NebraskaLand National Bank

Headquarters

1400 South Dewey
North Platte, NE 69101
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.95% →
1-Year CD 0.30% 1.01% →
2-Year CD 0.40% 0.95% →
5-Year CD 0.70% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

NebraskaLand National Bank is an FDIC insured institution located in North Platte, NE. It was founded in 1998 and has approximately $0.75 billion in assets. Customers can open an account at one of its 7 branches.

FDIC Insured Yes
FDIC Certificate # 34811
Date Established 1998
Assets $ 751.23 million
Loans $ 449.68 million
Deposits $ 584.32 million
Capital $ 89.70 million
 

For a more detailed analysis of NebraskaLand National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.30% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
Special: 34 Mo CD
0.50% $10,000 - Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.40% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More

Fixed IRA Rates APY MIN MAX
Special: 34 Mo FIRA
0.50% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NebraskaLand National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,172 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to NebraskaLand National Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

NebraskaLand National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


NebraskaLand National Bank Locations


Financial Details

NebraskaLand National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of NebraskaLand National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
NebraskaLand National Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, NebraskaLand National Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $89,695,000 in equity and $7,024,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
NebraskaLand National Bank U.S. Bank Average
7.07% 7.80%

NebraskaLand National Bank has a Return on Equity of 7.07% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
NebraskaLand National Bank U.S. Bank Average
11.94% 12.68%

NebraskaLand National Bank has a Capitalization of 11.94% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

NebraskaLand National Bank Balance Sheet Analysis

As of March 31, 2020, NebraskaLand National Bank had assets of $751,228,000, loans of $449,683,000, and deposits of $584,323,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 41.99 million
Interest-bearing balances $ 28.37 million
Total securities $ 203.08 million
Federal funds sold and reverse repurchase $ 0.01 million
Net loans and leases $ 449.68 million
Loan loss allowance $ 7.02 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 9.83 million
     Total Assets $ 661.53 million
LIABILITIES
Total deposits $ 584.32 million
      Interest-bearing deposits $ 518.91 million
      Deposits held in domestic offices $ 584.32 million
      % insured (estimated) 69.34%
Federal funds purchased and repurchase agreements $ 43.50 million
Trading liabilities N.A.
Other borrowed funds $ 25.00 million
Subordinated debt N.A.
All other liabilities $ 8.71 million
      Total Liabilities $ 661.53 million
      Shareholders’ Equity $ 89.70 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 7.35 million
Total Interest Expense $ 2.00 million
Net interest income $ 5.35 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.20 million
Total non interest expense $ 4.11 million
Pre-tax Net Operating Income $ 1.44 million

Bank Loan Profile?

The top three loan types in NebraskaLand National Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Nebraska, NebraskaLand National Bank has a significantly higher percent of Multifamily Mortgages, Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 10.95
Multifamily
Mortgages
6.28
Credit Card Loans 0.00
Consumer Auto Loans 0.11
Small Business Loans 10.74
Construction and Development Loans 3.11
Commercial Real Estate 41.21
Commercial and Industrial Loans 21.12
Farm Loans 7.86

Frequently Asked Questions About Nebraskaland National Bank

Branches and Savings

Is Nebraskaland National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34811.

Why does Nebraskaland National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nebraskaland National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nebraskaland National Bank a commercial bank?

Yes

Where are Nebraskaland National Bank locations?

See branch locations nearby.

Is Nebraskaland National Bank open on Saturdays?

Is Nebraskaland National Bank open on Sundays?

What time does Nebraskaland National Bank open?

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Are Nebraskaland National Bank ATMs Open 24/7?

Do Nebraskaland National Bank ATMs accept cash deposits?

Can Nebraskaland National Bank customers use other ATMs?

Do Nebraskaland National Bank branches have notaries?

Will Nebraskaland National Bank notarize my document?

What address for Nebraskaland National Bank should I put for incoming ACH transfers?

Will the Nebraskaland National Bank branch print checks?

Do Nebraskaland National Bank checks expire?

Does Nebraskaland National Bank require US citizenship to open account?

Can Nebraskaland National Bank close my account?

Does Nebraskaland National Bank Report to credit bureaus?

Does Nebraskaland National Bank Use Equifax?

What is Nebraskaland National Bank's ACH Routing Number?

What is Nebraskaland National Bank's SWIFT code?

Products

Does Nebraskaland National Bank offer mortgages?

Compare mortgage rates here.

Does Nebraskaland National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nebraskaland National Bank offer personal loans?

Compare personal loan rates here.

Does Nebraskaland National Bank offer student loans?

Will Nebraskaland National Bank cash a check?

Will Nebraskaland National Bank redeem a savings bond?

Does Nebraskaland National Bank cash savings bonds?

Will Nebraskaland National Bank cash money orders?

Can Nebraskaland National Bank issue a money order?

Does Nebraskaland National Bank do currency exchange?

Background on The Bank

Who owns Nebraskaland National Bank?

How long has Nebraskaland National Bank been around?

Can Nebraskaland National Bank transfer to other banks?

Does Nebraskaland National Bank have quick pay?

Does Nebraskaland National Bank accept rolled coins?

Will Nebraskaland National Bank accept loose change?

Where is Nebraskaland National Bank headquarters?

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