Professional Business Bank

2700 East Foothill Boulevard, Suite #200
Pasadena, CA 91107


General Bank Information

FDIC Insured Yes
FDIC Certificate # 58674
Date Established 2009
Assets $0.23 billion
Loans $0.17 billion
Deposits $0.19 billion
Capital $0.03 billion

Professional Business Bank is an FDIC insured institution located in Pasadena, CA. It was founded in 2009 and has approximately $0.23 billion in assets.

For a more detailed analysis of Professional Business Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Professional Business Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Professional Business Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Professional Business Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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4.711% 4.625% 0.50 $2,510 $1,286 Learn More
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PenFed Credit Union
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4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to Professional Business Bank
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Financial Details

Professional Business Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Professional Business Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Professional Business Bank U.S. Bank Average
33.81% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Professional Business Bank had $8,515,000 in non-current loans and $3,581,000 in owned real estate. To cover these potential losses it had $33,860,000 in equity and $1,912,000 in loans loss reserves. That gives it a Texas Ratio of 33.81%.

Return on Equity
Professional Business Bank U.S. Bank Average
-6.41% 8.84%

Professional Business Bank has a Return on Equity of -6.41% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Professional Business Bank U.S. Bank Average
14.71% 12.21%

Professional Business Bank has a Capitalization of 14.71% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Professional Business Bank Balance Sheet Analysis

As of March 31, 2012, Professional Business Bank had assets of $230,199,000, loans of $165,290,000, and deposits of $192,731,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.17 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.19 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.23 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Professional Business Bank

Branches and Savings

Is Professional Business Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58674.

Why does Professional Business Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Professional Business Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Professional Business Bank a commercial bank?


Where are Professional Business Bank locations?

See branch locations nearby.

Is Professional Business Bank open on Saturdays?

Is Professional Business Bank open on Sundays?

What time does Professional Business Bank open?

What time does Professional Business Bank close?

Are Professional Business Bank ATMs Open 24/7?

Do Professional Business Bank ATMs accept cash deposits?

Can Professional Business Bank customers use other ATMs?

Do Professional Business Bank branches have notaries?

Will Professional Business Bank notarize my document?

What address for Professional Business Bank should I put for incoming ACH transfers?

Will the Professional Business Bank branch print checks?

Do Professional Business Bank checks expire?

Does Professional Business Bank require US citizenship to open account?

Can Professional Business Bank close my account?

Does Professional Business Bank Report to credit bureaus?

Does Professional Business Bank Use Equifax?

What is Professional Business Bank's ACH Routing Number?

What is Professional Business Bank's SWIFT code?


Does Professional Business Bank offer mortgages?

Compare mortgage rates here.

Does Professional Business Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Professional Business Bank offer personal loans?

Compare personal loan rates here.

Does Professional Business Bank offer student loans?

Will Professional Business Bank cash a check?

Will Professional Business Bank redeem a savings bond?

Does Professional Business Bank cash savings bonds?

Will Professional Business Bank cash money orders?

Can Professional Business Bank issue a money order?

Does Professional Business Bank do currency exchange?

Background on The Bank

Who owns Professional Business Bank?

How long has Professional Business Bank been around?

Can Professional Business Bank transfer to other banks?

Does Professional Business Bank have quick pay?

Does Professional Business Bank accept rolled coins?

Will Professional Business Bank accept loose change?

Where is Professional Business Bank headquarters?

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