Greater Delaware Valley Savings Bank

541 Lawrence Road
Broomall, PA 19008

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29882
Date Established 1924
Assets $0.42 billion
Loans $0.31 billion
Deposits $0.35 billion
Capital $0.06 billion

Greater Delaware Valley Savings Bank is an FDIC insured institution located in Broomall, PA. It was founded in 1924 and has approximately $0.41 billion in assets.

For a more detailed analysis of Greater Delaware Valley Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Greater Delaware Valley Savings Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Pennsylvania, Greater Delaware Valley Savings Bank has a significantly higher percent of Multifamily Mortgages, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.28
Multifamily
Mortgages
8.11
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 19.29
Construction and Development Loans 8.04
Commercial Real Estate 40.22
Commercial and Industrial Loans 4.88
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Greater Delaware Valley Savings Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Greater Delaware Valley Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Greater Delaware Valley Savings Bank
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Branches

Greater Delaware Valley Savings Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Greater Delaware Valley Savings Bank Locations

Financial Details

Greater Delaware Valley Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Delaware Valley Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Greater Delaware Valley Savings Bank U.S. Bank Average
5.91% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Greater Delaware Valley Savings Bank had $2,709,000 in non-current loans and $1,275,000 in owned real estate. To cover these potential losses it had $62,876,000 in equity and $4,587,000 in loans loss reserves. That gives it a Texas Ratio of 5.91%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Greater Delaware Valley Savings Bank U.S. Bank Average
1.69% 8.58

Greater Delaware Valley Savings Bank has a Return on Equity of 1.69% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Greater Delaware Valley Savings Bank U.S. Bank Average
14.85% 12.11

Greater Delaware Valley Savings Bank has a Capitalization of 14.85% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Greater Delaware Valley Savings Bank Balance Sheet Analysis

As of March 31, 2015, Greater Delaware Valley Savings Bank had assets of $408,410,000, loans of $310,110,000, and deposits of $350,522,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Greater Delaware Valley Savings Bank

Branches and Savings

Is Greater Delaware Valley Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29882.

Why does Greater Delaware Valley Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Greater Delaware Valley Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Greater Delaware Valley Savings Bank a commercial bank?

Yes

Where are Greater Delaware Valley Savings Bank locations?

See branch locations nearby.

Is Greater Delaware Valley Savings Bank open on Saturdays?

Is Greater Delaware Valley Savings Bank open on Sundays?

What time does Greater Delaware Valley Savings Bank open?

What time does Greater Delaware Valley Savings Bank close?

Are Greater Delaware Valley Savings Bank ATMs Open 24/7?

Do Greater Delaware Valley Savings Bank ATMs accept cash deposits?

Can Greater Delaware Valley Savings Bank customers use other ATMs?

Do Greater Delaware Valley Savings Bank branches have notaries?

Will Greater Delaware Valley Savings Bank notarize my document?

What address for Greater Delaware Valley Savings Bank should I put for incoming ACH transfers?

Will the Greater Delaware Valley Savings Bank branch print checks?

Do Greater Delaware Valley Savings Bank checks expire?

Does Greater Delaware Valley Savings Bank require US citizenship to open account?

Can Greater Delaware Valley Savings Bank close my account?

Does Greater Delaware Valley Savings Bank Report to credit bureaus?

Does Greater Delaware Valley Savings Bank Use Equifax?

What is Greater Delaware Valley Savings Bank's ACH Routing Number?

What is Greater Delaware Valley Savings Bank's SWIFT code?

Products

Does Greater Delaware Valley Savings Bank offer mortgages?

Compare mortgage rates here.

Does Greater Delaware Valley Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Delaware Valley Savings Bank offer personal loans?

Compare personal loan rates here.

Does Greater Delaware Valley Savings Bank offer student loans?

Will Greater Delaware Valley Savings Bank cash a check?

Will Greater Delaware Valley Savings Bank redeem a savings bond?

Does Greater Delaware Valley Savings Bank cash savings bonds?

Will Greater Delaware Valley Savings Bank cash money orders?

Can Greater Delaware Valley Savings Bank issue a money order?

Does Greater Delaware Valley Savings Bank do currency exchange?

Background on The Bank

Who owns Greater Delaware Valley Savings Bank?

How long has Greater Delaware Valley Savings Bank been around?

Can Greater Delaware Valley Savings Bank transfer to other banks?

Does Greater Delaware Valley Savings Bank have quick pay?

Does Greater Delaware Valley Savings Bank accept rolled coins?

Will Greater Delaware Valley Savings Bank accept loose change?

Where is Greater Delaware Valley Savings Bank headquarters?

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