Resolute Bank

3425 Briarfield Boulevard Suite 100
Maumee, OH 43537


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58317
Date Established 2006
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.02 billion
Capital $0.00 billion

Resolute Bank is an FDIC insured institution located in Maumee, OH. It was founded in 2006 and has approximately $0.03 billion in assets.

For a more detailed analysis of Resolute Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Resolute Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Ohio, Resolute Bank has a significantly higher percent of Small Business Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 31.60
Credit Card Loans 0.00
Consumer Auto Loans 1.07
Small Business Loans 18.93
Construction and Development Loans 0.38
Commercial Real Estate 25.11
Commercial and Industrial Loans 39.60
Farm Loans 0.00

Deposit Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no rates available for Resolute Bank, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - June 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Resolute Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
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Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
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Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
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Note to Resolute Bank
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Financial Details

Resolute Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Resolute Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Resolute Bank U.S. Bank Average
83.43% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Resolute Bank had $1,568,000 in non-current loans and $250,000 in owned real estate. To cover these potential losses it had $1,271,000 in equity and $908,000 in loans loss reserves. That gives it a Texas Ratio of 83.43%.

Return on Equity
Resolute Bank U.S. Bank Average
-133.68% 8.80%

Resolute Bank has a Return on Equity of -133.68% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Resolute Bank U.S. Bank Average
4.84% 12.29%

Resolute Bank has a Capitalization of 4.84% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Resolute Bank Balance Sheet Analysis

As of December 31, 2018, Resolute Bank had assets of $26,287,000, loans of $15,656,000, and deposits of $24,603,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.03 billion
Total deposits $0.02 billion
      Interest-bearing deposits $0.02 billion
      Deposits held in domestic offices $0.02 billion
      % insured (estimated) 93.83%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.03 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $-0.00 billion

Frequently Asked Questions About Resolute Bank

Branches and Savings

Is Resolute Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58317.

Why does Resolute Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Resolute Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Resolute Bank a commercial bank?


Where are Resolute Bank locations?

See branch locations nearby.

Is Resolute Bank open on Saturdays?

Is Resolute Bank open on Sundays?

What time does Resolute Bank open?

What time does Resolute Bank close?

Are Resolute Bank ATMs Open 24/7?

Do Resolute Bank ATMs accept cash deposits?

Can Resolute Bank customers use other ATMs?

Do Resolute Bank branches have notaries?

Will Resolute Bank notarize my document?

What address for Resolute Bank should I put for incoming ACH transfers?

Will the Resolute Bank branch print checks?

Do Resolute Bank checks expire?

Does Resolute Bank require US citizenship to open account?

Can Resolute Bank close my account?

Does Resolute Bank Report to credit bureaus?

Does Resolute Bank Use Equifax?

What is Resolute Bank's ACH Routing Number?

What is Resolute Bank's SWIFT code?


Does Resolute Bank offer mortgages?

Compare mortgage rates here.

Does Resolute Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Resolute Bank offer personal loans?

Compare personal loan rates here.

Does Resolute Bank offer student loans?

Will Resolute Bank cash a check?

Will Resolute Bank redeem a savings bond?

Does Resolute Bank cash savings bonds?

Will Resolute Bank cash money orders?

Can Resolute Bank issue a money order?

Does Resolute Bank do currency exchange?

Background on The Bank

Who owns Resolute Bank?

How long has Resolute Bank been around?

Can Resolute Bank transfer to other banks?

Does Resolute Bank have quick pay?

Does Resolute Bank accept rolled coins?

Will Resolute Bank accept loose change?

Where is Resolute Bank headquarters?

Customer Reviews for Resolute Bank


    June 27, 2017

    We had been sent letters from this company for months before we decided to take a chance on them . Worse mistake ever, we told the rep Jonathan from the start our credit score was low. He promised us that would not matter . Every time my husband spoke to him he asked if there was anything else's they needed and every time he was told no every thing was fine. 3 days before close he called and said he had to have proof the HOA was paid up , which was an issue because the HOA was out of town on business. He explained once we got that in everything was a done and even sent us papers with the new mortgage rate. Fast forward it to today and spoke to the underwriters who tell us they went back 16 years and found things hat we had no idea was there. My suggestion to anyone that reads this avoid them at all cost we got lied to from day one. I personal spoke to the underwriters and the loan rep and told both of them this company is horrible. For anyone that gets the letters in the mail dontourself a huge favor and throw them in the trash.


    December 19, 2016

    I got pre qualified and did all the paperwork they said I needed. Sold my home and promptly put a offer in to buy in with a reverse mortgage , two months later and asking the buyers for a fourth extension I don't know where I stand, they ask for ridiculous paperwork every other day, it is stressful and humiliating.this has been a horrible experience I would never recommend resolute bank to anyone, it's bad enough they're working with seniors who need some relief with living expenses they have to humiliate us too, im sorry I put my future in their hands,

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