Nebraska National Bank

Headquarters

3110 2nd Avenue
Kearney, NE 68848
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Nebraska National Bank is an FDIC insured institution located in Kearney, NE. It was founded in 1995 and has approximately $0.16 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34028
Date Established 1995
Assets $ 163.23 million
Loans $ 93.49 million
Deposits $ 135.44 million
Capital $ 15.75 million
 

For a more detailed analysis of Nebraska National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Nebraska National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,118 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
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2.990 %
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People's United Bank, N.A.
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4.000 %
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Note to Nebraska National Bank
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Branches

Nebraska National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Nebraska National Bank Locations


Financial Details

Nebraska National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nebraska National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Nebraska National Bank U.S. Bank Average
12.3% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Nebraska National Bank had $1,820,000 in non-current loans and $353,000 in owned real estate. To cover these potential losses it had $15,746,000 in equity and $1,918,000 in loans loss reserves. That gives it a Texas Ratio of 12.3%.

Return on Equity
Nebraska National Bank U.S. Bank Average
13.82% 7.80%

Nebraska National Bank has a Return on Equity of 13.82% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Nebraska National Bank U.S. Bank Average
9.65% 12.68%

Nebraska National Bank has a Capitalization of 9.65% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Nebraska National Bank Balance Sheet Analysis

As of September 30, 2011, Nebraska National Bank had assets of $163,232,000, loans of $93,494,000, and deposits of $135,438,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 93.49 million
Loan loss allowance $ 1.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.35 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 135.44 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 163.23 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Nebraska National Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Nebraska National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Nebraska National Bank

Branches and Savings

Is Nebraska National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34028.

Why does Nebraska National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nebraska National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nebraska National Bank a commercial bank?

Yes

Where are Nebraska National Bank locations?

See branch locations nearby.

Is Nebraska National Bank open on Saturdays?

Is Nebraska National Bank open on Sundays?

What time does Nebraska National Bank open?

What time does Nebraska National Bank close?

Are Nebraska National Bank ATMs Open 24/7?

Do Nebraska National Bank ATMs accept cash deposits?

Can Nebraska National Bank customers use other ATMs?

Do Nebraska National Bank branches have notaries?

Will Nebraska National Bank notarize my document?

What address for Nebraska National Bank should I put for incoming ACH transfers?

Will the Nebraska National Bank branch print checks?

Do Nebraska National Bank checks expire?

Does Nebraska National Bank require US citizenship to open account?

Can Nebraska National Bank close my account?

Does Nebraska National Bank Report to credit bureaus?

Does Nebraska National Bank Use Equifax?

What is Nebraska National Bank's ACH Routing Number?

What is Nebraska National Bank's SWIFT code?

Products

Does Nebraska National Bank offer mortgages?

Compare mortgage rates here.

Does Nebraska National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nebraska National Bank offer personal loans?

Compare personal loan rates here.

Does Nebraska National Bank offer student loans?

Will Nebraska National Bank cash a check?

Will Nebraska National Bank redeem a savings bond?

Does Nebraska National Bank cash savings bonds?

Will Nebraska National Bank cash money orders?

Can Nebraska National Bank issue a money order?

Does Nebraska National Bank do currency exchange?

Background on The Bank

Who owns Nebraska National Bank?

How long has Nebraska National Bank been around?

Can Nebraska National Bank transfer to other banks?

Does Nebraska National Bank have quick pay?

Does Nebraska National Bank accept rolled coins?

Will Nebraska National Bank accept loose change?

Where is Nebraska National Bank headquarters?

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