Peoples Bank of Kankakee County

315 Main Street, N.W.
Bourbonnais, IL 60914

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18566
Date Established 1962
Assets $0.20 billion
Loans $0.10 billion
Deposits $0.17 billion
Capital $0.02 billion

Peoples Bank of Kankakee County is an FDIC insured institution located in Bourbonnais, IL. It was founded in 1962 and has approximately $0.2 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Peoples Bank of Kankakee County's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Peoples Bank of Kankakee County’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Peoples Bank of Kankakee County’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.95
Multifamily
Mortgages
5.95
Credit Card Loans 0.00
Consumer Auto Loans 2.37
Small Business Loans 13.04
Construction and Development Loans 0.39
Commercial Real Estate 33.18
Commercial and Industrial Loans 14.94
Farm Loans 1.90

Deposit Rates - April 20, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
0.25% $5,000 $24,999 Learn MoreShow Less
6 Mo CD
0.50% $50,000 - Learn MoreShow Less
12 Mo CD
0.65% $5,000 $24,999 Learn MoreShow Less
12 Mo CD
0.85% $50,000 - Learn MoreShow Less
Special: 13 Mo CD
1.85% $10,000 - Learn MoreShow Less
Special: 18 Mo CD
1.51% $1,000 - Learn MoreShow Less
24 Mo CD
0.75% $5,000 $24,999 Learn MoreShow Less
24 Mo CD
1.25% $50,000 - Learn MoreShow Less
Special: 36 Mo CD
1.40% $1,000 - Learn MoreShow Less
36 Mo CD
0.85% $5,000 $24,999 Learn MoreShow Less
36 Mo CD
1.35% $50,000 - Learn MoreShow Less
48 Mo CD
1.00% $5,000 $24,999 Learn MoreShow Less
48 Mo CD
1.50% $50,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $3,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.85% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $250 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $300 $9,999 Learn MoreShow Less

Loan Rates - April 20, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Peoples Bank of Kankakee County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: CL-2925. NMLSID#2925
4.031% 4.000% 0.38 $945 $1,194 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Peoples Bank of Kankakee County
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Peoples Bank of Kankakee County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Peoples Bank of Kankakee County Locations


Financial Details

Peoples Bank of Kankakee County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Bank of Kankakee County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Peoples Bank of Kankakee County U.S. Bank Average
18.77% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Peoples Bank of Kankakee County had $3,067,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,423,000 in equity and $919,000 in loans loss reserves. That gives it a Texas Ratio of 18.77%.

Return on Equity
Peoples Bank of Kankakee County U.S. Bank Average
13.48% 8.80%

Peoples Bank of Kankakee County has a Return on Equity of 13.48% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Peoples Bank of Kankakee County U.S. Bank Average
7.65% 12.29%

Peoples Bank of Kankakee County has a Capitalization of 7.65% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Peoples Bank of Kankakee County Balance Sheet Analysis

As of December 31, 2018, Peoples Bank of Kankakee County had assets of $201,668,000, loans of $99,929,000, and deposits of $166,490,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.08 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.10 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.19 billion
LIABILITIES
Total deposits $0.17 billion
      Interest-bearing deposits $0.14 billion
      Deposits held in domestic offices $0.17 billion
      % insured (estimated) 87.07%
Federal funds purchased and repurchase agreements $0.02 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.19 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Peoples Bank Of Kankakee County

Branches and Savings

Is Peoples Bank Of Kankakee County FDIC insured?

Yes. It is covered under FDIC Certificate #18566.

Why does Peoples Bank Of Kankakee County pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Peoples Bank Of Kankakee County CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Peoples Bank Of Kankakee County a commercial bank?

Yes

Where are Peoples Bank Of Kankakee County locations?

See branch locations nearby.

Is Peoples Bank Of Kankakee County open on Saturdays?

Is Peoples Bank Of Kankakee County open on Sundays?

What time does Peoples Bank Of Kankakee County open?

What time does Peoples Bank Of Kankakee County close?

Are Peoples Bank Of Kankakee County ATMs Open 24/7?

Do Peoples Bank Of Kankakee County ATMs accept cash deposits?

Can Peoples Bank Of Kankakee County customers use other ATMs?

Do Peoples Bank Of Kankakee County branches have notaries?

Will Peoples Bank Of Kankakee County notarize my document?

What address for Peoples Bank Of Kankakee County should I put for incoming ACH transfers?

Will the Peoples Bank Of Kankakee County branch print checks?

Do Peoples Bank Of Kankakee County checks expire?

Does Peoples Bank Of Kankakee County require US citizenship to open account?

Can Peoples Bank Of Kankakee County close my account?

Does Peoples Bank Of Kankakee County Report to credit bureaus?

Does Peoples Bank Of Kankakee County Use Equifax?

What is Peoples Bank Of Kankakee County's ACH Routing Number?

What is Peoples Bank Of Kankakee County's SWIFT code?

Products

Does Peoples Bank Of Kankakee County offer mortgages?

Compare mortgage rates here.

Does Peoples Bank Of Kankakee County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples Bank Of Kankakee County offer personal loans?

Compare personal loan rates here.

Does Peoples Bank Of Kankakee County offer student loans?

Will Peoples Bank Of Kankakee County cash a check?

Will Peoples Bank Of Kankakee County redeem a savings bond?

Does Peoples Bank Of Kankakee County cash savings bonds?

Will Peoples Bank Of Kankakee County cash money orders?

Can Peoples Bank Of Kankakee County issue a money order?

Does Peoples Bank Of Kankakee County do currency exchange?

Background on The Bank

Who owns Peoples Bank Of Kankakee County?

How long has Peoples Bank Of Kankakee County been around?

Can Peoples Bank Of Kankakee County transfer to other banks?

Does Peoples Bank Of Kankakee County have quick pay?

Does Peoples Bank Of Kankakee County accept rolled coins?

Will Peoples Bank Of Kankakee County accept loose change?

Where is Peoples Bank Of Kankakee County headquarters?

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