Homeland Community Bank

900 North Chancery Street
Mcminnville, TN 37110

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57632
Date Established 2003
Assets $0.14 billion
Loans $0.08 billion
Deposits $0.13 billion
Capital $0.01 billion

Homeland Community Bank is an FDIC insured institution located in Mcminnville, TN. It was founded in 2003 and has approximately $0.14 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Homeland Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Homeland Community Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Tennessee, Homeland Community Bank has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 37.04
Multifamily
Mortgages
3.78
Credit Card Loans 0.00
Consumer Auto Loans 1.96
Small Business Loans 23.31
Construction and Development Loans 9.58
Commercial Real Estate 28.03
Commercial and Industrial Loans 8.51
Farm Loans 2.40

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $500 - Learn MoreShow Less
6 Mo CD 10K
0.50% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.30% $1,000 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.70% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.55% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.30% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.30% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Homeland Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Homeland Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Homeland Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Homeland Community Bank Locations

Financial Details

Homeland Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Homeland Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Homeland Community Bank U.S. Bank Average
26.24% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Homeland Community Bank had $2,110,000 in non-current loans and $1,704,000 in owned real estate. To cover these potential losses it had $12,865,000 in equity and $1,672,000 in loans loss reserves. That gives it a Texas Ratio of 26.24%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Homeland Community Bank U.S. Bank Average
5.73% 8.58

Homeland Community Bank has a Return on Equity of 5.73% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Homeland Community Bank U.S. Bank Average
8.99% 12.11

Homeland Community Bank has a Capitalization of 8.99% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Homeland Community Bank Balance Sheet Analysis

As of June 30, 2017, Homeland Community Bank had assets of $143,157,000, loans of $78,025,000, and deposits of $129,007,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Homeland Community Bank

Branches and Savings

Is Homeland Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57632.

Why does Homeland Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Homeland Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Homeland Community Bank a commercial bank?

Yes

Where are Homeland Community Bank locations?

See branch locations nearby.

Is Homeland Community Bank open on Saturdays?

Is Homeland Community Bank open on Sundays?

What time does Homeland Community Bank open?

What time does Homeland Community Bank close?

Are Homeland Community Bank ATMs Open 24/7?

Do Homeland Community Bank ATMs accept cash deposits?

Can Homeland Community Bank customers use other ATMs?

Do Homeland Community Bank branches have notaries?

Will Homeland Community Bank notarize my document?

What address for Homeland Community Bank should I put for incoming ACH transfers?

Will the Homeland Community Bank branch print checks?

Do Homeland Community Bank checks expire?

Does Homeland Community Bank require US citizenship to open account?

Can Homeland Community Bank close my account?

Does Homeland Community Bank Report to credit bureaus?

Does Homeland Community Bank Use Equifax?

What is Homeland Community Bank's ACH Routing Number?

What is Homeland Community Bank's SWIFT code?

Products

Does Homeland Community Bank offer mortgages?

Compare mortgage rates here.

Does Homeland Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Homeland Community Bank offer personal loans?

Compare personal loan rates here.

Does Homeland Community Bank offer student loans?

Will Homeland Community Bank cash a check?

Will Homeland Community Bank redeem a savings bond?

Does Homeland Community Bank cash savings bonds?

Will Homeland Community Bank cash money orders?

Can Homeland Community Bank issue a money order?

Does Homeland Community Bank do currency exchange?

Background on The Bank

Who owns Homeland Community Bank?

How long has Homeland Community Bank been around?

Can Homeland Community Bank transfer to other banks?

Does Homeland Community Bank have quick pay?

Does Homeland Community Bank accept rolled coins?

Will Homeland Community Bank accept loose change?

Where is Homeland Community Bank headquarters?

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