KEB Hana Bank USA, National Association

201 Main Street
Fort Lee, NJ 07024

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26790
Date Established 1986
Assets $0.22 billion
Loans $0.11 billion
Deposits $0.17 billion
Capital $0.04 billion

KEB Hana Bank USA, National Association is an FDIC insured institution located in Fort Lee, NJ. It was founded in 1986 and has approximately $0.22 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of KEB Hana Bank USA, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 24, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.40% $2,500 $49,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.90% $500 - Learn MoreShow Less
18 Mo CD
0.95% $500 - Learn MoreShow Less
24 Mo CD
1.05% $500 - Learn MoreShow Less
36 Mo CD
1.26% $500 - Learn MoreShow Less
60 Mo CD
1.56% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1,500 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KEB Hana Bank USA, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to KEB Hana Bank USA, National Association
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Branches

KEB Hana Bank USA, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


KEB Hana Bank USA, National Association Locations


Financial Details

KEB Hana Bank USA, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of KEB Hana Bank USA, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
KEB Hana Bank USA, National Association U.S. Bank Average
3.8% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, KEB Hana Bank USA, National Association had $1,430,000 in non-current loans and $192,000 in owned real estate. To cover these potential losses it had $41,032,000 in equity and $1,696,000 in loans loss reserves. That gives it a Texas Ratio of 3.8%.

Return on Equity
KEB Hana Bank USA, National Association U.S. Bank Average
-16.72% 9.47%

KEB Hana Bank USA, National Association has a Return on Equity of -16.72% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
KEB Hana Bank USA, National Association U.S. Bank Average
18.97% 12.49%

KEB Hana Bank USA, National Association has a Capitalization of 18.97% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

KEB Hana Bank USA, National Association Balance Sheet Analysis

As of March 31, 2019, KEB Hana Bank USA, National Association had assets of $216,335,000, loans of $108,310,000, and deposits of $173,191,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.03 billion
Interest-bearing balances $0.03 billion
Total securities $0.07 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.11 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.18 billion
LIABILITIES
Total deposits $0.17 billion
      Interest-bearing deposits $0.09 billion
      Deposits held in domestic offices $0.17 billion
      % insured (estimated) 46.11%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.18 billion
      Shareholders’ Equity $0.04 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $-0.00 billion

Bank Loan Profile?

The top three loan types in KEB Hana Bank USA, National Association’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and Commercial and Industrial Loans.

Compared to other banks in New Jersey, KEB Hana Bank USA, National Association has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.22
Multifamily
Mortgages
9.10
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 91.45
Commercial and Industrial Loans 0.27
Farm Loans 0.00

Frequently Asked Questions About Keb Hana Bank Usa, National Association

Branches and Savings

Is Keb Hana Bank Usa, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #26790.

Why does Keb Hana Bank Usa, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Keb Hana Bank Usa, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Keb Hana Bank Usa, National Association a commercial bank?

Yes

Where are Keb Hana Bank Usa, National Association locations?

See branch locations nearby.

Is Keb Hana Bank Usa, National Association open on Saturdays?

Is Keb Hana Bank Usa, National Association open on Sundays?

What time does Keb Hana Bank Usa, National Association open?

What time does Keb Hana Bank Usa, National Association close?

Are Keb Hana Bank Usa, National Association ATMs Open 24/7?

Do Keb Hana Bank Usa, National Association ATMs accept cash deposits?

Can Keb Hana Bank Usa, National Association customers use other ATMs?

Do Keb Hana Bank Usa, National Association branches have notaries?

Will Keb Hana Bank Usa, National Association notarize my document?

What address for Keb Hana Bank Usa, National Association should I put for incoming ACH transfers?

Will the Keb Hana Bank Usa, National Association branch print checks?

Do Keb Hana Bank Usa, National Association checks expire?

Does Keb Hana Bank Usa, National Association require US citizenship to open account?

Can Keb Hana Bank Usa, National Association close my account?

Does Keb Hana Bank Usa, National Association Report to credit bureaus?

Does Keb Hana Bank Usa, National Association Use Equifax?

What is Keb Hana Bank Usa, National Association's ACH Routing Number?

What is Keb Hana Bank Usa, National Association's SWIFT code?

Products

Does Keb Hana Bank Usa, National Association offer mortgages?

Compare mortgage rates here.

Does Keb Hana Bank Usa, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Keb Hana Bank Usa, National Association offer personal loans?

Compare personal loan rates here.

Does Keb Hana Bank Usa, National Association offer student loans?

Will Keb Hana Bank Usa, National Association cash a check?

Will Keb Hana Bank Usa, National Association redeem a savings bond?

Does Keb Hana Bank Usa, National Association cash savings bonds?

Will Keb Hana Bank Usa, National Association cash money orders?

Can Keb Hana Bank Usa, National Association issue a money order?

Does Keb Hana Bank Usa, National Association do currency exchange?

Background on The Bank

Who owns Keb Hana Bank Usa, National Association?

How long has Keb Hana Bank Usa, National Association been around?

Can Keb Hana Bank Usa, National Association transfer to other banks?

Does Keb Hana Bank Usa, National Association have quick pay?

Does Keb Hana Bank Usa, National Association accept rolled coins?

Will Keb Hana Bank Usa, National Association accept loose change?

Where is Keb Hana Bank Usa, National Association headquarters?

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