Bank Average
8.97% 11.51%

Grandview Bank has a Capitalization of 8.97% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Grandview Bank Balance Sheet Analysis

As of March 31, 2021, Grandview Bank had assets of $338,771,000, loans of $205,219,000, and deposits of $298,992,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 83.41 million
Interest-bearing balances $ 79.74 million
Total securities $ 41.32 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 205.22 million
Loan loss allowance $ 2.58 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.67 million
All other assets $ 5.15 million
     Total Assets $ 308.38 million
Total deposits $ 298.99 million
      Interest-bearing deposits $ 167.40 million
      Deposits held in domestic offices $ 298.99 million
      % insured (estimated) 60.75%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 8.00 million
Subordinated debt N.A.
All other liabilities $ 1.38 million
      Total Liabilities $ 308.38 million
      Shareholders’ Equity $ 30.40 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 3.30 million
Total Interest Expense $ 0.19 million
Net interest income $ 3.11 million
Provision for loan and lease losses $ 0.20 million
Total non interest income $ 0.29 million
Total non interest expense $ 1.72 million
Pre-tax Net Operating Income $ 1.47 million

Bank Loan Profile?

The top three loan types in Grandview Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Texas, Grandview Bank has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.44
Credit Card Loans 0.00
Consumer Auto Loans 3.41
Small Business Loans 13.16
Construction and Development Loans 6.92
Commercial Real Estate 40.84
Commercial and Industrial Loans 23.16
Farm Loans 2.51

Frequently Asked Questions About Grandview Bank

Branches and Savings

Is Grandview Bank FDIC insured?

Yes. It is covered under FDIC Certificate #3230.

Why does Grandview Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Grandview Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Grandview Bank a commercial bank?


Where are Grandview Bank locations?

See branch locations nearby.

Is Grandview Bank open on Saturdays?

Is Grandview Bank open on Sundays?

What time does Grandview Bank open?

What time does Grandview Bank close?

Are Grandview Bank ATMs Open 24/7?

Do Grandview Bank ATMs accept cash deposits?

Can Grandview Bank customers use other ATMs?

Do Grandview Bank branches have notaries?

Will Grandview Bank notarize my document?

What address for Grandview Bank should I put for incoming ACH transfers?

Will the Grandview Bank branch print checks?

Do Grandview Bank checks expire?

Does Grandview Bank require US citizenship to open account?

Can Grandview Bank close my account?

Does Grandview Bank Report to credit bureaus?

Does Grandview Bank Use Equifax?

What is Grandview Bank's ACH Routing Number?

What is Grandview Bank's SWIFT code?


Does Grandview Bank offer mortgages?

Compare mortgage rates here.

Does Grandview Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Grandview Bank offer personal loans?

Compare personal loan rates here.

Does Grandview Bank offer student loans?

Will Grandview Bank cash a check?

Will Grandview Bank redeem a savings bond?

Does Grandview Bank cash savings bonds?

Will Grandview Bank cash money orders?

Can Grandview Bank issue a money order?

Does Grandview Bank do currency exchange?

Background on The Bank

Who owns Grandview Bank?

How long has Grandview Bank been around?

Can Grandview Bank transfer to other banks?

Does Grandview Bank have quick pay?

Does Grandview Bank accept rolled coins?

Will Grandview Bank accept loose change?

Where is Grandview Bank headquarters?

Customer Reviews for Grandview Bank

There are currently no comments for Grandview Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →