Schaumburg Bank & Trust Company, National Association

1180 E Higgins Road
Schaumburg, IL 60173

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57103
Date Established 2001
Assets $1.10 billion
Loans $0.85 billion
Deposits $0.96 billion
Capital $0.12 billion

Schaumburg Bank & Trust Company, National Association is an FDIC insured institution located in Schaumburg, IL. It was founded in 2001 and has approximately $1.1 billion in assets. Customers can open an account at one of its 9 branches.

For a more detailed analysis of Schaumburg Bank & Trust Company, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Schaumburg Bank & Trust Company, National Association’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Illinois, Schaumburg Bank & Trust Company, National Association has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.43
Multifamily
Mortgages
5.27
Credit Card Loans 0.00
Consumer Auto Loans 0.02
Small Business Loans 4.50
Construction and Development Loans 3.47
Commercial Real Estate 23.80
Commercial and Industrial Loans 42.89
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $200 - Learn MoreShow Less
Special: 12 Mo SAV
1.00% $200 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.15% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.35% $1,000 - Learn MoreShow Less
Special: 15 Mo FIRA
1.35% $1,000 - Learn MoreShow Less
Special: 18 Mo FIRA
1.50% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Schaumburg Bank & Trust Company, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.766% 3.750% 0.00 $500 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Schaumburg Bank & Trust Company, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Schaumburg Bank & Trust Company, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Schaumburg Bank & Trust Company, National Association Locations

Financial Details

Schaumburg Bank & Trust Company, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Schaumburg Bank & Trust Company, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Schaumburg Bank & Trust Company, National Association U.S. Bank Average
7.36% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Schaumburg Bank & Trust Company, National Association had $5,712,000 in non-current loans and $3,735,000 in owned real estate. To cover these potential losses it had $122,048,000 in equity and $6,292,000 in loans loss reserves. That gives it a Texas Ratio of 7.36%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Schaumburg Bank & Trust Company, National Association U.S. Bank Average
6.12% 8.58

Schaumburg Bank & Trust Company, National Association has a Return on Equity of 6.12% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Schaumburg Bank & Trust Company, National Association U.S. Bank Average
11.05% 12.11

Schaumburg Bank & Trust Company, National Association has a Capitalization of 11.05% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Schaumburg Bank & Trust Company, National Association Balance Sheet Analysis

As of June 30, 2017, Schaumburg Bank & Trust Company, National Association had assets of $1,104,839,000, loans of $847,242,000, and deposits of $958,392,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Schaumburg Bank & Trust Company, National Association

Branches and Savings

Is Schaumburg Bank & Trust Company, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #57103.

Why does Schaumburg Bank & Trust Company, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Schaumburg Bank & Trust Company, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Schaumburg Bank & Trust Company, National Association a commercial bank?

Yes

Where are Schaumburg Bank & Trust Company, National Association locations?

See branch locations nearby.

Is Schaumburg Bank & Trust Company, National Association open on Saturdays?

Is Schaumburg Bank & Trust Company, National Association open on Sundays?

What time does Schaumburg Bank & Trust Company, National Association open?

What time does Schaumburg Bank & Trust Company, National Association close?

Are Schaumburg Bank & Trust Company, National Association ATMs Open 24/7?

Do Schaumburg Bank & Trust Company, National Association ATMs accept cash deposits?

Can Schaumburg Bank & Trust Company, National Association customers use other ATMs?

Do Schaumburg Bank & Trust Company, National Association branches have notaries?

Will Schaumburg Bank & Trust Company, National Association notarize my document?

What address for Schaumburg Bank & Trust Company, National Association should I put for incoming ACH transfers?

Will the Schaumburg Bank & Trust Company, National Association branch print checks?

Do Schaumburg Bank & Trust Company, National Association checks expire?

Does Schaumburg Bank & Trust Company, National Association require US citizenship to open account?

Can Schaumburg Bank & Trust Company, National Association close my account?

Does Schaumburg Bank & Trust Company, National Association Report to credit bureaus?

Does Schaumburg Bank & Trust Company, National Association Use Equifax?

What is Schaumburg Bank & Trust Company, National Association's ACH Routing Number?

What is Schaumburg Bank & Trust Company, National Association's SWIFT code?

Products

Does Schaumburg Bank & Trust Company, National Association offer mortgages?

Compare mortgage rates here.

Does Schaumburg Bank & Trust Company, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Schaumburg Bank & Trust Company, National Association offer personal loans?

Compare personal loan rates here.

Does Schaumburg Bank & Trust Company, National Association offer student loans?

Will Schaumburg Bank & Trust Company, National Association cash a check?

Will Schaumburg Bank & Trust Company, National Association redeem a savings bond?

Does Schaumburg Bank & Trust Company, National Association cash savings bonds?

Will Schaumburg Bank & Trust Company, National Association cash money orders?

Can Schaumburg Bank & Trust Company, National Association issue a money order?

Does Schaumburg Bank & Trust Company, National Association do currency exchange?

Background on The Bank

Who owns Schaumburg Bank & Trust Company, National Association?

How long has Schaumburg Bank & Trust Company, National Association been around?

Can Schaumburg Bank & Trust Company, National Association transfer to other banks?

Does Schaumburg Bank & Trust Company, National Association have quick pay?

Does Schaumburg Bank & Trust Company, National Association accept rolled coins?

Will Schaumburg Bank & Trust Company, National Association accept loose change?

Where is Schaumburg Bank & Trust Company, National Association headquarters?

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