Lincoln FSB of Nebraska

1101 N Street
Lincoln, NE 68508

Notable Rates APY Vs.Others
Savings 0.50% 2.30% →
1-Year CD 1.50% 2.25% →
2-Year CD 1.80% 2.65% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage 3.75% 3.31% →
15-Year Mortgage 3.25% 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Lincoln FSB of Nebraska is an FDIC insured institution located in Lincoln, NE. It was founded in 1906 and has approximately $0.32 billion in assets. Customers can open an account at one of its 14 branches.

FDIC Insured Yes
FDIC Certificate # 29692
Date Established 1906
Assets $0.32 billion
Loans $0.24 billion
Deposits $0.27 billion
Capital $0.04 billion
 

For a more detailed analysis of Lincoln FSB of Nebraska's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
1.00% $10,000 $49,999 Learn MoreShow Less
3 Mo CD
1.00% $50,000 - Learn MoreShow Less
Special: 5 Mo CD
1.60% $100 - Learn MoreShow Less
1.25% $10,000 $49,999 Learn MoreShow Less
6 Mo CD
1.25% $50,000 - Learn MoreShow Less
1.50% $10,000 $49,999 Learn MoreShow Less
12 Mo CD
1.50% $50,000 - Learn MoreShow Less
1.75% $10,000 $49,999 Learn MoreShow Less
18 Mo CD
1.75% $50,000 - Learn MoreShow Less
1.80% $10,000 $49,999 Learn MoreShow Less
24 Mo CD
1.80% $50,000 - Learn MoreShow Less
1.85% $10,000 $49,999 Learn MoreShow Less
1.90% $10,000 $49,999 Learn MoreShow Less
36 Mo CD
1.90% $50,000 - Learn MoreShow Less
1.95% $10,000 $49,999 Learn MoreShow Less
48 Mo CD
1.95% $50,000 - Learn MoreShow Less
Special: 60 Mo CD
2.00% $100 - Learn MoreShow Less
2.00% $10,000 $49,999 Learn MoreShow Less
60 Mo CD
2.00% $50,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
1.50% $100 $9,999 Learn MoreShow Less
Special: 5 Mo FIRA
1.60% $100 - Learn MoreShow Less
Special: 60 Mo FIRA
2.00% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.51% $1 - Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Lincoln FSB of Nebraska branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Lincoln FSB of Nebraska Locations


Financial Details

Lincoln FSB of Nebraska Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Lincoln FSB of Nebraska. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Lincoln FSB of Nebraska U.S. Bank Average
6.86% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Lincoln FSB of Nebraska had $3,232,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $43,108,000 in equity and $4,000,000 in loans loss reserves. That gives it a Texas Ratio of 6.86%.

Return on Equity
Lincoln FSB of Nebraska U.S. Bank Average
4.39% 9.50%

Lincoln FSB of Nebraska has a Return on Equity of 4.39% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Lincoln FSB of Nebraska U.S. Bank Average
13.49% 12.76%

Lincoln FSB of Nebraska has a Capitalization of 13.49% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Lincoln FSB of Nebraska Balance Sheet Analysis

As of June 30, 2019, Lincoln FSB of Nebraska had assets of $319,640,000, loans of $243,395,000, and deposits of $273,630,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.03 billion
Interest-bearing balances $0.02 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.24 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.28 billion
LIABILITIES
Total deposits $0.27 billion
      Interest-bearing deposits $0.26 billion
      Deposits held in domestic offices $0.27 billion
      % insured (estimated) 97.44%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.28 billion
      Shareholders’ Equity $0.04 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $-0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Lincoln FSB of Nebraska’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in Nebraska, Lincoln FSB of Nebraska has a significantly higher percent of 1-4 Family Residential Loans, Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 74.59
Multifamily
Mortgages
12.42
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 3.81
Construction and Development Loans 4.51
Commercial Real Estate 10.12
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Lincoln Fsb Of Nebraska

Branches and Savings

Is Lincoln Fsb Of Nebraska FDIC insured?

Yes. It is covered under FDIC Certificate #29692.

Why does Lincoln Fsb Of Nebraska pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Lincoln Fsb Of Nebraska CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Lincoln Fsb Of Nebraska a commercial bank?

Yes

Where are Lincoln Fsb Of Nebraska locations?

See branch locations nearby.

Is Lincoln Fsb Of Nebraska open on Saturdays?

Is Lincoln Fsb Of Nebraska open on Sundays?

What time does Lincoln Fsb Of Nebraska open?

What time does Lincoln Fsb Of Nebraska close?

Are Lincoln Fsb Of Nebraska ATMs Open 24/7?

Do Lincoln Fsb Of Nebraska ATMs accept cash deposits?

Can Lincoln Fsb Of Nebraska customers use other ATMs?

Do Lincoln Fsb Of Nebraska branches have notaries?

Will Lincoln Fsb Of Nebraska notarize my document?

What address for Lincoln Fsb Of Nebraska should I put for incoming ACH transfers?

Will the Lincoln Fsb Of Nebraska branch print checks?

Do Lincoln Fsb Of Nebraska checks expire?

Does Lincoln Fsb Of Nebraska require US citizenship to open account?

Can Lincoln Fsb Of Nebraska close my account?

Does Lincoln Fsb Of Nebraska Report to credit bureaus?

Does Lincoln Fsb Of Nebraska Use Equifax?

What is Lincoln Fsb Of Nebraska's ACH Routing Number?

What is Lincoln Fsb Of Nebraska's SWIFT code?

Products

Does Lincoln Fsb Of Nebraska offer mortgages?

Compare mortgage rates here.

Does Lincoln Fsb Of Nebraska offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Lincoln Fsb Of Nebraska offer personal loans?

Compare personal loan rates here.

Does Lincoln Fsb Of Nebraska offer student loans?

Will Lincoln Fsb Of Nebraska cash a check?

Will Lincoln Fsb Of Nebraska redeem a savings bond?

Does Lincoln Fsb Of Nebraska cash savings bonds?

Will Lincoln Fsb Of Nebraska cash money orders?

Can Lincoln Fsb Of Nebraska issue a money order?

Does Lincoln Fsb Of Nebraska do currency exchange?

Background on The Bank

Who owns Lincoln Fsb Of Nebraska?

How long has Lincoln Fsb Of Nebraska been around?

Can Lincoln Fsb Of Nebraska transfer to other banks?

Does Lincoln Fsb Of Nebraska have quick pay?

Does Lincoln Fsb Of Nebraska accept rolled coins?

Will Lincoln Fsb Of Nebraska accept loose change?

Where is Lincoln Fsb Of Nebraska headquarters?

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