Nekoosa Port Edwards State Bank

405 Market Street
Nekoosa, WI 54457

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2482
Date Established 1913
Assets $0.21 billion
Loans $0.12 billion
Deposits $0.17 billion
Capital $0.03 billion

Nekoosa Port Edwards State Bank is an FDIC insured institution located in Nekoosa, WI. It was founded in 1913 and has approximately $0.21 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Nekoosa Port Edwards State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Nekoosa Port Edwards State Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Wisconsin, Nekoosa Port Edwards State Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 54.30
Multifamily
Mortgages
0.00
Credit Card Loans 0.03
Consumer Auto Loans 1.93
Small Business Loans 17.58
Construction and Development Loans 7.39
Commercial Real Estate 20.68
Commercial and Industrial Loans 4.73
Farm Loans 0.03

Deposit Rates - May 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.25% $10,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
0.65% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
18 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.51% $500 - Learn MoreShow Less
30 Mo CD
1.76% $500 - Learn MoreShow Less
36 Mo CD
2.01% $500 - Learn MoreShow Less
60 Mo CD
2.52% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.51% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - May 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Nekoosa Port Edwards State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.902% 3.875% 0.38 $832 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Nekoosa Port Edwards State Bank
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Branches

Nekoosa Port Edwards State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Nekoosa Port Edwards State Bank Locations


Financial Details

Nekoosa Port Edwards State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nekoosa Port Edwards State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Nekoosa Port Edwards State Bank U.S. Bank Average
2.02% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Nekoosa Port Edwards State Bank had $633,000 in non-current loans and $30,000 in owned real estate. To cover these potential losses it had $29,937,000 in equity and $2,908,000 in loans loss reserves. That gives it a Texas Ratio of 2.02%.

Return on Equity
Nekoosa Port Edwards State Bank U.S. Bank Average
10.31% 8.80%

Nekoosa Port Edwards State Bank has a Return on Equity of 10.31% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Nekoosa Port Edwards State Bank U.S. Bank Average
14.59% 12.29%

Nekoosa Port Edwards State Bank has a Capitalization of 14.59% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Nekoosa Port Edwards State Bank Balance Sheet Analysis

As of December 31, 2018, Nekoosa Port Edwards State Bank had assets of $205,214,000, loans of $122,728,000, and deposits of $173,951,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.02 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.12 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.18 billion
LIABILITIES
Total deposits $0.17 billion
      Interest-bearing deposits $0.15 billion
      Deposits held in domestic offices $0.17 billion
      % insured (estimated) 69.38%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.18 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Nekoosa Port Edwards State Bank

Branches and Savings

Is Nekoosa Port Edwards State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #2482.

Why does Nekoosa Port Edwards State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nekoosa Port Edwards State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nekoosa Port Edwards State Bank a commercial bank?

Yes

Where are Nekoosa Port Edwards State Bank locations?

See branch locations nearby.

Is Nekoosa Port Edwards State Bank open on Saturdays?

Is Nekoosa Port Edwards State Bank open on Sundays?

What time does Nekoosa Port Edwards State Bank open?

What time does Nekoosa Port Edwards State Bank close?

Are Nekoosa Port Edwards State Bank ATMs Open 24/7?

Do Nekoosa Port Edwards State Bank ATMs accept cash deposits?

Can Nekoosa Port Edwards State Bank customers use other ATMs?

Do Nekoosa Port Edwards State Bank branches have notaries?

Will Nekoosa Port Edwards State Bank notarize my document?

What address for Nekoosa Port Edwards State Bank should I put for incoming ACH transfers?

Will the Nekoosa Port Edwards State Bank branch print checks?

Do Nekoosa Port Edwards State Bank checks expire?

Does Nekoosa Port Edwards State Bank require US citizenship to open account?

Can Nekoosa Port Edwards State Bank close my account?

Does Nekoosa Port Edwards State Bank Report to credit bureaus?

Does Nekoosa Port Edwards State Bank Use Equifax?

What is Nekoosa Port Edwards State Bank's ACH Routing Number?

What is Nekoosa Port Edwards State Bank's SWIFT code?

Products

Does Nekoosa Port Edwards State Bank offer mortgages?

Compare mortgage rates here.

Does Nekoosa Port Edwards State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nekoosa Port Edwards State Bank offer personal loans?

Compare personal loan rates here.

Does Nekoosa Port Edwards State Bank offer student loans?

Will Nekoosa Port Edwards State Bank cash a check?

Will Nekoosa Port Edwards State Bank redeem a savings bond?

Does Nekoosa Port Edwards State Bank cash savings bonds?

Will Nekoosa Port Edwards State Bank cash money orders?

Can Nekoosa Port Edwards State Bank issue a money order?

Does Nekoosa Port Edwards State Bank do currency exchange?

Background on The Bank

Who owns Nekoosa Port Edwards State Bank?

How long has Nekoosa Port Edwards State Bank been around?

Can Nekoosa Port Edwards State Bank transfer to other banks?

Does Nekoosa Port Edwards State Bank have quick pay?

Does Nekoosa Port Edwards State Bank accept rolled coins?

Will Nekoosa Port Edwards State Bank accept loose change?

Where is Nekoosa Port Edwards State Bank headquarters?

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