Home National Bank

Headquarters

1350 West Doolin
Blackwell, OK 74631
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Home National Bank is an FDIC insured institution located in Blackwell, OK. It was founded in 1933 and has approximately $0.59 billion in assets.

Home National Bank, Blackwell, Oklahoma, was closed July 9, 2010 by the Office of the Comptroller of the Currency, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with RCB Bank, Claremore, Oklahoma, to assume all of the deposits of Home National Bank.

FDIC Insured Yes
FDIC Certificate # 11636
Date Established 1933
Assets $ 695.32 million
Loans $ 444.88 million
Deposits $ 565.77 million
Capital $ 67.84 million
 

For a more detailed analysis of Home National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 18, 2020

Your Current Location: Washington, WA 98109


Loan Rates - September 18, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Home National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

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NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
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3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.815% 2.750% 0.88 $2,120 $1,021 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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3.500 %
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Note to Home National Bank
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Branches

Home National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Home National Bank Locations


Financial Details

Home National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Home National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Home National Bank U.S. Bank Average
54.65% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Home National Bank had $44,302,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $67,844,000 in equity and $13,219,000 in loans loss reserves. That gives it a Texas Ratio of 54.65%.

Return on Equity
Home National Bank U.S. Bank Average
-11.4% 7.80%

Home National Bank has a Return on Equity of -11.4% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Home National Bank U.S. Bank Average
9.76% 12.68%

Home National Bank has a Capitalization of 9.76% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Home National Bank Balance Sheet Analysis

As of November 30, -0001, Home National Bank had assets of $585,445,000, loans of $444,879,000, and deposits of $565,769,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 444.88 million
Loan loss allowance $ 13.22 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 565.77 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 695.32 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Home National Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Home National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Home National Bank

Branches and Savings

Is Home National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11636.

Why does Home National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Home National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Home National Bank a commercial bank?

Yes

Where are Home National Bank locations?

See branch locations nearby.

Is Home National Bank open on Saturdays?

Is Home National Bank open on Sundays?

What time does Home National Bank open?

What time does Home National Bank close?

Are Home National Bank ATMs Open 24/7?

Do Home National Bank ATMs accept cash deposits?

Can Home National Bank customers use other ATMs?

Do Home National Bank branches have notaries?

Will Home National Bank notarize my document?

What address for Home National Bank should I put for incoming ACH transfers?

Will the Home National Bank branch print checks?

Do Home National Bank checks expire?

Does Home National Bank require US citizenship to open account?

Can Home National Bank close my account?

Does Home National Bank Report to credit bureaus?

Does Home National Bank Use Equifax?

What is Home National Bank's ACH Routing Number?

What is Home National Bank's SWIFT code?

Products

Does Home National Bank offer mortgages?

Compare mortgage rates here.

Does Home National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Home National Bank offer personal loans?

Compare personal loan rates here.

Does Home National Bank offer student loans?

Will Home National Bank cash a check?

Will Home National Bank redeem a savings bond?

Does Home National Bank cash savings bonds?

Will Home National Bank cash money orders?

Can Home National Bank issue a money order?

Does Home National Bank do currency exchange?

Background on The Bank

Who owns Home National Bank?

How long has Home National Bank been around?

Can Home National Bank transfer to other banks?

Does Home National Bank have quick pay?

Does Home National Bank accept rolled coins?

Will Home National Bank accept loose change?

Where is Home National Bank headquarters?

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