Astoria Bank

37-16 30th Avenue
Long Island City, NY 11103

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29805
Date Established 1888
Assets $14.07 billion
Loans $9.47 billion
Deposits $9.23 billion
Capital $1.85 billion

Astoria Bank is an FDIC insured institution located in Long Island City, NY. It was founded in 1888 and has approximately $13.88 billion in assets. Customers can open an account at one of its 89 branches.

For a more detailed analysis of Astoria Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Astoria Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in New York, Astoria Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 51.80
Multifamily
Mortgages
41.21
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.88
Construction and Development Loans 0.00
Commercial Real Estate 6.72
Commercial and Industrial Loans 1.04
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Astoria Bank, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Checking Rates APY MIN FEE
Start Checking 0.00% $0 $0.00 Learn MoreShow Less
Simple Checking 0.00% $250 $3.00 Learn MoreShow Less
Simple+ Checking 0.05% $2,500 $10.00 Learn MoreShow Less
Select Checking 0.05% $25,000 $15.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Astoria Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Astoria Bank
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Branches

Astoria Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Astoria Bank Locations

Financial Details

Astoria Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Astoria Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Astoria Bank U.S. Bank Average
8.06% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Astoria Bank had $137,943,000 in non-current loans and $17,705,000 in owned real estate. To cover these potential losses it had $1,850,989,000 in equity and $79,293,000 in loans loss reserves. That gives it a Texas Ratio of 8.06%.

Return on Equity
Astoria Bank U.S. Bank Average
4.14% 8.84%

Astoria Bank has a Return on Equity of 4.14% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Astoria Bank U.S. Bank Average
13.16% 12.21%

Astoria Bank has a Capitalization of 13.16% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Astoria Bank Balance Sheet Analysis

As of September 30, 2017, Astoria Bank had assets of $13,882,898,000, loans of $9,465,287,000, and deposits of $9,232,555,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Astoria Bank

Branches and Savings

Is Astoria Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29805.

Why does Astoria Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Astoria Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Astoria Bank a commercial bank?

Yes

Where are Astoria Bank locations?

See branch locations nearby.

Is Astoria Bank open on Saturdays?

Is Astoria Bank open on Sundays?

What time does Astoria Bank open?

What time does Astoria Bank close?

Are Astoria Bank ATMs Open 24/7?

Do Astoria Bank ATMs accept cash deposits?

Can Astoria Bank customers use other ATMs?

Do Astoria Bank branches have notaries?

Will Astoria Bank notarize my document?

What address for Astoria Bank should I put for incoming ACH transfers?

Will the Astoria Bank branch print checks?

Do Astoria Bank checks expire?

Does Astoria Bank require US citizenship to open account?

Can Astoria Bank close my account?

Does Astoria Bank Report to credit bureaus?

Does Astoria Bank Use Equifax?

What is Astoria Bank's ACH Routing Number?

What is Astoria Bank's SWIFT code?

Products

Does Astoria Bank offer mortgages?

Compare mortgage rates here.

Does Astoria Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Astoria Bank offer personal loans?

Compare personal loan rates here.

Does Astoria Bank offer student loans?

Will Astoria Bank cash a check?

Will Astoria Bank redeem a savings bond?

Does Astoria Bank cash savings bonds?

Will Astoria Bank cash money orders?

Can Astoria Bank issue a money order?

Does Astoria Bank do currency exchange?

Background on The Bank

Who owns Astoria Bank?

How long has Astoria Bank been around?

Can Astoria Bank transfer to other banks?

Does Astoria Bank have quick pay?

Does Astoria Bank accept rolled coins?

Will Astoria Bank accept loose change?

Where is Astoria Bank headquarters?

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