Stock Growers Bank

324 Main Avenue
Napoleon, ND 58561

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15440
Date Established 1900
Assets $0.06 billion
Loans $0.03 billion
Deposits $0.05 billion
Capital $0.01 billion

Stock Growers Bank is an FDIC insured institution located in Napoleon, ND. It was founded in 1900 and has approximately $0.06 billion in assets.

For a more detailed analysis of Stock Growers Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Stock Growers Bank’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks, Stock Growers Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 6.72
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.83
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 2.54
Commercial and Industrial Loans 2.54
Farm Loans 43.27

Deposit Rates - March 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.35% $1,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.75% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.75% $500 - Learn MoreShow Less
18 Mo CD
1.75% $500 - Learn MoreShow Less
24 Mo CD
2.00% $500 - Learn MoreShow Less
30 Mo CD
2.00% $500 - Learn MoreShow Less
36 Mo CD
2.25% $500 - Learn MoreShow Less
48 Mo CD
2.50% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - March 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Stock Growers Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.560% 4.560% 0.00 $0 $1,276 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Stock Growers Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Stock Growers Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Stock Growers Bank Locations


Financial Details

Stock Growers Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stock Growers Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Stock Growers Bank U.S. Bank Average
0% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Stock Growers Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,766,000 in equity and $332,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Stock Growers Bank U.S. Bank Average
14.66% 9.95%

Stock Growers Bank has a Return on Equity of 14.66% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Stock Growers Bank U.S. Bank Average
14.47% 12.19%

Stock Growers Bank has a Capitalization of 14.47% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Stock Growers Bank Balance Sheet Analysis

As of September 30, 2018, Stock Growers Bank had assets of $60,562,000, loans of $31,553,000, and deposits of $51,727,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 81.79%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Stock Growers Bank

Branches and Savings

Is Stock Growers Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15440.

Why does Stock Growers Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Stock Growers Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Stock Growers Bank a commercial bank?

Yes

Where are Stock Growers Bank locations?

See branch locations nearby.

Is Stock Growers Bank open on Saturdays?

Is Stock Growers Bank open on Sundays?

What time does Stock Growers Bank open?

What time does Stock Growers Bank close?

Are Stock Growers Bank ATMs Open 24/7?

Do Stock Growers Bank ATMs accept cash deposits?

Can Stock Growers Bank customers use other ATMs?

Do Stock Growers Bank branches have notaries?

Will Stock Growers Bank notarize my document?

What address for Stock Growers Bank should I put for incoming ACH transfers?

Will the Stock Growers Bank branch print checks?

Do Stock Growers Bank checks expire?

Does Stock Growers Bank require US citizenship to open account?

Can Stock Growers Bank close my account?

Does Stock Growers Bank Report to credit bureaus?

Does Stock Growers Bank Use Equifax?

What is Stock Growers Bank's ACH Routing Number?

What is Stock Growers Bank's SWIFT code?

Products

Does Stock Growers Bank offer mortgages?

Compare mortgage rates here.

Does Stock Growers Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stock Growers Bank offer personal loans?

Compare personal loan rates here.

Does Stock Growers Bank offer student loans?

Will Stock Growers Bank cash a check?

Will Stock Growers Bank redeem a savings bond?

Does Stock Growers Bank cash savings bonds?

Will Stock Growers Bank cash money orders?

Can Stock Growers Bank issue a money order?

Does Stock Growers Bank do currency exchange?

Background on The Bank

Who owns Stock Growers Bank?

How long has Stock Growers Bank been around?

Can Stock Growers Bank transfer to other banks?

Does Stock Growers Bank have quick pay?

Does Stock Growers Bank accept rolled coins?

Will Stock Growers Bank accept loose change?

Where is Stock Growers Bank headquarters?

Customer Reviews for Stock Growers Bank

There are currently no comments for Stock Growers Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →