InfiBank, National Association

Headquarters

1620 Dodge St
Omaha, NE 68102
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

InfiBank, National Association is an FDIC insured institution located in Omaha, NE. It was founded in 1998 and has approximately $0.38 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34540
Date Established 1998
Assets $ 384.81 million
Loans $ 32.05 million
Deposits $ 285.41 million
Capital $ 79.76 million
 

For a more detailed analysis of InfiBank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for InfiBank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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Payment
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2.664% 2.625% 0.50 $1,290 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to InfiBank, National Association
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Branches

InfiBank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


InfiBank, National Association Locations


Financial Details

InfiBank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of InfiBank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
InfiBank, National Association U.S. Bank Average
1.94% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, InfiBank, National Association had $1,776,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $79,755,000 in equity and $11,739,000 in loans loss reserves. That gives it a Texas Ratio of 1.94%.

Return on Equity
InfiBank, National Association U.S. Bank Average
21% 7.80%

InfiBank, National Association has a Return on Equity of 21% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
InfiBank, National Association U.S. Bank Average
20.73% 12.68%

InfiBank, National Association has a Capitalization of 20.73% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

InfiBank, National Association Balance Sheet Analysis

As of November 30, -0001, InfiBank, National Association had assets of $384,814,000, loans of $32,051,000, and deposits of $285,414,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 32.05 million
Loan loss allowance $ 11.74 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 285.41 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 384.81 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in InfiBank, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, InfiBank, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Infibank, National Association

Branches and Savings

Is Infibank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #34540.

Why does Infibank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Infibank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Infibank, National Association a commercial bank?

Yes

Where are Infibank, National Association locations?

See branch locations nearby.

Is Infibank, National Association open on Saturdays?

Is Infibank, National Association open on Sundays?

What time does Infibank, National Association open?

What time does Infibank, National Association close?

Are Infibank, National Association ATMs Open 24/7?

Do Infibank, National Association ATMs accept cash deposits?

Can Infibank, National Association customers use other ATMs?

Do Infibank, National Association branches have notaries?

Will Infibank, National Association notarize my document?

What address for Infibank, National Association should I put for incoming ACH transfers?

Will the Infibank, National Association branch print checks?

Do Infibank, National Association checks expire?

Does Infibank, National Association require US citizenship to open account?

Can Infibank, National Association close my account?

Does Infibank, National Association Report to credit bureaus?

Does Infibank, National Association Use Equifax?

What is Infibank, National Association's ACH Routing Number?

What is Infibank, National Association's SWIFT code?

Products

Does Infibank, National Association offer mortgages?

Compare mortgage rates here.

Does Infibank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Infibank, National Association offer personal loans?

Compare personal loan rates here.

Does Infibank, National Association offer student loans?

Will Infibank, National Association cash a check?

Will Infibank, National Association redeem a savings bond?

Does Infibank, National Association cash savings bonds?

Will Infibank, National Association cash money orders?

Can Infibank, National Association issue a money order?

Does Infibank, National Association do currency exchange?

Background on The Bank

Who owns Infibank, National Association?

How long has Infibank, National Association been around?

Can Infibank, National Association transfer to other banks?

Does Infibank, National Association have quick pay?

Does Infibank, National Association accept rolled coins?

Will Infibank, National Association accept loose change?

Where is Infibank, National Association headquarters?

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