Silicon Valley Bank


3003 Tasman Dr
Santa Clara, CA 95054
See all branch locations →

ACH 121140399

Phone 408 654 7400

Notable Rates APY Vs.Others
Savings N.A. 6.25% →
1-Year CD N.A. 5.35% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 4.70% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →
Public Note: Bank placed under FDIC receivership on March 10, 2023.

March 13, 2023

2023 Overview

General Bank Information

Silicon Valley Bank is an FDIC insured institution located in Santa Clara, CA. It was founded in 1983 and has approximately $211.82 billion in assets. Customers can open an account at one of its 6 branches.

Bank placed under FDIC receivership on March 10, 2023.

FDIC Insured Yes
FDIC Certificate # 24735
Date Established 1983
Assets $ 211.82 billion
Loans $ 71.57 billion
Deposits $ 178.88 billion
Capital $ 15.13 billion

For a more detailed analysis of Silicon Valley Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - March 21, 2023

Your Current Location: Virginia, VA 20146


Loan Rates - March 21, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Silicon Valley Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
6.202% 6.125%
0.88 points
$2,068 fees
$1,520 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.022% 6.875%
1.00 points
$3,750 fees
$1,643 Learn More
PenFed Credit Union
NMLS ID: 401822
5.993% 5.875%
0.88 points
$3,182 fees
$1,479 Learn More
NMLS ID: 2890
License#: MC-3098
6.106% 6.000%
0.75 points
$2,865 fees
$1,499 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 7.240 %
After Intro: 8.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.990 %
$0 Learn More
More Info

Note to Silicon Valley Bank
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Climate Initiatives

Silicon Valley Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Financial Note
Bank placed under FDIC receivership on March 10, 2023.

Silicon Valley Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Silicon Valley Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Silicon Valley Bank U.S. Bank Average
0.52% 8.03%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2022, Silicon Valley Bank had $82,000,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,129,000,000 in equity and $557,000,000 in loans loss reserves. That gives it a Texas Ratio of 0.52%.

Return on Equity
Silicon Valley Bank U.S. Bank Average
13.65% 10.00%

Silicon Valley Bank has a Return on Equity of 13.65% versus the BestCashCow average of 10.00%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Silicon Valley Bank U.S. Bank Average
7.14% 9.96%

Silicon Valley Bank has a Capitalization of 7.14% versus the BestCashCow average of 9.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Silicon Valley Bank Balance Sheet Analysis

As of September 30, 2022, Silicon Valley Bank had assets of $211,824,000,000, loans of $71,571,000,000, and deposits of $178,878,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2022
Cash & Balances due from depository institutions $ 13.03 billion
Interest-bearing balances $ 11.70 billion
Total securities $ 119.91 billion
Federal funds sold and reverse repurchase $ 393.00 million
Net loans and leases $ 71.57 billion
Loan loss allowance $ 557.00 million
Trading account assets $ 253.00 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 288.00 million
All other assets $ 3.87 billion
     Total Assets $ 195.12 billion
Total deposits $ 178.88 billion
      Interest-bearing deposits $ 82.83 billion
      Deposits held in domestic offices $ 165.34 billion
      % insured (estimated) 5.66%
Federal funds purchased and repurchase agreements $ 36.00 million
Trading liabilities $ 519.00 million
Other borrowed funds $ 3.65 billion
Subordinated debt N.A.
All other liabilities $ 2.16 billion
      Total Liabilities $ 195.12 billion
      Shareholders’ Equity $ 16.71 billion

Summary Income Statement

September 30, 2022
Total Interest Income $ 3.92 billion
Total Interest Expense $ 404.00 million
Net interest income $ 3.52 billion
Provision for loan and lease losses $ 279.00 million
Total non interest income $ 897.00 million
Total non interest expense $ 1,992.00 million
Pre-tax Net Operating Income $ 1,332.00 million

Bank Loan Profile?

The top three loan types in Silicon Valley Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks, Silicon Valley Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 11.81
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.09
Construction and Development Loans 0.56
Commercial Real Estate 2.52
Commercial and Industrial Loans 24.87
Farm Loans 0.00

Silicon Valley Bank's History

Bank placed under FDIC receivership on March 10, 2023.

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*Should any logos, images or public notes appear on this page,they do so courtesy of Silicon Valley Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.