Marquette Farmers State Bank of Marquette

Headquarters

205 North Washington
Marquette, KS 67464
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.05% →
1-Year CD 0.80% 0.95% →
2-Year CD 1.00% 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Marquette Farmers State Bank of Marquette is an FDIC insured institution located in Marquette, KS. It was founded in 1906 and has approximately $0.03 billion in assets.

FDIC Insured Yes
FDIC Certificate # 18094
Date Established 1906
Assets $ 28.59 million
Loans $ 14.68 million
Deposits $ 23.29 million
Capital $ 5.03 million
 

For a more detailed analysis of Marquette Farmers State Bank of Marquette's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.30% $10,000 $14,999 Learn More
3 Mo CD
0.30% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Marquette Farmers State Bank of Marquette

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,118 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Marquette Farmers State Bank of Marquette
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Marquette Farmers State Bank of Marquette branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Marquette Farmers State Bank of Marquette Locations


Financial Details

Marquette Farmers State Bank of Marquette Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Marquette Farmers State Bank of Marquette. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Marquette Farmers State Bank of Marquette U.S. Bank Average
27.08% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Marquette Farmers State Bank of Marquette had $1,208,000 in non-current loans and $245,000 in owned real estate. To cover these potential losses it had $5,028,000 in equity and $337,000 in loans loss reserves. That gives it a Texas Ratio of 27.08%.

Return on Equity
Marquette Farmers State Bank of Marquette U.S. Bank Average
6.48% 7.80%

Marquette Farmers State Bank of Marquette has a Return on Equity of 6.48% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Marquette Farmers State Bank of Marquette U.S. Bank Average
17.59% 12.68%

Marquette Farmers State Bank of Marquette has a Capitalization of 17.59% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Marquette Farmers State Bank of Marquette Balance Sheet Analysis

As of March 31, 2020, Marquette Farmers State Bank of Marquette had assets of $28,585,000, loans of $14,677,000, and deposits of $23,293,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 5.92 million
Interest-bearing balances $ 4.14 million
Total securities $ 6.52 million
Federal funds sold and reverse repurchase $ 0.67 million
Net loans and leases $ 14.68 million
Loan loss allowance $ 0.34 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.25 million
Goodwill and other intangibles N.A.
All other assets $ 0.54 million
     Total Assets $ 23.56 million
LIABILITIES
Total deposits $ 23.29 million
      Interest-bearing deposits $ 19.36 million
      Deposits held in domestic offices $ 23.29 million
      % insured (estimated) 93.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.26 million
      Total Liabilities $ 23.56 million
      Shareholders’ Equity $ 5.03 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.27 million
Total Interest Expense $ 0.05 million
Net interest income $ 0.22 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.08 million
Total non interest expense $ 0.21 million
Pre-tax Net Operating Income $ 0.08 million

Bank Loan Profile?

The top three loan types in Marquette Farmers State Bank of Marquette’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Kansas, Marquette Farmers State Bank of Marquette has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.11
Multifamily
Mortgages
1.81
Credit Card Loans 0.00
Consumer Auto Loans 4.46
Small Business Loans 0.00
Construction and Development Loans 0.14
Commercial Real Estate 4.98
Commercial and Industrial Loans 11.12
Farm Loans 34.52

Frequently Asked Questions About Marquette Farmers State Bank Of Marquette

Branches and Savings

Is Marquette Farmers State Bank Of Marquette FDIC insured?

Yes. It is covered under FDIC Certificate #18094.

Why does Marquette Farmers State Bank Of Marquette pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Marquette Farmers State Bank Of Marquette CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Marquette Farmers State Bank Of Marquette a commercial bank?

Yes

Where are Marquette Farmers State Bank Of Marquette locations?

See branch locations nearby.

Is Marquette Farmers State Bank Of Marquette open on Saturdays?

Is Marquette Farmers State Bank Of Marquette open on Sundays?

What time does Marquette Farmers State Bank Of Marquette open?

What time does Marquette Farmers State Bank Of Marquette close?

Are Marquette Farmers State Bank Of Marquette ATMs Open 24/7?

Do Marquette Farmers State Bank Of Marquette ATMs accept cash deposits?

Can Marquette Farmers State Bank Of Marquette customers use other ATMs?

Do Marquette Farmers State Bank Of Marquette branches have notaries?

Will Marquette Farmers State Bank Of Marquette notarize my document?

What address for Marquette Farmers State Bank Of Marquette should I put for incoming ACH transfers?

Will the Marquette Farmers State Bank Of Marquette branch print checks?

Do Marquette Farmers State Bank Of Marquette checks expire?

Does Marquette Farmers State Bank Of Marquette require US citizenship to open account?

Can Marquette Farmers State Bank Of Marquette close my account?

Does Marquette Farmers State Bank Of Marquette Report to credit bureaus?

Does Marquette Farmers State Bank Of Marquette Use Equifax?

What is Marquette Farmers State Bank Of Marquette's ACH Routing Number?

What is Marquette Farmers State Bank Of Marquette's SWIFT code?

Products

Does Marquette Farmers State Bank Of Marquette offer mortgages?

Compare mortgage rates here.

Does Marquette Farmers State Bank Of Marquette offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Marquette Farmers State Bank Of Marquette offer personal loans?

Compare personal loan rates here.

Does Marquette Farmers State Bank Of Marquette offer student loans?

Will Marquette Farmers State Bank Of Marquette cash a check?

Will Marquette Farmers State Bank Of Marquette redeem a savings bond?

Does Marquette Farmers State Bank Of Marquette cash savings bonds?

Will Marquette Farmers State Bank Of Marquette cash money orders?

Can Marquette Farmers State Bank Of Marquette issue a money order?

Does Marquette Farmers State Bank Of Marquette do currency exchange?

Background on The Bank

Who owns Marquette Farmers State Bank Of Marquette?

How long has Marquette Farmers State Bank Of Marquette been around?

Can Marquette Farmers State Bank Of Marquette transfer to other banks?

Does Marquette Farmers State Bank Of Marquette have quick pay?

Does Marquette Farmers State Bank Of Marquette accept rolled coins?

Will Marquette Farmers State Bank Of Marquette accept loose change?

Where is Marquette Farmers State Bank Of Marquette headquarters?

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