Jonah Bank of Wyoming

Headquarters

777 West First Street
Casper, WY 82601
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.25% 1.05% →
2-Year CD 0.45% 1.11% →
5-Year CD 1.01% 1.56% →
30-Year Mortgage 4.02% 3.09% →
15-Year Mortgage 3.50% 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Bank Information

Jonah Bank of Wyoming is an FDIC insured institution located in Casper, WY. It was founded in 2006 and has approximately $0.35 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 58396
Date Established 2006
Assets $ 353.46 million
Loans $ 268.02 million
Deposits $ 300.14 million
Capital $ 36.21 million
 

For a more detailed analysis of Jonah Bank of Wyoming's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.08% $10,000 $14,999 Learn More
3 Mo CD
0.08% $100,000 $199,999 Learn More
6 Mo CD
0.12% $10,000 $14,999 Learn More
6 Mo CD
0.12% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More


Loan Rates - August 10, 2020

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Jonah Bank of Wyoming branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jonah Bank of Wyoming Locations


Financial Details

Jonah Bank of Wyoming Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jonah Bank of Wyoming. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Jonah Bank of Wyoming U.S. Bank Average
6.29% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Jonah Bank of Wyoming had $1,990,000 in non-current loans and $575,000 in owned real estate. To cover these potential losses it had $36,207,000 in equity and $4,588,000 in loans loss reserves. That gives it a Texas Ratio of 6.29%.

Return on Equity
Jonah Bank of Wyoming U.S. Bank Average
12.81% 7.80%

Jonah Bank of Wyoming has a Return on Equity of 12.81% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Jonah Bank of Wyoming U.S. Bank Average
10.24% 12.68%

Jonah Bank of Wyoming has a Capitalization of 10.24% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Jonah Bank of Wyoming Balance Sheet Analysis

As of March 31, 2020, Jonah Bank of Wyoming had assets of $353,462,000, loans of $268,021,000, and deposits of $300,138,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 39.98 million
Interest-bearing balances $ 33.16 million
Total securities $ 24.76 million
Federal funds sold and reverse repurchase $ 1.00 million
Net loans and leases $ 268.02 million
Loan loss allowance $ 4.59 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.58 million
Goodwill and other intangibles N.A.
All other assets $ 10.66 million
     Total Assets $ 317.26 million
LIABILITIES
Total deposits $ 300.14 million
      Interest-bearing deposits $ 204.43 million
      Deposits held in domestic offices $ 300.14 million
      % insured (estimated) 55.53%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 15.00 million
Subordinated debt N.A.
All other liabilities $ 2.12 million
      Total Liabilities $ 317.26 million
      Shareholders’ Equity $ 36.21 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 4.09 million
Total Interest Expense $ 0.48 million
Net interest income $ 3.60 million
Provision for loan and lease losses $ 0.37 million
Total non interest income $ 1.02 million
Total non interest expense $ 2.81 million
Pre-tax Net Operating Income $ 1.44 million

Bank Loan Profile?

The top three loan types in Jonah Bank of Wyoming’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Wyoming, Jonah Bank of Wyoming has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 14.40
Multifamily
Mortgages
4.45
Credit Card Loans 0.21
Consumer Auto Loans 0.05
Small Business Loans 0.00
Construction and Development Loans 6.52
Commercial Real Estate 45.60
Commercial and Industrial Loans 24.24
Farm Loans 0.84

Frequently Asked Questions About Jonah Bank Of Wyoming

Branches and Savings

Is Jonah Bank Of Wyoming FDIC insured?

Yes. It is covered under FDIC Certificate #58396.

Why does Jonah Bank Of Wyoming pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Jonah Bank Of Wyoming CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Jonah Bank Of Wyoming a commercial bank?

Yes

Where are Jonah Bank Of Wyoming locations?

See branch locations nearby.

Is Jonah Bank Of Wyoming open on Saturdays?

Is Jonah Bank Of Wyoming open on Sundays?

What time does Jonah Bank Of Wyoming open?

What time does Jonah Bank Of Wyoming close?

Are Jonah Bank Of Wyoming ATMs Open 24/7?

Do Jonah Bank Of Wyoming ATMs accept cash deposits?

Can Jonah Bank Of Wyoming customers use other ATMs?

Do Jonah Bank Of Wyoming branches have notaries?

Will Jonah Bank Of Wyoming notarize my document?

What address for Jonah Bank Of Wyoming should I put for incoming ACH transfers?

Will the Jonah Bank Of Wyoming branch print checks?

Do Jonah Bank Of Wyoming checks expire?

Does Jonah Bank Of Wyoming require US citizenship to open account?

Can Jonah Bank Of Wyoming close my account?

Does Jonah Bank Of Wyoming Report to credit bureaus?

Does Jonah Bank Of Wyoming Use Equifax?

What is Jonah Bank Of Wyoming's ACH Routing Number?

What is Jonah Bank Of Wyoming's SWIFT code?

Products

Does Jonah Bank Of Wyoming offer mortgages?

Compare mortgage rates here.

Does Jonah Bank Of Wyoming offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jonah Bank Of Wyoming offer personal loans?

Compare personal loan rates here.

Does Jonah Bank Of Wyoming offer student loans?

Will Jonah Bank Of Wyoming cash a check?

Will Jonah Bank Of Wyoming redeem a savings bond?

Does Jonah Bank Of Wyoming cash savings bonds?

Will Jonah Bank Of Wyoming cash money orders?

Can Jonah Bank Of Wyoming issue a money order?

Does Jonah Bank Of Wyoming do currency exchange?

Background on The Bank

Who owns Jonah Bank Of Wyoming?

How long has Jonah Bank Of Wyoming been around?

Can Jonah Bank Of Wyoming transfer to other banks?

Does Jonah Bank Of Wyoming have quick pay?

Does Jonah Bank Of Wyoming accept rolled coins?

Will Jonah Bank Of Wyoming accept loose change?

Where is Jonah Bank Of Wyoming headquarters?

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