IBERIABANK fsb

Headquarters

5800 R Street
Little Rock, AR 72207
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.25% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

IBERIABANK fsb is an FDIC insured institution located in Little Rock, AR. It was founded in 1991 and has approximately $1.65 billion in assets.

FDIC Insured Yes
FDIC Certificate # 33538
Date Established 1991
Assets $ 1,647.14 million
Loans $ 1,172.42 million
Deposits $ 1,293.05 million
Capital $ 298.31 million
 

For a more detailed analysis of IBERIABANK fsb's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IBERIABANK fsb

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to IBERIABANK fsb
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Branches

IBERIABANK fsb branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


IBERIABANK fsb Locations


Financial Details

IBERIABANK fsb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of IBERIABANK fsb. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
IBERIABANK fsb U.S. Bank Average
12.8% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, IBERIABANK fsb had $28,706,000 in non-current loans and $12,082,000 in owned real estate. To cover these potential losses it had $298,313,000 in equity and $20,448,000 in loans loss reserves. That gives it a Texas Ratio of 12.8%.

Return on Equity
IBERIABANK fsb U.S. Bank Average
2.89% 7.80%

IBERIABANK fsb has a Return on Equity of 2.89% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
IBERIABANK fsb U.S. Bank Average
18.11% 12.68%

IBERIABANK fsb has a Capitalization of 18.11% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

IBERIABANK fsb Balance Sheet Analysis

As of December 31, 2010, IBERIABANK fsb had assets of $1,647,135,000, loans of $1,172,419,000, and deposits of $1,293,047,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,172.42 million
Loan loss allowance $ 20.45 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 12.08 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 1,293.05 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,647.14 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in IBERIABANK fsb’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, IBERIABANK fsb’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Iberiabank Fsb

Branches and Savings

Is Iberiabank Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #33538.

Why does Iberiabank Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Iberiabank Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Iberiabank Fsb a commercial bank?

Yes

Where are Iberiabank Fsb locations?

See branch locations nearby.

Is Iberiabank Fsb open on Saturdays?

Is Iberiabank Fsb open on Sundays?

What time does Iberiabank Fsb open?

What time does Iberiabank Fsb close?

Are Iberiabank Fsb ATMs Open 24/7?

Do Iberiabank Fsb ATMs accept cash deposits?

Can Iberiabank Fsb customers use other ATMs?

Do Iberiabank Fsb branches have notaries?

Will Iberiabank Fsb notarize my document?

What address for Iberiabank Fsb should I put for incoming ACH transfers?

Will the Iberiabank Fsb branch print checks?

Do Iberiabank Fsb checks expire?

Does Iberiabank Fsb require US citizenship to open account?

Can Iberiabank Fsb close my account?

Does Iberiabank Fsb Report to credit bureaus?

Does Iberiabank Fsb Use Equifax?

What is Iberiabank Fsb's ACH Routing Number?

What is Iberiabank Fsb's SWIFT code?

Products

Does Iberiabank Fsb offer mortgages?

Compare mortgage rates here.

Does Iberiabank Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Iberiabank Fsb offer personal loans?

Compare personal loan rates here.

Does Iberiabank Fsb offer student loans?

Will Iberiabank Fsb cash a check?

Will Iberiabank Fsb redeem a savings bond?

Does Iberiabank Fsb cash savings bonds?

Will Iberiabank Fsb cash money orders?

Can Iberiabank Fsb issue a money order?

Does Iberiabank Fsb do currency exchange?

Background on The Bank

Who owns Iberiabank Fsb?

How long has Iberiabank Fsb been around?

Can Iberiabank Fsb transfer to other banks?

Does Iberiabank Fsb have quick pay?

Does Iberiabank Fsb accept rolled coins?

Will Iberiabank Fsb accept loose change?

Where is Iberiabank Fsb headquarters?

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