Stonebridge Bank

605 Willowbrook Lane
West Chester, PA 19382


General Bank Information

FDIC Insured Yes
FDIC Certificate # 35077
Date Established 1999
Assets $0.07 billion
Loans $0.05 billion
Deposits $0.06 billion
Capital $0.00 billion

Stonebridge Bank is an FDIC insured institution located in West Chester, PA. It was founded in 1999 and has approximately $0.07 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Stonebridge Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Stonebridge Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Pennsylvania, Stonebridge Bank has a significantly higher percent of Small Business Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 44.51
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 18.54
Construction and Development Loans 8.05
Commercial Real Estate 39.32
Commercial and Industrial Loans 2.95
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.80% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.90% $500 - Learn MoreShow Less
MM 10K
0.50% $1 $24,999 Learn MoreShow Less
MM 25K
0.50% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Stonebridge Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.770% 3.750% 0.25 $600 $1,158 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Stonebridge Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Stonebridge Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Stonebridge Bank Locations

Financial Details

Stonebridge Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Stonebridge Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Stonebridge Bank U.S. Bank Average
78.72% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Stonebridge Bank had $3,990,000 in non-current loans and $23,000 in owned real estate. To cover these potential losses it had $4,689,000 in equity and $409,000 in loans loss reserves. That gives it a Texas Ratio of 78.72%.

Return on Equity
Stonebridge Bank U.S. Bank Average
-24.79% 8.84%

Stonebridge Bank has a Return on Equity of -24.79% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Stonebridge Bank U.S. Bank Average
6.52% 12.21%

Stonebridge Bank has a Capitalization of 6.52% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Stonebridge Bank Balance Sheet Analysis

As of September 30, 2017, Stonebridge Bank had assets of $71,954,000, loans of $50,826,000, and deposits of $56,779,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Stonebridge Bank

Branches and Savings

Is Stonebridge Bank FDIC insured?

Yes. It is covered under FDIC Certificate #35077.

Why does Stonebridge Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Stonebridge Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Stonebridge Bank a commercial bank?


Where are Stonebridge Bank locations?

See branch locations nearby.

Is Stonebridge Bank open on Saturdays?

Is Stonebridge Bank open on Sundays?

What time does Stonebridge Bank open?

What time does Stonebridge Bank close?

Are Stonebridge Bank ATMs Open 24/7?

Do Stonebridge Bank ATMs accept cash deposits?

Can Stonebridge Bank customers use other ATMs?

Do Stonebridge Bank branches have notaries?

Will Stonebridge Bank notarize my document?

What address for Stonebridge Bank should I put for incoming ACH transfers?

Will the Stonebridge Bank branch print checks?

Do Stonebridge Bank checks expire?

Does Stonebridge Bank require US citizenship to open account?

Can Stonebridge Bank close my account?

Does Stonebridge Bank Report to credit bureaus?

Does Stonebridge Bank Use Equifax?

What is Stonebridge Bank's ACH Routing Number?

What is Stonebridge Bank's SWIFT code?


Does Stonebridge Bank offer mortgages?

Compare mortgage rates here.

Does Stonebridge Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Stonebridge Bank offer personal loans?

Compare personal loan rates here.

Does Stonebridge Bank offer student loans?

Will Stonebridge Bank cash a check?

Will Stonebridge Bank redeem a savings bond?

Does Stonebridge Bank cash savings bonds?

Will Stonebridge Bank cash money orders?

Can Stonebridge Bank issue a money order?

Does Stonebridge Bank do currency exchange?

Background on The Bank

Who owns Stonebridge Bank?

How long has Stonebridge Bank been around?

Can Stonebridge Bank transfer to other banks?

Does Stonebridge Bank have quick pay?

Does Stonebridge Bank accept rolled coins?

Will Stonebridge Bank accept loose change?

Where is Stonebridge Bank headquarters?

Customer Reviews for Stonebridge Bank

There are currently no comments for Stonebridge Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →