Signature Bank of Arkansas

3878 North Crossover Road, Suite 20
Fayetteville, AR 72703

Notable Rates APY Vs.Others
Savings 0.25% 2.20% →
1-Year CD 0.70% 2.20% →
2-Year CD 1.00% 2.20% →
5-Year CD 1.40% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

Signature Bank of Arkansas is an FDIC insured institution located in Fayetteville, AR. It was founded in 1933 and has approximately $0.66 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 89
Date Established 1933
Assets $0.66 billion
Loans $0.55 billion
Deposits $0.54 billion
Capital $0.08 billion
 

For a more detailed analysis of Signature Bank of Arkansas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.30% $1 $49,999 Learn MoreShow Less
Money Market
0.50% $1 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
0.65% $1,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.70% $1,000 - Learn MoreShow Less
12 Mo CD
0.60% $1,000 - Learn MoreShow Less
18 Mo CD
0.80% $1,000 - Learn MoreShow Less
18 Mo CD
0.75% $1,000 - Learn MoreShow Less
24 Mo CD
0.95% $1,000 - Learn MoreShow Less
24 Mo CD
1.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.10% $1,000 - Learn MoreShow Less
36 Mo CD
1.00% $1,000 - Learn MoreShow Less
48 Mo CD
1.25% $1,000 - Learn MoreShow Less
48 Mo CD
1.10% $1,000 - Learn MoreShow Less
60 Mo CD
1.40% $1,000 - Learn MoreShow Less
60 Mo CD
1.25% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1,000 - Learn MoreShow Less
Fixed IRA
0.70% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $25 - Learn MoreShow Less
Var IRA
0.80% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $850 - Learn MoreShow Less

Bank Offers

CFG Bank Lowers Money Market to 2.25% APY
Dec 12, 2019

CFG Bank has lowered its money market rate for balances over $25,000 from 2.30% to 2.25% APY.  The rate remains the best online savings or money market rate nationally available in the US.  You may however find higher rates at banks and credit unions near you.

CFG Bank has also slightly lowered all of its CD offerings.   Its 12-month, 18-month and 60-month offerings now stand at 2.15% APY, 2.33% APY and 2.60% APY, respectively.

 



Loan Rates - February 18, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Signature Bank of Arkansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($122) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Signature Bank of Arkansas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Signature Bank of Arkansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Signature Bank of Arkansas Locations


Financial Details

Signature Bank of Arkansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Signature Bank of Arkansas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Signature Bank of Arkansas U.S. Bank Average
7.1% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, Signature Bank of Arkansas had $129,000 in non-current loans and $5,804,000 in owned real estate. To cover these potential losses it had $76,555,000 in equity and $7,023,000 in loans loss reserves. That gives it a Texas Ratio of 7.1%.

Return on Equity
Signature Bank of Arkansas U.S. Bank Average
8% 9.72%

Signature Bank of Arkansas has a Return on Equity of 8% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Signature Bank of Arkansas U.S. Bank Average
11.6% 12.89%

Signature Bank of Arkansas has a Capitalization of 11.6% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Signature Bank of Arkansas Balance Sheet Analysis

As of September 30, 2019, Signature Bank of Arkansas had assets of $659,869,000, loans of $552,747,000, and deposits of $542,555,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.06 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.55 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.58 billion
LIABILITIES
Total deposits $0.54 billion
      Interest-bearing deposits $0.43 billion
      Deposits held in domestic offices $0.54 billion
      % insured (estimated) 80.03%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.04 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.58 billion
      Shareholders’ Equity $0.08 billion

Summary Income Statement

September 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.02 billion
Total Interest Expense $0.01 billion
Net interest income $0.02 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.02 billion
Pre-tax Net Operating Income $0.01 billion

Bank Loan Profile?

The top three loan types in Signature Bank of Arkansas’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Construction and Development Loans.

Compared to other banks in Arkansas, Signature Bank of Arkansas has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.51
Multifamily
Mortgages
5.70
Credit Card Loans 0.21
Consumer Auto Loans 0.44
Small Business Loans 6.33
Construction and Development Loans 13.31
Commercial Real Estate 36.75
Commercial and Industrial Loans 12.73
Farm Loans 1.55

Frequently Asked Questions About Signature Bank Of Arkansas

Branches and Savings

Is Signature Bank Of Arkansas FDIC insured?

Yes. It is covered under FDIC Certificate #89.

Why does Signature Bank Of Arkansas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Signature Bank Of Arkansas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Signature Bank Of Arkansas a commercial bank?

Yes

Where are Signature Bank Of Arkansas locations?

See branch locations nearby.

Is Signature Bank Of Arkansas open on Saturdays?

Is Signature Bank Of Arkansas open on Sundays?

What time does Signature Bank Of Arkansas open?

What time does Signature Bank Of Arkansas close?

Are Signature Bank Of Arkansas ATMs Open 24/7?

Do Signature Bank Of Arkansas ATMs accept cash deposits?

Can Signature Bank Of Arkansas customers use other ATMs?

Do Signature Bank Of Arkansas branches have notaries?

Will Signature Bank Of Arkansas notarize my document?

What address for Signature Bank Of Arkansas should I put for incoming ACH transfers?

Will the Signature Bank Of Arkansas branch print checks?

Do Signature Bank Of Arkansas checks expire?

Does Signature Bank Of Arkansas require US citizenship to open account?

Can Signature Bank Of Arkansas close my account?

Does Signature Bank Of Arkansas Report to credit bureaus?

Does Signature Bank Of Arkansas Use Equifax?

What is Signature Bank Of Arkansas's ACH Routing Number?

What is Signature Bank Of Arkansas's SWIFT code?

Products

Does Signature Bank Of Arkansas offer mortgages?

Compare mortgage rates here.

Does Signature Bank Of Arkansas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Signature Bank Of Arkansas offer personal loans?

Compare personal loan rates here.

Does Signature Bank Of Arkansas offer student loans?

Will Signature Bank Of Arkansas cash a check?

Will Signature Bank Of Arkansas redeem a savings bond?

Does Signature Bank Of Arkansas cash savings bonds?

Will Signature Bank Of Arkansas cash money orders?

Can Signature Bank Of Arkansas issue a money order?

Does Signature Bank Of Arkansas do currency exchange?

Background on The Bank

Who owns Signature Bank Of Arkansas?

How long has Signature Bank Of Arkansas been around?

Can Signature Bank Of Arkansas transfer to other banks?

Does Signature Bank Of Arkansas have quick pay?

Does Signature Bank Of Arkansas accept rolled coins?

Will Signature Bank Of Arkansas accept loose change?

Where is Signature Bank Of Arkansas headquarters?

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