Pulaski Savings Bank

3156 S Morgan St
Chicago, IL 60608


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28611
Date Established 1890
Assets $0.05 billion
Loans $0.03 billion
Deposits $0.04 billion
Capital $0.00 billion

Pulaski Savings Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1890 and has approximately $0.05 billion in assets.

For a more detailed analysis of Pulaski Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 25, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates APY MIN MAX
6 Mo CD
0.30% $500 - Learn MoreShow Less
12 Mo CD
0.50% $500 - Learn MoreShow Less
18 Mo CD
0.60% $500 - Learn MoreShow Less
24 Mo CD
0.60% $500 - Learn MoreShow Less

Fixed IRA
0.50% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $50 - Learn MoreShow Less

Loan Rates - August 25, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for Pulaski Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to Pulaski Savings Bank
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Financial Details

Pulaski Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pulaski Savings Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Pulaski Savings Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Pulaski Savings Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,439,000 in equity and $123,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Pulaski Savings Bank U.S. Bank Average
8.19% 9.47%

Pulaski Savings Bank has a Return on Equity of 8.19% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Pulaski Savings Bank U.S. Bank Average
7.52% 12.49%

Pulaski Savings Bank has a Capitalization of 7.52% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Pulaski Savings Bank Balance Sheet Analysis

As of March 31, 2019, Pulaski Savings Bank had assets of $45,757,000, loans of $29,794,000, and deposits of $37,643,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.04 billion
Total deposits $0.04 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.04 billion
      % insured (estimated) 96.96%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.04 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

March 31, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Pulaski Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Illinois, Pulaski Savings Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 90.59
Credit Card Loans 0.00
Consumer Auto Loans 0.16
Small Business Loans 4.80
Construction and Development Loans 0.45
Commercial Real Estate 4.80
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Pulaski Savings Bank

Branches and Savings

Is Pulaski Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #28611.

Why does Pulaski Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Pulaski Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Pulaski Savings Bank a commercial bank?


Where are Pulaski Savings Bank locations?

See branch locations nearby.

Is Pulaski Savings Bank open on Saturdays?

Is Pulaski Savings Bank open on Sundays?

What time does Pulaski Savings Bank open?

What time does Pulaski Savings Bank close?

Are Pulaski Savings Bank ATMs Open 24/7?

Do Pulaski Savings Bank ATMs accept cash deposits?

Can Pulaski Savings Bank customers use other ATMs?

Do Pulaski Savings Bank branches have notaries?

Will Pulaski Savings Bank notarize my document?

What address for Pulaski Savings Bank should I put for incoming ACH transfers?

Will the Pulaski Savings Bank branch print checks?

Do Pulaski Savings Bank checks expire?

Does Pulaski Savings Bank require US citizenship to open account?

Can Pulaski Savings Bank close my account?

Does Pulaski Savings Bank Report to credit bureaus?

Does Pulaski Savings Bank Use Equifax?

What is Pulaski Savings Bank's ACH Routing Number?

What is Pulaski Savings Bank's SWIFT code?


Does Pulaski Savings Bank offer mortgages?

Compare mortgage rates here.

Does Pulaski Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pulaski Savings Bank offer personal loans?

Compare personal loan rates here.

Does Pulaski Savings Bank offer student loans?

Will Pulaski Savings Bank cash a check?

Will Pulaski Savings Bank redeem a savings bond?

Does Pulaski Savings Bank cash savings bonds?

Will Pulaski Savings Bank cash money orders?

Can Pulaski Savings Bank issue a money order?

Does Pulaski Savings Bank do currency exchange?

Background on The Bank

Who owns Pulaski Savings Bank?

How long has Pulaski Savings Bank been around?

Can Pulaski Savings Bank transfer to other banks?

Does Pulaski Savings Bank have quick pay?

Does Pulaski Savings Bank accept rolled coins?

Will Pulaski Savings Bank accept loose change?

Where is Pulaski Savings Bank headquarters?

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