Longview Bank

102 South East Avenue
Ogden, IL 61859

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1786
Date Established 1899
Assets $0.19 billion
Loans $0.15 billion
Deposits $0.17 billion
Capital $0.02 billion

Longview Bank is an FDIC insured institution located in Ogden, IL. It was founded in 1899 and has approximately $0.19 billion in assets. Customers can open an account at one of its 7 branches.

For a more detailed analysis of Longview Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Longview Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Illinois, Longview Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.73
Multifamily
Mortgages
10.22
Credit Card Loans 0.00
Consumer Auto Loans 0.77
Small Business Loans 6.14
Construction and Development Loans 2.94
Commercial Real Estate 12.91
Commercial and Industrial Loans 11.49
Farm Loans 19.89

Deposit Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1 $19,999 Learn MoreShow Less
Money Market
0.15% $20,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
18 Mo CD
1.50% $500 - Learn MoreShow Less
24 Mo CD
1.75% $500 - Learn MoreShow Less
30 Mo CD
1.75% $500 - Learn MoreShow Less
36 Mo CD
1.85% $500 - Learn MoreShow Less
48 Mo CD
2.00% $500 - Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.60% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Longview Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.044% 4.000% 0.13 $1,340 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
PenFed Credit Union
NMLS ID: 401822
4.375% 4.250% 0.50 $3,750 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Longview Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Longview Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Longview Bank Locations


Financial Details

Longview Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Longview Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Longview Bank U.S. Bank Average
16.57% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Longview Bank had $3,199,000 in non-current loans and $36,000 in owned real estate. To cover these potential losses it had $18,198,000 in equity and $1,329,000 in loans loss reserves. That gives it a Texas Ratio of 16.57%.

Return on Equity
Longview Bank U.S. Bank Average
11.87% 8.80%

Longview Bank has a Return on Equity of 11.87% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Longview Bank U.S. Bank Average
9.42% 12.29%

Longview Bank has a Capitalization of 9.42% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Longview Bank Balance Sheet Analysis

As of December 31, 2018, Longview Bank had assets of $193,144,000, loans of $151,156,000, and deposits of $169,762,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.15 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.17 billion
LIABILITIES
Total deposits $0.17 billion
      Interest-bearing deposits $0.15 billion
      Deposits held in domestic offices $0.17 billion
      % insured (estimated) 85.42%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.17 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Longview Bank

Branches and Savings

Is Longview Bank FDIC insured?

Yes. It is covered under FDIC Certificate #1786.

Why does Longview Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Longview Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Longview Bank a commercial bank?

Yes

Where are Longview Bank locations?

See branch locations nearby.

Is Longview Bank open on Saturdays?

Is Longview Bank open on Sundays?

What time does Longview Bank open?

What time does Longview Bank close?

Are Longview Bank ATMs Open 24/7?

Do Longview Bank ATMs accept cash deposits?

Can Longview Bank customers use other ATMs?

Do Longview Bank branches have notaries?

Will Longview Bank notarize my document?

What address for Longview Bank should I put for incoming ACH transfers?

Will the Longview Bank branch print checks?

Do Longview Bank checks expire?

Does Longview Bank require US citizenship to open account?

Can Longview Bank close my account?

Does Longview Bank Report to credit bureaus?

Does Longview Bank Use Equifax?

What is Longview Bank's ACH Routing Number?

What is Longview Bank's SWIFT code?

Products

Does Longview Bank offer mortgages?

Compare mortgage rates here.

Does Longview Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Longview Bank offer personal loans?

Compare personal loan rates here.

Does Longview Bank offer student loans?

Will Longview Bank cash a check?

Will Longview Bank redeem a savings bond?

Does Longview Bank cash savings bonds?

Will Longview Bank cash money orders?

Can Longview Bank issue a money order?

Does Longview Bank do currency exchange?

Background on The Bank

Who owns Longview Bank?

How long has Longview Bank been around?

Can Longview Bank transfer to other banks?

Does Longview Bank have quick pay?

Does Longview Bank accept rolled coins?

Will Longview Bank accept loose change?

Where is Longview Bank headquarters?

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