Hampton State Bank

Headquarters

100 1st Street, N.W.
Hampton, IA 50441
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Hampton State Bank is an FDIC insured institution located in Hampton, IA. It was founded in 1934 and has approximately $0.07 billion in assets.

FDIC Insured Yes
FDIC Certificate # 13722
Date Established 1934
Assets $ 70.26 million
Loans $ 42.13 million
Deposits $ 57.13 million
Capital $ 10.68 million
 

For a more detailed analysis of Hampton State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - September 23, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Hampton State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.684% 2.625%
0.75 points
$1,932 fees
$1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to Hampton State Bank
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Branches

Hampton State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Hampton State Bank Locations


Financial Details

Hampton State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hampton State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Hampton State Bank U.S. Bank Average
0.04% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Hampton State Bank had $4,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,675,000 in equity and $50,000 in loans loss reserves. That gives it a Texas Ratio of 0.04%.

Return on Equity
Hampton State Bank U.S. Bank Average
7.72% 11.43%

Hampton State Bank has a Return on Equity of 7.72% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Hampton State Bank U.S. Bank Average
15.19% 11.51%

Hampton State Bank has a Capitalization of 15.19% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Hampton State Bank Balance Sheet Analysis

As of March 31, 2015, Hampton State Bank had assets of $69,539,000, loans of $42,125,000, and deposits of $57,134,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 42.13 million
Loan loss allowance $ 0.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 57.13 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 70.26 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Hampton State Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks in Iowa, Hampton State Bank has a significantly higher percent of Credit Card Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.91
Multifamily
Mortgages
0.27
Credit Card Loans 0.28
Consumer Auto Loans 1.95
Small Business Loans 5.22
Construction and Development Loans 0.88
Commercial Real Estate 12.70
Commercial and Industrial Loans 9.68
Farm Loans 22.94

Frequently Asked Questions About Hampton State Bank

Branches and Savings

Is Hampton State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #13722.

Why does Hampton State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Hampton State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Hampton State Bank a commercial bank?

Yes

Where are Hampton State Bank locations?

See branch locations nearby.

Is Hampton State Bank open on Saturdays?

Is Hampton State Bank open on Sundays?

What time does Hampton State Bank open?

What time does Hampton State Bank close?

Are Hampton State Bank ATMs Open 24/7?

Do Hampton State Bank ATMs accept cash deposits?

Can Hampton State Bank customers use other ATMs?

Do Hampton State Bank branches have notaries?

Will Hampton State Bank notarize my document?

What address for Hampton State Bank should I put for incoming ACH transfers?

Will the Hampton State Bank branch print checks?

Do Hampton State Bank checks expire?

Does Hampton State Bank require US citizenship to open account?

Can Hampton State Bank close my account?

Does Hampton State Bank Report to credit bureaus?

Does Hampton State Bank Use Equifax?

What is Hampton State Bank's ACH Routing Number?

What is Hampton State Bank's SWIFT code?

Products

Does Hampton State Bank offer mortgages?

Compare mortgage rates here.

Does Hampton State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hampton State Bank offer personal loans?

Compare personal loan rates here.

Does Hampton State Bank offer student loans?

Will Hampton State Bank cash a check?

Will Hampton State Bank redeem a savings bond?

Does Hampton State Bank cash savings bonds?

Will Hampton State Bank cash money orders?

Can Hampton State Bank issue a money order?

Does Hampton State Bank do currency exchange?

Background on The Bank

Who owns Hampton State Bank?

How long has Hampton State Bank been around?

Can Hampton State Bank transfer to other banks?

Does Hampton State Bank have quick pay?

Does Hampton State Bank accept rolled coins?

Will Hampton State Bank accept loose change?

Where is Hampton State Bank headquarters?

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