HomePride Bank


110 East Commercial
Mansfield, MO 65704
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.05% →
1-Year CD 0.55% 1.05% →
2-Year CD 0.80% 1.11% →
5-Year CD 1.10% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

HomePride Bank is an FDIC insured institution located in Mansfield, MO. It was founded in 1892 and has approximately $0.11 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 11466
Date Established 1892
Assets $ 105.25 million
Loans $ 74.72 million
Deposits $ 94.49 million
Capital $ 8.28 million

For a more detailed analysis of HomePride Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
0.25% $100 - Learn More
Money Market
0.25% $2,500 $24,999 Learn More
Money Market
0.35% $25,000 - Learn More
3 Mo CD
0.25% $1,000 - Learn More
6 Mo CD
0.40% $1,000 - Learn More
12 Mo CD
0.55% $500 - Learn More
18 Mo CD
0.75% $500 - Learn More
24 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.80% $500 - Learn More
48 Mo CD
1.00% $500 - Learn More
60 Mo CD
1.10% $500 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 - Learn MoreShow Less

Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HomePride Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.812% 2.750% 0.75 $2,038 $1,021 Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to HomePride Bank
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Financial Details

HomePride Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of HomePride Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
HomePride Bank U.S. Bank Average
28.22% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, HomePride Bank had $708,000 in non-current loans and $1,902,000 in owned real estate. To cover these potential losses it had $8,276,000 in equity and $973,000 in loans loss reserves. That gives it a Texas Ratio of 28.22%.

Return on Equity
HomePride Bank U.S. Bank Average
-14.28% 7.80%

HomePride Bank has a Return on Equity of -14.28% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

HomePride Bank U.S. Bank Average
7.86% 12.68%

HomePride Bank has a Capitalization of 7.86% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

HomePride Bank Balance Sheet Analysis

As of March 31, 2020, HomePride Bank had assets of $105,248,000, loans of $74,720,000, and deposits of $94,493,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
Cash & Balances due from depository institutions $ 12.71 million
Interest-bearing balances $ 10.28 million
Total securities $ 9.64 million
Federal funds sold and reverse repurchase $ 0.56 million
Net loans and leases $ 74.72 million
Loan loss allowance $ 0.97 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.90 million
Goodwill and other intangibles N.A.
All other assets $ 2.91 million
     Total Assets $ 96.97 million
Total deposits $ 94.49 million
      Interest-bearing deposits $ 73.10 million
      Deposits held in domestic offices $ 94.49 million
      % insured (estimated) 88.78%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.00 million
Subordinated debt N.A.
All other liabilities $ 0.48 million
      Total Liabilities $ 96.97 million
      Shareholders’ Equity $ 8.28 million

Summary Income Statement

March 31, 2020
Total Interest Income $ 1.17 million
Total Interest Expense $ 0.23 million
Net interest income $ 0.93 million
Provision for loan and lease losses $ 0.05 million
Total non interest income $ 0.06 million
Total non interest expense $ 1.24 million
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in HomePride Bank’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Missouri, HomePride Bank has a significantly higher percent of 1-4 Family Residential Loans, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 70.43
Credit Card Loans 0.00
Consumer Auto Loans 1.70
Small Business Loans 8.32
Construction and Development Loans 3.24
Commercial Real Estate 8.32
Commercial and Industrial Loans 3.15
Farm Loans 3.67

Frequently Asked Questions About Homepride Bank

Branches and Savings

Is Homepride Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11466.

Why does Homepride Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Homepride Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Homepride Bank a commercial bank?


Where are Homepride Bank locations?

See branch locations nearby.

Is Homepride Bank open on Saturdays?

Is Homepride Bank open on Sundays?

What time does Homepride Bank open?

What time does Homepride Bank close?

Are Homepride Bank ATMs Open 24/7?

Do Homepride Bank ATMs accept cash deposits?

Can Homepride Bank customers use other ATMs?

Do Homepride Bank branches have notaries?

Will Homepride Bank notarize my document?

What address for Homepride Bank should I put for incoming ACH transfers?

Will the Homepride Bank branch print checks?

Do Homepride Bank checks expire?

Does Homepride Bank require US citizenship to open account?

Can Homepride Bank close my account?

Does Homepride Bank Report to credit bureaus?

Does Homepride Bank Use Equifax?

What is Homepride Bank's ACH Routing Number?

What is Homepride Bank's SWIFT code?


Does Homepride Bank offer mortgages?

Compare mortgage rates here.

Does Homepride Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Homepride Bank offer personal loans?

Compare personal loan rates here.

Does Homepride Bank offer student loans?

Will Homepride Bank cash a check?

Will Homepride Bank redeem a savings bond?

Does Homepride Bank cash savings bonds?

Will Homepride Bank cash money orders?

Can Homepride Bank issue a money order?

Does Homepride Bank do currency exchange?

Background on The Bank

Who owns Homepride Bank?

How long has Homepride Bank been around?

Can Homepride Bank transfer to other banks?

Does Homepride Bank have quick pay?

Does Homepride Bank accept rolled coins?

Will Homepride Bank accept loose change?

Where is Homepride Bank headquarters?

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