Natbank, National Association

Headquarters

4031 Oakwood Boulevard
Hollywood, FL 33020
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.70% →
1-Year CD 0.25% 0.75% →
2-Year CD 0.65% 0.81% →
5-Year CD 1.11% 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Natbank, National Association is an FDIC insured institution located in Hollywood, FL. It was founded in 1994 and has approximately $0.18 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 33959
Date Established 1994
Assets $ 184.79 million
Loans $ 150.63 million
Deposits $ 135.00 million
Capital $ 31.62 million
 

For a more detailed analysis of Natbank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 16, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.01% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.35% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.40% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More

 

Loan Rates - January 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Natbank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Natbank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Natbank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Natbank, National Association Locations


Financial Details

Natbank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Natbank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Natbank, National Association U.S. Bank Average
0.99% 6.14%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2020, Natbank, National Association had $323,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $31,620,000 in equity and $1,013,000 in loans loss reserves. That gives it a Texas Ratio of 0.99%.

Return on Equity
Natbank, National Association U.S. Bank Average
4.06% 9.23%

Natbank, National Association has a Return on Equity of 4.06% versus the BestCashCow average of 9.23%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Natbank, National Association U.S. Bank Average
17.11% 12.07%

Natbank, National Association has a Capitalization of 17.11% versus the BestCashCow average of 12.07. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Natbank, National Association Balance Sheet Analysis

As of September 30, 2020, Natbank, National Association had assets of $184,785,000, loans of $150,627,000, and deposits of $135,004,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2020
ASSETS
Cash & Balances due from depository institutions $ 28.01 million
Interest-bearing balances $ 18.70 million
Total securities $ 2.34 million
Federal funds sold and reverse repurchase $ 0.43 million
Net loans and leases $ 150.63 million
Loan loss allowance $ 1.01 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.88 million
     Total Assets $ 153.17 million
LIABILITIES
Total deposits $ 135.00 million
      Interest-bearing deposits $ 45.87 million
      Deposits held in domestic offices $ 135.00 million
      % insured (estimated) 81.41%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 16.50 million
Subordinated debt N.A.
All other liabilities $ 1.66 million
      Total Liabilities $ 153.17 million
      Shareholders’ Equity $ 31.62 million

Summary Income Statement

September 30, 2020
INCOME AND EXPENSES
Total Interest Income $ 5.94 million
Total Interest Expense $ 0.50 million
Net interest income $ 5.44 million
Provision for loan and lease losses $ 0.12 million
Total non interest income $ 0.56 million
Total non interest expense $ 4.65 million
Pre-tax Net Operating Income $ 1.23 million

Bank Loan Profile?

The top three loan types in Natbank, National Association’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Commercial and Industrial Loans.

Compared to other banks in Florida, Natbank, National Association has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 95.91
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.01
Small Business Loans 0.00
Construction and Development Loans 1.70
Commercial Real Estate 0.01
Commercial and Industrial Loans 1.36
Farm Loans 0.00

Frequently Asked Questions About Natbank, National Association

Branches and Savings

Is Natbank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #33959.

Why does Natbank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Natbank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Natbank, National Association a commercial bank?

Yes

Where are Natbank, National Association locations?

See branch locations nearby.

Is Natbank, National Association open on Saturdays?

Is Natbank, National Association open on Sundays?

What time does Natbank, National Association open?

What time does Natbank, National Association close?

Are Natbank, National Association ATMs Open 24/7?

Do Natbank, National Association ATMs accept cash deposits?

Can Natbank, National Association customers use other ATMs?

Do Natbank, National Association branches have notaries?

Will Natbank, National Association notarize my document?

What address for Natbank, National Association should I put for incoming ACH transfers?

Will the Natbank, National Association branch print checks?

Do Natbank, National Association checks expire?

Does Natbank, National Association require US citizenship to open account?

Can Natbank, National Association close my account?

Does Natbank, National Association Report to credit bureaus?

Does Natbank, National Association Use Equifax?

What is Natbank, National Association's ACH Routing Number?

What is Natbank, National Association's SWIFT code?

Products

Does Natbank, National Association offer mortgages?

Compare mortgage rates here.

Does Natbank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Natbank, National Association offer personal loans?

Compare personal loan rates here.

Does Natbank, National Association offer student loans?

Will Natbank, National Association cash a check?

Will Natbank, National Association redeem a savings bond?

Does Natbank, National Association cash savings bonds?

Will Natbank, National Association cash money orders?

Can Natbank, National Association issue a money order?

Does Natbank, National Association do currency exchange?

Background on The Bank

Who owns Natbank, National Association?

How long has Natbank, National Association been around?

Can Natbank, National Association transfer to other banks?

Does Natbank, National Association have quick pay?

Does Natbank, National Association accept rolled coins?

Will Natbank, National Association accept loose change?

Where is Natbank, National Association headquarters?

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