HomePride Bank

110 East Commercial
Mansfield, MO 65704

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 11466
Date Established 1892
Assets $0.10 billion
Loans $0.08 billion
Deposits $0.09 billion
Capital $0.01 billion

HomePride Bank is an FDIC insured institution located in Mansfield, MO. It was founded in 1892 and has approximately $0.1 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of HomePride Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in HomePride Bank’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Missouri, HomePride Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 61.54
Multifamily
Mortgages
0.83
Credit Card Loans 0.00
Consumer Auto Loans 2.41
Small Business Loans 12.60
Construction and Development Loans 2.25
Commercial Real Estate 12.60
Commercial and Industrial Loans 6.50
Farm Loans 4.06

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.20% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.35% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $100 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $2,500 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $500 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.15% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HomePride Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to HomePride Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

HomePride Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Homepride Bank Locations

Financial Details

HomePride Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of HomePride Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
HomePride Bank U.S. Bank Average
78.33% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, HomePride Bank had $7,192,000 in non-current loans and $912,000 in owned real estate. To cover these potential losses it had $9,429,000 in equity and $917,000 in loans loss reserves. That gives it a Texas Ratio of 78.33%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
HomePride Bank U.S. Bank Average
3.66% 8.58

HomePride Bank has a Return on Equity of 3.66% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
HomePride Bank U.S. Bank Average
9.33% 12.11

HomePride Bank has a Capitalization of 9.33% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

HomePride Bank Balance Sheet Analysis

As of June 30, 2017, HomePride Bank had assets of $101,110,000, loans of $79,540,000, and deposits of $90,539,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About HomePride Bank

Branches and Savings

Is HomePride Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11466.

Why does HomePride Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are HomePride Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is HomePride Bank a commercial bank?

Yes

Where are HomePride Bank locations?

See branch locations nearby.

Is HomePride Bank open on Saturdays?

Is HomePride Bank open on Sundays?

What time does HomePride Bank open?

What time does HomePride Bank close?

Are HomePride Bank ATMs Open 24/7?

Do HomePride Bank ATMs accept cash deposits?

Can HomePride Bank customers use other ATMs?

Do HomePride Bank branches have notaries?

Will HomePride Bank notarize my document?

What address for HomePride Bank should I put for incoming ACH transfers?

Will the HomePride Bank branch print checks?

Do HomePride Bank checks expire?

Does HomePride Bank require US citizenship to open account?

Can HomePride Bank close my account?

Does HomePride Bank Report to credit bureaus?

Does HomePride Bank Use Equifax?

What is HomePride Bank's ACH Routing Number?

What is HomePride Bank's SWIFT code?

Products

Does HomePride Bank offer mortgages?

Compare mortgage rates here.

Does HomePride Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does HomePride Bank offer personal loans?

Compare personal loan rates here.

Does HomePride Bank offer student loans?

Will HomePride Bank cash a check?

Will HomePride Bank redeem a savings bond?

Does HomePride Bank cash savings bonds?

Will HomePride Bank cash money orders?

Can HomePride Bank issue a money order?

Does HomePride Bank do currency exchange?

Background on The Bank

Who owns HomePride Bank?

How long has HomePride Bank been around?

Can HomePride Bank transfer to other banks?

Does HomePride Bank have quick pay?

Does HomePride Bank accept rolled coins?

Will HomePride Bank accept loose change?

Where is HomePride Bank headquarters?

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