PeoplesBank, a Codorus Valley Company

109 Leader Heights Road
York, PA 17403

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13879
Date Established 1934
Assets $1.67 billion
Loans $1.34 billion
Deposits $1.33 billion
Capital $0.17 billion

PeoplesBank, a Codorus Valley Company is an FDIC insured institution located in York, PA. It was founded in 1934 and has approximately $1.67 billion in assets. Customers can open an account at one of its 36 branches.

For a more detailed analysis of PeoplesBank, a Codorus Valley Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in PeoplesBank, a Codorus Valley Company’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Pennsylvania, PeoplesBank, a Codorus Valley Company has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 23.25
Multifamily
Mortgages
4.67
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 9.11
Construction and Development Loans 11.77
Commercial Real Estate 38.89
Commercial and Industrial Loans 14.26
Farm Loans 0.68

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $500 - Learn MoreShow Less
6 Mo CD 10K
0.10% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $25 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.15% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.44% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.01% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.49% 3.49% $732.44 Learn MoreShow Less
4 Year 3.74% 3.74% $561.57 Learn MoreShow Less
5 Year 3.99% 3.99% $460.30 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

PeoplesBank, a Codorus Valley Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Peoplesbank, A Codorus Valley Company Locations

Financial Details

PeoplesBank, a Codorus Valley Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of PeoplesBank, a Codorus Valley Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
PeoplesBank, a Codorus Valley Company U.S. Bank Average
3.96% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, PeoplesBank, a Codorus Valley Company had $7,223,000 in non-current loans and $68,000 in owned real estate. To cover these potential losses it had $167,703,000 in equity and $16,415,000 in loans loss reserves. That gives it a Texas Ratio of 3.96%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
PeoplesBank, a Codorus Valley Company U.S. Bank Average
8.97% 8.58

PeoplesBank, a Codorus Valley Company has a Return on Equity of 8.97% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
PeoplesBank, a Codorus Valley Company U.S. Bank Average
10.06% 12.11

PeoplesBank, a Codorus Valley Company has a Capitalization of 10.06% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

PeoplesBank, a Codorus Valley Company Balance Sheet Analysis

As of June 30, 2017, PeoplesBank, a Codorus Valley Company had assets of $1,666,852,000, loans of $1,339,724,000, and deposits of $1,330,196,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About PeoplesBank, a Codorus Valley Company

Branches and Savings

Is PeoplesBank, a Codorus Valley Company FDIC insured?

Yes. It is covered under FDIC Certificate #13879.

Why does PeoplesBank, a Codorus Valley Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are PeoplesBank, a Codorus Valley Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is PeoplesBank, a Codorus Valley Company a commercial bank?

Yes

Where are PeoplesBank, a Codorus Valley Company locations?

See branch locations nearby.

Is PeoplesBank, a Codorus Valley Company open on Saturdays?

Is PeoplesBank, a Codorus Valley Company open on Sundays?

What time does PeoplesBank, a Codorus Valley Company open?

What time does PeoplesBank, a Codorus Valley Company close?

Are PeoplesBank, a Codorus Valley Company ATMs Open 24/7?

Do PeoplesBank, a Codorus Valley Company ATMs accept cash deposits?

Can PeoplesBank, a Codorus Valley Company customers use other ATMs?

Do PeoplesBank, a Codorus Valley Company branches have notaries?

Will PeoplesBank, a Codorus Valley Company notarize my document?

What address for PeoplesBank, a Codorus Valley Company should I put for incoming ACH transfers?

Will the PeoplesBank, a Codorus Valley Company branch print checks?

Do PeoplesBank, a Codorus Valley Company checks expire?

Does PeoplesBank, a Codorus Valley Company require US citizenship to open account?

Can PeoplesBank, a Codorus Valley Company close my account?

Does PeoplesBank, a Codorus Valley Company Report to credit bureaus?

Does PeoplesBank, a Codorus Valley Company Use Equifax?

What is PeoplesBank, a Codorus Valley Company's ACH Routing Number?

What is PeoplesBank, a Codorus Valley Company's SWIFT code?

Products

Does PeoplesBank, a Codorus Valley Company offer mortgages?

Compare mortgage rates here.

Does PeoplesBank, a Codorus Valley Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does PeoplesBank, a Codorus Valley Company offer personal loans?

Compare personal loan rates here.

Does PeoplesBank, a Codorus Valley Company offer student loans?

Will PeoplesBank, a Codorus Valley Company cash a check?

Will PeoplesBank, a Codorus Valley Company redeem a savings bond?

Does PeoplesBank, a Codorus Valley Company cash savings bonds?

Will PeoplesBank, a Codorus Valley Company cash money orders?

Can PeoplesBank, a Codorus Valley Company issue a money order?

Does PeoplesBank, a Codorus Valley Company do currency exchange?

Background on The Bank

Who owns PeoplesBank, a Codorus Valley Company?

How long has PeoplesBank, a Codorus Valley Company been around?

Can PeoplesBank, a Codorus Valley Company transfer to other banks?

Does PeoplesBank, a Codorus Valley Company have quick pay?

Does PeoplesBank, a Codorus Valley Company accept rolled coins?

Will PeoplesBank, a Codorus Valley Company accept loose change?

Where is PeoplesBank, a Codorus Valley Company headquarters?

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