Hill Bank & Trust Co.

201 East Main Street
Weimar, TX 78962

Notable Rates APY Vs.Others
Savings 0.15% 1.90% →
1-Year CD 1.51% 1.90% →
2-Year CD 1.31% 1.95% →
5-Year CD 1.36% 2.25% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Bank Information

Hill Bank & Trust Co. is an FDIC insured institution located in Weimar, TX. It was founded in 1931 and has approximately $0.14 billion in assets.

FDIC Insured Yes
FDIC Certificate # 11902
Date Established 1931
Assets $0.14 billion
Loans $0.01 billion
Deposits $0.12 billion
Capital $0.02 billion
 

For a more detailed analysis of Hill Bank & Trust Co.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 7, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1,500 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.50% $100,000 - Learn MoreShow Less
6 Mo CD
0.85% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.95% $100,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
Var IRA
1.71% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,500 - Learn MoreShow Less

Loan Rates - April 7, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Hill Bank & Trust Co.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to Hill Bank & Trust Co.
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Branches

Hill Bank & Trust Co. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Hill Bank & Trust Co. Locations


Financial Details

Hill Bank & Trust Co. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hill Bank & Trust Co.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Hill Bank & Trust Co. U.S. Bank Average
0% 6.51%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2019, Hill Bank & Trust Co. had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $24,240,000 in equity and $267,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Hill Bank & Trust Co. U.S. Bank Average
6.65% 9.41%

Hill Bank & Trust Co. has a Return on Equity of 6.65% versus the BestCashCow average of 9.41%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Hill Bank & Trust Co. U.S. Bank Average
16.91% 12.82%

Hill Bank & Trust Co. has a Capitalization of 16.91% versus the BestCashCow average of 12.82. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Hill Bank & Trust Co. Balance Sheet Analysis

As of December 31, 2019, Hill Bank & Trust Co. had assets of $143,342,000, loans of $14,965,000, and deposits of $118,689,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.12 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.01 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.12 billion
LIABILITIES
Total deposits $0.12 billion
      Interest-bearing deposits $0.08 billion
      Deposits held in domestic offices $0.12 billion
      % insured (estimated) 77.63%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.12 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Hill Bank & Trust Co.’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks, Hill Bank & Trust Co.’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 30.31
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.21
Small Business Loans 11.25
Construction and Development Loans 3.80
Commercial Real Estate 11.25
Commercial and Industrial Loans 11.45
Farm Loans 3.90

Frequently Asked Questions About Hill Bank & Trust Co.

Branches and Savings

Is Hill Bank & Trust Co. FDIC insured?

Yes. It is covered under FDIC Certificate #11902.

Why does Hill Bank & Trust Co. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Hill Bank & Trust Co. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Hill Bank & Trust Co. a commercial bank?

Yes

Where are Hill Bank & Trust Co. locations?

See branch locations nearby.

Is Hill Bank & Trust Co. open on Saturdays?

Is Hill Bank & Trust Co. open on Sundays?

What time does Hill Bank & Trust Co. open?

What time does Hill Bank & Trust Co. close?

Are Hill Bank & Trust Co. ATMs Open 24/7?

Do Hill Bank & Trust Co. ATMs accept cash deposits?

Can Hill Bank & Trust Co. customers use other ATMs?

Do Hill Bank & Trust Co. branches have notaries?

Will Hill Bank & Trust Co. notarize my document?

What address for Hill Bank & Trust Co. should I put for incoming ACH transfers?

Will the Hill Bank & Trust Co. branch print checks?

Do Hill Bank & Trust Co. checks expire?

Does Hill Bank & Trust Co. require US citizenship to open account?

Can Hill Bank & Trust Co. close my account?

Does Hill Bank & Trust Co. Report to credit bureaus?

Does Hill Bank & Trust Co. Use Equifax?

What is Hill Bank & Trust Co.'s ACH Routing Number?

What is Hill Bank & Trust Co.'s SWIFT code?

Products

Does Hill Bank & Trust Co. offer mortgages?

Compare mortgage rates here.

Does Hill Bank & Trust Co. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hill Bank & Trust Co. offer personal loans?

Compare personal loan rates here.

Does Hill Bank & Trust Co. offer student loans?

Will Hill Bank & Trust Co. cash a check?

Will Hill Bank & Trust Co. redeem a savings bond?

Does Hill Bank & Trust Co. cash savings bonds?

Will Hill Bank & Trust Co. cash money orders?

Can Hill Bank & Trust Co. issue a money order?

Does Hill Bank & Trust Co. do currency exchange?

Background on The Bank

Who owns Hill Bank & Trust Co.?

How long has Hill Bank & Trust Co. been around?

Can Hill Bank & Trust Co. transfer to other banks?

Does Hill Bank & Trust Co. have quick pay?

Does Hill Bank & Trust Co. accept rolled coins?

Will Hill Bank & Trust Co. accept loose change?

Where is Hill Bank & Trust Co. headquarters?

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