JPMorgan Chase Bank, National Association

1111 Polaris Parkway
Columbus, OH 43240

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 628
Date Established 1824
Assets $2,147.48 billion
Loans $800.08 billion
Deposits $1,539.82 billion
Capital $210.31 billion

JPMorgan Chase Bank, National Association is an FDIC insured institution located in Columbus, OH. It was founded in 1824 and has approximately $2152.01 billion in assets. Customers can open an account at one of its 5,811 branches.

For a more detailed analysis of JPMorgan Chase Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in JPMorgan Chase Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Multifamily Mortgages.

Compared to other banks in Ohio, JPMorgan Chase Bank, National Association has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.29
Multifamily
Mortgages
8.61
Credit Card Loans 4.10
Consumer Auto Loans 6.16
Small Business Loans 0.69
Construction and Development Loans 1.08
Commercial Real Estate 4.49
Commercial and Industrial Loans 19.72
Farm Loans 0.07

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.01% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.01% $100,000 $249,999 Learn MoreShow Less
6 Mo CD 10K
0.01% $10,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.01% $100,000 $249,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.01% $1 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.01% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1 $4,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Total Checking 0.00% $1,500 $12.00 Learn MoreShow Less
Premier Plus Checking 0.01% $15,000 $25.00 Learn MoreShow Less
Premier Platinum Checking 0.01% $75,000 $25.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
4 Year 3.39% 3.39% $557.68 Learn MoreShow Less
5 Year 3.34% 3.34% $453.00 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

JPMorgan Chase Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


JPMorgan Chase Bank, National Association Locations

Financial Details

JPMorgan Chase Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of JPMorgan Chase Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
JPMorgan Chase Bank, National Association U.S. Bank Average
5.83% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, JPMorgan Chase Bank, National Association had $12,429,000,000 in non-current loans and $423,000,000 in owned real estate. To cover these potential losses it had $210,309,000,000 in equity and $10,123,000,000 in loans loss reserves. That gives it a Texas Ratio of 5.83%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
JPMorgan Chase Bank, National Association U.S. Bank Average
9.9% 8.58

JPMorgan Chase Bank, National Association has a Return on Equity of 9.9% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
JPMorgan Chase Bank, National Association U.S. Bank Average
9.79% 12.11

JPMorgan Chase Bank, National Association has a Capitalization of 9.79% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

JPMorgan Chase Bank, National Association Balance Sheet Analysis

As of June 30, 2017, JPMorgan Chase Bank, National Association had assets of $2,152,006,000,000, loans of $800,078,000,000, and deposits of $1,539,823,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Chase

Branches and Savings

Is Chase FDIC insured?

Yes. It is covered under FDIC Certificate #628.

Why does Chase pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Chase CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Chase a commercial bank?

Yes

Where are Chase locations?

See branch locations nearby.

Is Chase open on Saturdays?

Is Chase open on Sundays?

What time does Chase open?

What time does Chase close?

Are Chase ATMs Open 24/7?

Do Chase ATMs accept cash deposits?

Can Chase customers use other ATMs?

Do Chase branches have notaries?

Yes, notaries at Chase branches will routinely notarize documents free of charge for Chase customers presenting ID.

Will Chase notarize my document?

What address for Chase should I put for incoming ACH transfers?

Will the Chase branch print checks?

Do Chase checks expire?

Does Chase require US citizenship to open account?

Can Chase close my account?

Does Chase Report to credit bureaus?

If you apply for a credit card with Chase, you should expect that the bank will check with and report to all three major credit rating bureaus.

Does Chase Use Equifax?

Yes

What is Chase's ACH Routing Number?

21000021

What is Chase's SWIFT code?

CHASUS33. If an address is required, please use 270 Park Avenue, NYC 10017.

Products

Does Chase offer mortgages?

Compare mortgage rates here.

Does Chase offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chase offer personal loans?

Compare personal loan rates here.

Does Chase offer student loans?

Will Chase cash a check?

Will Chase redeem a savings bond?

Does Chase cash savings bonds?

Will Chase cash money orders?

Can Chase issue a money order?

Does Chase do currency exchange?

Background on The Bank

Who owns Chase?

JP Morgan Chase is a publicly listed company trading on the NYSE under the ticker 'JPM'.

How long has Chase been around?

Can Chase transfer to other banks?

Does Chase have quick pay?

Does Chase accept rolled coins?

Will Chase accept loose change?

Where is Chase headquarters?

Chase registers its legal headquarters in Columbus, OH, but the bank is operated from of New York.

Customer Reviews for JPMorgan Chase Bank, National Association


  • Darren Devault

    December 08, 2016

    Credit score of 720

  • Max

    June 08, 2016

    CDs 12 Month Rates

    On idea on .75 rate locally or anywhere just like the .85 rate

  • Max

    June 08, 2016

    CDs 12 Month Rates

    I went to Chase bank, no idea on the .85 rate, here locally and Dallas

Add Your Review

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