Quail Creek Bank, National Association

12201 North May Avenue
Oklahoma City, OK 73120

Notable Rates APY Vs.Others
Savings 0.20% 1.90% →
1-Year CD 0.80% 2.02% →
2-Year CD 1.00% 2.02% →
5-Year CD N.A. 2.02% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Bank Information

Quail Creek Bank, National Association is an FDIC insured institution located in Oklahoma City, OK. It was founded in 1974 and has approximately $0.69 billion in assets.

FDIC Insured Yes
FDIC Certificate # 21848
Date Established 1974
Assets $0.69 billion
Loans $0.50 billion
Deposits $0.62 billion
Capital $0.07 billion
 

For a more detailed analysis of Quail Creek Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $5,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $2,500 - Learn MoreShow Less
6 Mo CD
0.65% $2,500 - Learn MoreShow Less

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5,000 $24,999 Learn MoreShow Less

Loan Rates - April 3, 2020

Your Current Location: Connecticut, CT 06828

Auto Loan Rates APR Rate Monthly Payment
5 Year 4.92% 4.49% $465.96

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Quail Creek Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Quail Creek Bank, National Association Locations


Financial Details

Quail Creek Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Quail Creek Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Quail Creek Bank, National Association U.S. Bank Average
21.51% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, Quail Creek Bank, National Association had $12,199,000 in non-current loans and $3,350,000 in owned real estate. To cover these potential losses it had $66,317,000 in equity and $5,970,000 in loans loss reserves. That gives it a Texas Ratio of 21.51%.

Return on Equity
Quail Creek Bank, National Association U.S. Bank Average
19.16% 9.72%

Quail Creek Bank, National Association has a Return on Equity of 19.16% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Quail Creek Bank, National Association U.S. Bank Average
9.62% 12.89%

Quail Creek Bank, National Association has a Capitalization of 9.62% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Quail Creek Bank, National Association Balance Sheet Analysis

As of September 30, 2019, Quail Creek Bank, National Association had assets of $689,523,000, loans of $497,815,000, and deposits of $620,068,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.09 billion
Interest-bearing balances $0.08 billion
Total securities $0.09 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.50 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.62 billion
LIABILITIES
Total deposits $0.62 billion
      Interest-bearing deposits $0.53 billion
      Deposits held in domestic offices $0.62 billion
      % insured (estimated) 65.85%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.62 billion
      Shareholders’ Equity $0.07 billion

Summary Income Statement

September 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.02 billion
Total Interest Expense $0.00 billion
Net interest income $0.02 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.01 billion

Bank Loan Profile?

The top three loan types in Quail Creek Bank, National Association’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Construction and Development Loans.

Compared to other banks in Oklahoma, Quail Creek Bank, National Association has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.70
Multifamily
Mortgages
1.37
Credit Card Loans 0.00
Consumer Auto Loans 1.01
Small Business Loans 0.00
Construction and Development Loans 6.12
Commercial Real Estate 55.08
Commercial and Industrial Loans 4.56
Farm Loans 0.00

Frequently Asked Questions About Quail Creek Bank, National Association

Branches and Savings

Is Quail Creek Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #21848.

Why does Quail Creek Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Quail Creek Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Quail Creek Bank, National Association a commercial bank?

Yes

Where are Quail Creek Bank, National Association locations?

See branch locations nearby.

Is Quail Creek Bank, National Association open on Saturdays?

Is Quail Creek Bank, National Association open on Sundays?

What time does Quail Creek Bank, National Association open?

What time does Quail Creek Bank, National Association close?

Are Quail Creek Bank, National Association ATMs Open 24/7?

Do Quail Creek Bank, National Association ATMs accept cash deposits?

Can Quail Creek Bank, National Association customers use other ATMs?

Do Quail Creek Bank, National Association branches have notaries?

Will Quail Creek Bank, National Association notarize my document?

What address for Quail Creek Bank, National Association should I put for incoming ACH transfers?

Will the Quail Creek Bank, National Association branch print checks?

Do Quail Creek Bank, National Association checks expire?

Does Quail Creek Bank, National Association require US citizenship to open account?

Can Quail Creek Bank, National Association close my account?

Does Quail Creek Bank, National Association Report to credit bureaus?

Does Quail Creek Bank, National Association Use Equifax?

What is Quail Creek Bank, National Association's ACH Routing Number?

What is Quail Creek Bank, National Association's SWIFT code?

Products

Does Quail Creek Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Quail Creek Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Quail Creek Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Quail Creek Bank, National Association offer student loans?

Will Quail Creek Bank, National Association cash a check?

Will Quail Creek Bank, National Association redeem a savings bond?

Does Quail Creek Bank, National Association cash savings bonds?

Will Quail Creek Bank, National Association cash money orders?

Can Quail Creek Bank, National Association issue a money order?

Does Quail Creek Bank, National Association do currency exchange?

Background on The Bank

Who owns Quail Creek Bank, National Association?

How long has Quail Creek Bank, National Association been around?

Can Quail Creek Bank, National Association transfer to other banks?

Does Quail Creek Bank, National Association have quick pay?

Does Quail Creek Bank, National Association accept rolled coins?

Will Quail Creek Bank, National Association accept loose change?

Where is Quail Creek Bank, National Association headquarters?

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